US Bank Directory
Banks in Cedar Falls, IA
12 FDIC-insured banks operate 12 offices in Cedar Falls, Iowa, and 6 credit unions have 10 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cedar Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 22 locations in Cedar Falls, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cedar Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 12 banks share the most locations in Cedar Falls, with 1 each. 12 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Veridian Credit Union Credit union · 4
Veridian Credit Union has 4 officees in Cedar Falls, 24 across Iowa. It is based in Waterloo, IA and $8.90 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 4 Cedar Falls locations with published hours open on Saturday.
Who can join: see the credit union's site.
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East Viking1000 Brandilynn Blvd, 50613
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Thunder Ridge2322 W 1St St, 50613
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Cedar Heights3621 Cedar Heights Dr, 50613
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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College Square Hy-Vee6301 University Ave, 50613
All hours
Mon to Fri 9 am to 7 pm; Sat 9 am to 5 pm; Sun 10 am to 2 pm
Hours: NCUA, March 31, 2026
Cedar Falls Community Credit Union Credit union · 2
Cedar Falls Community Credit Union has 2 officees in Cedar Falls, 3 across Iowa. It is based in Cedar Falls, IA and $242.7 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Cedar Falls locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office123 W 4Th St, 50613
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Industrial Park420 Viking Rd, 50613
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
BankIowa Bank · 1
BankIowa has 1 branch in Cedar Falls, 13 across Iowa and 13 nationwide. FDIC records list its main office in Cedar Rapids, IA and show it operating since 1881. With $846.2 million in total assets on June 30, 2026, it ranks No. 1,201 of 4,232 U.S. banks by total assets. The University Avenue Branch at 6804 University Ave dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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University Avenue Branch6804 University Ave, 50613
Cedar Rapids Bank Bank · 1
Cedar Rapids Bank has 1 branch in Cedar Falls, 9 across Iowa and 9 nationwide. FDIC records list its main office in Cedar Rapids, IA and show it operating since 2001. With $2.90 billion in total assets on June 30, 2026, it ranks No. 441 of 4,232 U.S. banks by total assets. The Cedar Falls Branch at 2322 W 1st St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls Branch2322 W 1st St, 50613
Collins Community Credit Union Credit union · 1
Collins Community Credit Union has 1 office in Cedar Falls, 9 across Iowa. It is based in Cedar Rapids, IA and $1.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Winterberry Dr Branch5908 Winterberry Dr, 50613
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Dupaco Community Credit Union Credit union · 1
Dupaco Community Credit Union has 1 office in Cedar Falls, 19 across Iowa. It is based in Dubuque, IA and $3.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cedar Falls Learning Lab126 Brandilynn Blvd, 50613
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Cedar Falls, 8 across Iowa and 8 nationwide. FDIC records list its main office in Waterloo, IA and show it operating since 1903. With $1.60 billion in total assets on June 30, 2026, it ranks No. 706 of 4,232 U.S. banks by total assets. The Downtown Cedar Falls at 515 Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Cedar Falls515 Main St, 50613
First Bank Bank · 1
First Bank has 1 branch in Cedar Falls, 8 across Iowa and 8 nationwide. FDIC records list its main office in Waverly, IA and show it operating since 1864. With $739.9 million in total assets on June 30, 2026, it ranks No. 1,325 of 4,232 U.S. banks by total assets. The Cedar Falls Branch at 602 Main St dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls Branch602 Main St, 50613
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Cedar Falls, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Cedar Falls Branch at 205 W 2nd St dates to 2018 in FDIC branch records. Its published hours do not list Saturday.
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Cedar Falls Branch205 W 2nd St, 50613
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
First Security State Bank Bank · 1
First Security State Bank has 1 branch in Cedar Falls, 2 across Iowa and 2 nationwide. FDIC records list its main office in Evansdale, IA and show it operating since 1962. With $87.3 million in total assets on June 30, 2026, it ranks No. 3,791 of 4,232 U.S. banks by total assets. The Cedar Falls Branch at 3229 Greenhill Cir dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls Branch3229 Greenhill Cir, 50613
Great Southern Bank Bank · 1
Great Southern Bank has 1 branch in Cedar Falls, 20 across Iowa and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The Cedar Falls Ia Lpo at 403 Washington St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls Ia Lpo403 Washington St, 50613
Greenstate Credit Union Credit union · 1
Greenstate Credit Union has 1 office in Cedar Falls, 27 across Iowa. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cedar Falls3409 Cedar Heights Dr, 50613
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Lincoln Savings Bank Bank · 1
Lincoln Savings Bank has 1 branch in Cedar Falls, 16 across Iowa and 16 nationwide. FDIC records list its main office in Reinbeck, IA and show it operating since 1902. With $1.71 billion in total assets on June 30, 2026, it ranks No. 664 of 4,232 U.S. banks by total assets. The Cedar Falls Downtown Branch at 302 Main St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls Downtown Branch302 Main St, 50613
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Cedar Falls, 37 across Iowa and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Cedar Falls - Branch 37 at 4510 Prairie Pkwy dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls - Branch 374510 Prairie Pkwy, 50613
Regions Bank Bank · 1
Regions Bank has 1 branch in Cedar Falls, 4 across Iowa and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Cedar Falls University Ave Branch at 4417 University Ave dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Falls University Ave Branch4417 University Ave, 50613
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Cedar Falls, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Cedar Falls College Square Mall Bran at 6301 University Ave dates to 1969 in FDIC branch records. It opens on Saturday.
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Cedar Falls College Square Mall Bran6301 University Ave, 50613
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Unite Credit Union Credit union · 1
Unite Credit Union has 1 office in Cedar Falls, 1 across Iowa. It is based in Cedar Falls, IA and $23.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office403 Washington St, 50613
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cedar Falls, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cedar Falls Branch at 6609 University Ave dates to 1985 in FDIC branch records. It opens on Saturday.
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Cedar Falls Branch6609 University Ave, 50613
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Cedar Falls
6 credit unions have 10 offices here: Veridian Credit Union, Cedar Falls Community Credit Union, Greenstate Credit Union, Dupaco Community Credit Union, Collins Community Credit Union and Unite Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cedar Falls page has every office in the state's directory.
Banking in Cedar Falls: the local picture
Short answer: 12 banks run 12 branches in Cedar Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Cedar Falls, 6 elsewhere in Iowa and 6 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BankIowa's office at 6804 University Ave, dating to 1905; the newest is Lincoln Savings Bank's at 302 Main St, from 2020.
6 credit unions have 10 offices in Cedar Falls, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 9 open on Saturday. 9 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Cedar Falls
Short answer: 9 of the 13 Cedar Falls locations with published hours open on Saturday, run by 6 institutions.
- Wells Fargo: 1 of 1 branch (6609 University Ave: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (6301 University Ave: Saturday 9 am to 12 pm)
- Veridian Credit Union: 3 of 4 offices (1000 Brandilynn Blvd: Saturday 8:30 am to 12 pm, and 2 more)
- Cedar Falls Community Credit Union: 2 of 2 offices (123 W 4Th St: Saturday 9 am to 12 pm, and 1 more)
- Greenstate Credit Union: 1 of 1 office (3409 Cedar Heights Dr: Saturday 9 am to 12 pm)
- Dupaco Community Credit Union: 1 of 1 office (126 Brandilynn Blvd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cedar Falls, and where the nearest one is if they do not.
Short answer: In Cedar Falls: Wells Fargo (1), U.S. Bank (1), Regions Bank (1). No branches in Cedar Falls: Chase (nearest in Cedar Rapids, 54 mi), Bank of America (nearest in Des Moines, 89 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, TD Bank, BMO (nearest in Cedar Rapids, 51 mi).
| Bank | In Cedar Falls | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Cedar Rapids, 54 miles away |
| Bank of America | None | Des Moines, 89 miles away |
| PNC Bank | None | none in Iowa |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| TD Bank | None | none in Iowa |
| BMO | None | Cedar Rapids, 51 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Falls to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Falls residents like anyone else.
Banks near Cedar Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waterloo (5 miles) and Dike (10 miles). Waterloo, 5 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waterloo, IA | 5 mi | 10 | 16 |
| Banks in Dike, IA | 10 mi | 2 | 2 |
| Banks in Waverly, IA | 14 mi | 5 | 7 |
| Banks in Parkersburg, IA | 18 mi | 3 | 3 |
| Banks in Jesup, IA | 19 mi | 2 | 2 |
| Banks in Grundy Center, IA | 20 mi | 2 | 3 |
| Banks in Traer, IA | 23 mi | 2 | 2 |
| Banks in Dysart, IA | 25 mi | 2 | 2 |
Bank branch openings and closings in Cedar Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cedar Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cedar Falls
Short answer: 2 institutions have their main office in Cedar Falls: Cedar Falls Community Credit Union and Unite Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Cedar Falls Community Credit Union | Credit union | $242.7 million | 2 |
| Unite Credit Union | Credit union | $23.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cedar Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Falls offices.
Short answer: Wells Fargo is the largest bank with offices in Cedar Falls, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| Great Southern Bank | $5.53 billion | No. 266 | 1 | Reeds Spring, MO |
| Cedar Rapids Bank | $2.90 billion | No. 441 | 1 | Cedar Rapids, IA |
| Lincoln Savings Bank | $1.71 billion | No. 664 | 1 | Reinbeck, IA |
| Farmers State Bank | $1.60 billion | No. 706 | 1 | Waterloo, IA |
| BankIowa | $846.2 million | No. 1,201 | 1 | Cedar Rapids, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cedar Falls: FAQ
How many banks are in Cedar Falls, IA?
Cedar Falls has 12 banks with 12 branches and 6 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cedar Falls?
Wells Fargo, with 1. U.S. Bank has 1 and Regions Bank has 1.
Is there a Wells Fargo in Cedar Falls, IA?
Yes. FDIC data lists 1 Wells Fargo branch in Cedar Falls as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Cedar Falls, IA?
Yes. FDIC data lists 1 U.S. Bank branch in Cedar Falls as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Regions Bank in Cedar Falls, IA?
Yes. FDIC data lists 1 Regions Bank branch in Cedar Falls as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Cedar Falls, IA?
No. FDIC data lists no Chase branch in Cedar Falls as of September 5, 2026. The nearest is in Cedar Rapids, about 54 miles away in a straight line.
Which banks in Cedar Falls are open on Saturday?
Wells Fargo, U.S. Bank, Veridian Credit Union and Cedar Falls Community Credit Union and 2 more publish Saturday hours for one or more Cedar Falls locations. The Saturday section above lists each one with its hours. 9 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cedar Falls?
Cedar Falls Community Credit Union and Unite Credit Union have their main office in Cedar Falls, according to the FDIC and the NCUA.
What is the oldest bank in Cedar Falls?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Cedar Falls?
Veridian Credit Union, Cedar Falls Community Credit Union, Greenstate Credit Union and Dupaco Community Credit Union and 2 more have offices in Cedar Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cedar Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cedar Falls?
Nearby cities with more banks include Waterloo, Dike, Waverly. Waterloo is 5 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 12 branches: First Interstate Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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