US Bank Directory
Banks in Waverly, IA
5 FDIC-insured banks operate 7 offices in Waverly, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Waverly
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Waverly, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waverly
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank has the most locations in Waverly, with 3. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank Bank · 3
First Bank has 3 branches in Waverly, 8 across Iowa and 8 nationwide. FDIC records list its main office in Waverly, IA and show it operating since 1864. With $739.9 million in total assets on June 30, 2026, it ranks No. 1,325 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waverly location is its main office at 316 E Bremer Ave, dating to 1864; the newest, at 1922 5th Ave Nw, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office316 E Bremer Ave, 50677
-
Bartels Branch1922 5th Ave Nw, 50677
-
Waverly Branch921 W Bremer Ave, 50677
CUSB Bank Bank · 1
CUSB Bank has 1 branch in Waverly, 7 across Iowa and 7 nationwide. FDIC records list its main office in Cresco, IA and show it operating since 1888. With $812.1 million in total assets on June 30, 2026, it ranks No. 1,246 of 4,232 U.S. banks by total assets. The Waverly Branch at 933 16th St Sw dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Waverly Branch933 16th St Sw, 50677
Denver Savings Bank Bank · 1
Denver Savings Bank has 1 branch in Waverly, 2 across Iowa and 2 nationwide. FDIC records list its main office in Denver, IA and show it operating since 1902. With $250.6 million in total assets on June 30, 2026, it ranks No. 2,724 of 4,232 U.S. banks by total assets. The Denver Savings Bank - Waverly Branch at 1810 4th Street Sw dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Denver Savings Bank - Waverly Branch1810 4th Street Sw, 50677
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Waverly, 8 across Iowa and 8 nationwide. FDIC records list its main office in Waterloo, IA and show it operating since 1903. With $1.60 billion in total assets on June 30, 2026, it ranks No. 706 of 4,232 U.S. banks by total assets. The Waverly Branch at 2101 4th St Sw dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Waverly Branch2101 4th St Sw, 50677
Fidelity Bank & Trust Bank · 1
Fidelity Bank & Trust has 1 branch in Waverly, 33 across Iowa and 36 nationwide. FDIC records list its main office in Dubuque, IA and show it operating since 1910. With $2.60 billion in total assets on June 30, 2026, it ranks No. 486 of 4,232 U.S. banks by total assets. The Waverly Branch at 1503 4th St Sw dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Waverly Branch1503 4th St Sw, 50677
Veridian Credit Union Credit union · 1
Veridian Credit Union has 1 office in Waverly, 24 across Iowa. It is based in Waterloo, IA and $8.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Waverly315 Oak Ridge Cir, 50677
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Waverly
1 credit union has 1 office here: Veridian Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waverly page has every office in the state's directory.
Banking in Waverly: the local picture
Short answer: 5 banks run 7 branches in Waverly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Waverly, 4 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is First Bank, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 316 E Bremer Ave, dating to 1864; the newest is Denver Savings Bank's at 1810 4th Street Sw, from 2024.
The only credit union with an office here is Veridian Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Waverly
Short answer: 1 of the 1 Waverly location with published hours opens on Saturday, run by 1 institution.
- Veridian Credit Union: 1 of 1 office (315 Oak Ridge Cir: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waverly, and where the nearest one is if they do not.
Short answer: No branches in Waverly: Chase (nearest in Cedar Rapids, 66 mi), Wells Fargo (nearest in Cedar Falls, 14 mi), Bank of America (nearest in Des Moines, 98 mi), PNC Bank, U.S. Bank (nearest in Cedar Falls, 14 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 15 mi), TD Bank, BMO (nearest in Decorah, 54 mi).
| Bank | In Waverly | Nearest branch if none here |
|---|---|---|
| Chase | None | Cedar Rapids, 66 miles away |
| Wells Fargo | None | Cedar Falls, 14 miles away |
| Bank of America | None | Des Moines, 98 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Cedar Falls, 14 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Cedar Falls, 15 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Decorah, 54 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waverly to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waverly residents like anyone else.
Banks near Waverly
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cedar Falls (14 miles) and Nashua (17 miles). Cedar Falls, 14 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cedar Falls, IA | 14 mi | 12 | 12 |
| Banks in Nashua, IA | 17 mi | 2 | 2 |
| Banks in Waterloo, IA | 18 mi | 10 | 16 |
| Banks in Parkersburg, IA | 18 mi | 3 | 3 |
| Banks in Dike, IA | 19 mi | 2 | 2 |
| Banks in Fredericksburg, IA | 22 mi | 2 | 2 |
| Banks in New Hampton, IA | 25 mi | 5 | 5 |
| Banks in Charles City, IA | 26 mi | 4 | 4 |
Bank branch openings and closings in Waverly
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waverly between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waverly
Short answer: 1 institution has its main office in Waverly: First Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Bank | Bank | $739.9 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waverly by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waverly offices.
Short answer: Fidelity Bank & Trust is the largest bank with offices in Waverly, with $2.60 billion in total assets on June 30, 2026, No. 486 among U.S. banks by total assets. Farmers State Bank is second with $1.60 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fidelity Bank & Trust | $2.60 billion | No. 486 | 1 | Dubuque, IA |
| Farmers State Bank | $1.60 billion | No. 706 | 1 | Waterloo, IA |
| CUSB Bank | $812.1 million | No. 1,246 | 1 | Cresco, IA |
| First Bank | $739.9 million | No. 1,325 | 3 | Waverly, IA |
| Denver Savings Bank | $250.6 million | No. 2,724 | 1 | Denver, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waverly: FAQ
How many banks are in Waverly, IA?
Waverly has 5 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waverly?
First Bank, with 3. Fidelity Bank & Trust has 1 and Farmers State Bank has 1.
Is there a First Bank in Waverly, IA?
Yes. FDIC data lists 3 First Bank branches in Waverly as of September 5, 2026, the main office at 316 E Bremer Ave. Its branches are listed under First Bank above, with the address and directions for each.
Is there a Fidelity Bank & Trust in Waverly, IA?
Yes. FDIC data lists 1 Fidelity Bank & Trust branch in Waverly as of September 5, 2026. The address and directions are under Fidelity Bank & Trust above.
Is there a Farmers State Bank in Waverly, IA?
Yes. FDIC data lists 1 Farmers State Bank branch in Waverly as of September 5, 2026. The address and directions are under Farmers State Bank above.
Is there a Chase in Waverly, IA?
No. FDIC data lists no Chase branch in Waverly as of September 5, 2026. The nearest is in Cedar Rapids, about 66 miles away in a straight line.
Which banks in Waverly are open on Saturday?
Veridian Credit Union publishes Saturday hours for one or more Waverly locations. The Saturday section above lists each one with its hours. 7 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waverly?
First Bank has its main office in Waverly, according to the FDIC.
What is the oldest bank in Waverly?
First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Waverly?
Veridian Credit Union has an office in Waverly. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waverly in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waverly?
Nearby cities with more banks include Cedar Falls, Nashua, Waterloo. Cedar Falls is 14 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds