US Bank Directory

Banks in Waterloo, IA

10 FDIC-insured banks operate 16 offices in Waterloo, Iowa, and 7 credit unions have 17 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Waterloo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 17 banks and credit unions operate 33 locations in Waterloo, according to the FDIC and the NCUA. 31 of them have coordinates on record and are on the map. 20 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

31 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waterloo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank has the most locations in Waterloo, with 3. It is followed by Regions Bank (2), Cedar Rapids Bank (2), Farmers State Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Empeople Credit Union 7 offices · main office Moline, IL Credit union · 7

Empeople Credit Union has 7 officees in Waterloo, 12 across Iowa. It is based in Moline, IL and $2.28 billion in assets on March 31, 2026, according to its NCUA call report. None of its 6 Waterloo locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Waterloo - Spo
    1400 Westfield Ave, 50701
    (319) 292-5946Today: hours not published
    All hours

    Mon to Wed not published; Thu 7 am to 4 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

  • Waterloo Foundry
    2000 Westfield Ave, 50701
    (319) 292-5948Today: hours not published
    All hours

    Mon not published; Tue 7 am to 4 pm; Wed to Thu not published; Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Waterloo Micro
    21 W Jefferson St Ste 102, 50701
    (309) 743-1000Hours as filed: appointment only
  • Waterloo Works
    3500 E Donald St, 50703
    (319) 292-5950Today 7 am to 4 pm
    All hours

    Mon to Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Waterloo Engine Works
    3801 W Ridgeway Ave, 50701
    (319) 292-5941Today 7 am to 4 pm
    All hours

    Mon to Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Waterloo-Dto
    400 Westfield Ave, 50701
    (319) 292-5944Today 7 am to 4 pm
    All hours

    Mon 7 am to 4 pm; Tue not published; Wed 7 am to 4 pm; Thu to Sun not published

    Hours: NCUA, March 31, 2026

  • Waterloo - Pec
    6725 Cedar Heights Dr, 50701
    (309) 743-1000Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Empeople Credit Union: profile, branches and contacts
Veridian Credit Union 4 offices · main office Waterloo, IA Credit union · 4

Veridian Credit Union has 4 officees in Waterloo, 24 across Iowa. It is based in Waterloo, IA and $8.90 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 4 Waterloo locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1827 Ansborough Ave, 50701
    (319) 236-5600Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Kimball
    102 Tower Park Dr, 50701
    (319) 236-5600Today 9 am to 7 pm
    All hours

    Mon to Fri 9 am to 7 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Crossroads Hy-Vee
    1422 Flammang Dr, 50702
    (319) 236-5600Today 9 am to 7 pm
    All hours

    Mon to Fri 9 am to 7 pm; Sat 9 am to 5 pm; Sun 10 am to 2 pm

    Hours: NCUA, March 31, 2026

  • Lafayette
    1616 Lafayette St, 50703
    (319) 236-5600Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Veridian Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 3 branches · main office Cincinnati, OH Bank · 3

U.S. Bank has 3 branches in Waterloo, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterloo location is the Kimball Avenue Branch at 3130 Kimball Ave, dating to 1970; the newest, at 11 W Commercial St, to 2009. 1 of its 2 Waterloo locations with published hours open on Saturday.

  • Waterloo Drive-Up Branch
    11 W Commercial St, 50701
    (319) 292-1386Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Kimball Avenue Branch
    3130 Kimball Ave, 50702
    (319) 235-3240Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Waterloo Branch
    425 Cedar St, 50701
    Hours: see the bank's site
U.S. Bank: profile, branches and contacts
BankIowa 2 branches · main office Cedar Rapids, IA Bank · 2

BankIowa has 2 branches in Waterloo, 13 across Iowa and 13 nationwide. FDIC records list its main office in Cedar Rapids, IA and show it operating since 1881. With $846.2 million in total assets on June 30, 2026, it ranks No. 1,201 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterloo location is the Kimball Branch at 3222 Kimball Ave, dating to 2002; the newest, at 330 E 4th St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

BankIowa: profile, branches and contacts
Cedar Rapids Bank 2 branches · main office Cedar Rapids, IA Bank · 2

Cedar Rapids Bank has 2 branches in Waterloo, 9 across Iowa and 9 nationwide. FDIC records list its main office in Cedar Rapids, IA and show it operating since 2001. With $2.90 billion in total assets on June 30, 2026, it ranks No. 441 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterloo location is the Community National Bank Branch at 422 Commercial St, dating to 1997; the newest, at 11 Tower Park Dr, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Waterloo Branch
    11 Tower Park Dr, 50701
    Hours: see the bank's site
  • Community National Bank Branch
    422 Commercial St, 50701
    Hours: see the bank's site
Cedar Rapids Bank: profile, branches and contacts
Dupaco Community Credit Union 2 offices · main office Dubuque, IA Credit union · 2

Dupaco Community Credit Union has 2 officees in Waterloo, 19 across Iowa. It is based in Dubuque, IA and $3.63 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Waterloo locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • San Marnan
    1946 Schukei Rd, 50702
    (800) 373-7600Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed

    Hours: NCUA, March 31, 2026

  • Waterloo Mullan
    218 W Mullan Ave, 50701
    (800) 373-7600Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed

    Hours: NCUA, March 31, 2026

Dupaco Community Credit Union: profile, branches and contacts
Farmers State Bank 2 branches · main office Waterloo, IA Bank · 2

Farmers State Bank has 2 branches in Waterloo, 8 across Iowa and 8 nationwide. FDIC records list its main office in Waterloo, IA and show it operating since 1903. With $1.60 billion in total assets on June 30, 2026, it ranks No. 706 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterloo location is its main office at 131 Tower Park Dr, dating to 1903; the newest, at 224 W 6th St, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    131 Tower Park Dr, 50701
    Hours: see the bank's site
  • Farmers State Bank
    224 W 6th St, 50701
    Hours: see the bank's site
Farmers State Bank: profile, branches and contacts
Regions Bank 2 branches · main office Birmingham, AL Bank · 2

Regions Bank has 2 branches in Waterloo, 4 across Iowa and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterloo location is the Ridgeway Ia Branch at 224 W Ridgeway Ave, dating to 1979; the newest, at 412 Mulberry St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeway Ia Branch
    224 W Ridgeway Ave, 50701
    Hours: see the bank's site
  • Mulberry Branch
    412 Mulberry St, 50703
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Allen Hospital Personnel Credit Union 1 office · main office Waterloo, IA Credit union · 1

Allen Hospital Personnel Credit Union has 1 office in Waterloo, 1 across Iowa. It is based in Waterloo, IA and $5.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1825 Logan Ave, 50703
    (319) 235-3678Today 7 am to 4 pm
    All hours

    Mon to Fri 7 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Allen Hospital Personnel Credit Union: profile, branches and contacts
Community Choice Credit Union 1 office · main office Johnston, IA Credit union · 1

Community Choice Credit Union has 1 office in Waterloo, 12 across Iowa. It is based in Johnston, IA and $918.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Waterloo (Former Pecu Branch)
    624 Franklin St, 50703
    (515) 334-8100Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Community Choice Credit Union: profile, branches and contacts
First Interstate Bank 1 branch · main office Billings, MT Bank · 1

First Interstate Bank has 1 branch in Waterloo, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Waterloo Branch at 2936 University Ave dates to 2016 in FDIC branch records. Its published hours do not list Saturday.

  • Waterloo Branch
    2936 University Ave, 50701
    (319) 242-7510Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

First Interstate Bank: profile, branches and contacts
Greenstate Credit Union 1 office · main office North Liberty, IA Credit union · 1

Greenstate Credit Union has 1 office in Waterloo, 27 across Iowa. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Waterloo - San Marnin
    930 Tower Park Dr, 50701
    (319) 553-3870Today 10 am to 5:30 pm
    All hours

    Mon to Tue 9 am to 5:30 pm; Wed 10 am to 5:30 pm; Thu 9 am to 5:30 pm; Fri not published; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Greenstate Credit Union: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Waterloo, 4 across Iowa and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Waterloo Branch at 4020 Bankers Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waterloo Branch
    4020 Bankers Blvd, 50701
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
Lincoln Savings Bank 1 branch · main office Reinbeck, IA Bank · 1

Lincoln Savings Bank has 1 branch in Waterloo, 16 across Iowa and 16 nationwide. FDIC records list its main office in Reinbeck, IA and show it operating since 1902. With $1.71 billion in total assets on June 30, 2026, it ranks No. 664 of 4,232 U.S. banks by total assets. The Tower Park Branch at 242 Tower Park Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Tower Park Branch
    242 Tower Park Dr, 50701
    Hours: see the bank's site
Lincoln Savings Bank: profile, branches and contacts
Nicolet Bank Nicolet National Bank · 1 branch · main office Green Bay, WI Bank · 1

Nicolet Bank has 1 branch in Waterloo, 37 across Iowa and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Waterloo - Branch 36 at 3110 Kimball Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waterloo - Branch 36
    3110 Kimball Ave, 50702
    Hours: see the bank's site
Nicolet Bank: profile, branches and contacts
Waterloo Firemen's Credit Union 1 office · main office Waterloo, IA Credit union · 1

Waterloo Firemen's Credit Union has 1 office in Waterloo, 1 across Iowa. It is based in Waterloo, IA and $2.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    425 E 3Rd St, 50703
    (319) 236-3803Today 8 am to 10 am
    All hours

    Mon 8 am to 10 am; Tue not published; Wed 8 am to 10 am; Thu not published; Fri 8 am to 10 am; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Waterloo Firemen's Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Waterloo, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Kimball Branch at 3065 Kimball Ave dates to 1968 in FDIC branch records. It opens on Saturday.

  • Kimball Branch
    3065 Kimball Ave, 50702
    (319) 235-4885Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Waterloo

7 credit unions have 17 offices here: Empeople Credit Union, Veridian Credit Union, Dupaco Community Credit Union, Greenstate Credit Union, Community Choice Credit Union and Allen Hospital Personnel Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waterloo page has every office in the state's directory.

Banking in Waterloo: the local picture

Short answer: 10 banks run 16 branches in Waterloo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 1 has its main office in Waterloo, 3 elsewhere in Iowa and 6 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers State Bank's office at 131 Tower Park Dr, dating to 1903; the newest is First Interstate Bank's at 2936 University Ave, from 2016.

7 credit unions have 17 offices in Waterloo, according to the NCUA. Who can join each one is on the credit unions page.

Of the 20 locations with published hours. 8 open on Saturday. 13 locations have no published hours in these sources.

Banks by ZIP code in Waterloo

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 50701 has the most bank and credit union offices in Waterloo (20), followed by 50703 (7) and 50702 (6). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
507012011Empeople Credit Union, Cedar Rapids Bank, Farmers State Bank
5070377Allen Hospital Personnel Credit Union, BankIowa, Community Choice Credit Union
5070266BankIowa, Dupaco Community Credit Union, Nicolet Bank

Banks and credit unions open on Saturday in Waterloo

Short answer: 8 of the 20 Waterloo locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 33 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waterloo, and where the nearest one is if they do not.

Short answer: In Waterloo: Wells Fargo (1), U.S. Bank (3), Regions Bank (2). No branches in Waterloo: Chase (nearest in Cedar Rapids, 49 mi), Bank of America (nearest in Des Moines, 90 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, TD Bank, BMO (nearest in Cedar Rapids, 46 mi).

BankIn WaterlooNearest branch if none here
Wells Fargo1 branchhere
U.S. Bank3 brancheshere
Regions Bank2 brancheshere
ChaseNoneCedar Rapids, 49 miles away
Bank of AmericaNoneDes Moines, 90 miles away
PNC BankNonenone in Iowa
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
TD BankNonenone in Iowa
BMONoneCedar Rapids, 46 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waterloo to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waterloo residents like anyone else.

Banks near Waterloo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cedar Falls (5 miles) and Dike (14 miles). Cedar Falls, 5 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Waterloo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waterloo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waterloo

Short answer: 4 institutions have their main office in Waterloo: Veridian Credit Union, Farmers State Bank, Allen Hospital Personnel Credit Union and Waterloo Firemen's Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Veridian Credit UnionCredit union$8.90 billion4
Farmers State BankBank$1.60 billion2
Allen Hospital Personnel Credit UnionCredit union$5.8 million1
Waterloo Firemen's Credit UnionCredit union$2.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waterloo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waterloo offices.

Short answer: Wells Fargo is the largest bank with offices in Waterloo, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 63Cincinnati, OH
Regions Bank$159.79 billionNo. 272Birmingham, AL
First Interstate Bank$25.79 billionNo. 831Billings, MT
Nicolet Bank$15.39 billionNo. 1261Green Bay, WI
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
Cedar Rapids Bank$2.90 billionNo. 4412Cedar Rapids, IA
Lincoln Savings Bank$1.71 billionNo. 6641Reinbeck, IA
Farmers State Bank$1.60 billionNo. 7062Waterloo, IA
BankIowa$846.2 millionNo. 1,2012Cedar Rapids, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waterloo: FAQ

How many banks are in Waterloo, IA?

Waterloo has 10 banks with 16 branches and 7 credit unions with 17 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Waterloo?

U.S. Bank, with 3. Regions Bank has 2 and Cedar Rapids Bank has 2.

Is there a U.S. Bank in Waterloo, IA?

Yes. FDIC data lists 3 U.S. Bank branches in Waterloo as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Is there a Regions Bank in Waterloo, IA?

Yes. FDIC data lists 2 Regions Bank branches in Waterloo as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a Cedar Rapids Bank in Waterloo, IA?

Yes. FDIC data lists 2 Cedar Rapids Bank branches in Waterloo as of September 5, 2026. Its branches are listed under Cedar Rapids Bank above, with the address and directions for each.

Is there a Chase in Waterloo, IA?

No. FDIC data lists no Chase branch in Waterloo as of September 5, 2026. The nearest is in Cedar Rapids, about 49 miles away in a straight line.

Which banks in Waterloo are open on Saturday?

U.S. Bank, Wells Fargo, Veridian Credit Union and Dupaco Community Credit Union and 1 more publish Saturday hours for one or more Waterloo locations. The Saturday section above lists each one with its hours. 13 of the 33 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Waterloo?

Veridian Credit Union, Farmers State Bank, Allen Hospital Personnel Credit Union and Waterloo Firemen's Credit Union have their main office in Waterloo, according to the FDIC and the NCUA.

What is the oldest bank in Waterloo?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Waterloo?

Empeople Credit Union, Veridian Credit Union, Dupaco Community Credit Union and Greenstate Credit Union and 3 more have offices in Waterloo. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Waterloo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waterloo?

Nearby cities with more banks include Cedar Falls, Dike, Jesup. Cedar Falls is 5 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 15 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 16 branches: First Interstate Bank, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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