FDIC-insured bank

Farmers State Bank — Waterloo, IA

Bank headquartered in Waterloo, Iowa, part of FSB FINANCIAL SERVICES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$1.60 billion
Total deposits
$1.26 billion
Branches
8
FDIC-insured since
1934
Established
1903

Headquarters and contact

Address131 Tower Park Dr
Waterloo, IA 50701
CountyBlack Hawk
Metro areaWaterloo-Cedar Falls, IA
Websitewww.fsb1879.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate12855
Federal Reserve RSSD ID840747
StatusActive
Charter classNM (STATE)
Holding companyFSB FINANCIAL SERVICES INC
Domestic offices8
Financials as ofJune 30, 2026

How to find your Farmers State Bank routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fsb1879.com.
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Offices nearest to headquarters

Farmers State Bank main office
Waterloo, IA
131 Tower Park Dr, 50701
Farmers State Bank
Waterloo, IA
224 W 6th St, 50701
Downtown Cedar Falls
Cedar Falls, IA
515 Main St, 50613
Farmers State Bank, Gilbertville Branch
Gilbertville, IA
1306 5th St, 50634
Dunkerton Branch
Dunkerton, IA
905 Jon Rd, 50626
Waverly Branch
Waverly, IA
2101 4th St Sw, 50677
Jesup Branch
Jesup, IA
1310 6th St, 50648
West Des Moines Branch
West Des Moines, IA
9750 University Ave, 50266

Where Farmers State Bank has offices

Cities with the most Farmers State Bank offices

Largest banks headquartered elsewhere in Iowa

Principal Bank Des Moines$9.84 billion
Bankers Trust Company Des Moines$7.83 billion
Hills Bank and Trust Company Hills$4.79 billion
West Bank West Des Moines$4.03 billion
Northwest Bank Spencer$3 billion
Cedar Rapids Bank and Trust Company Cedar Rapids$2.90 billion
Quad City Bank and Trust Company Bettendorf$2.77 billion
Fidelity Bank & Trust Dubuque$2.60 billion
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