Banks in Waukon, IA

Bank branch map: Waukon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Waukon, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waukon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Waukon State Bank has the most locations in Waukon, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Waukon State Bank 2 branches · main office Waukon, IA Bank · 2

Waukon State Bank has 2 branches in Waukon, 4 across Iowa and 4 nationwide. FDIC records list its main office in Waukon, IA and show it operating since 1871. With $426.9 million in total assets on June 30, 2026, it ranks No. 1,983 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waukon location is its main office at 22 W Main St, dating to 1871; the newest, at 301 Rossville Rd, to 1970. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  22 W Main St, 52172

  Hours: see the bank's site
  DirectionsWebsite
• Parking Lot Branch

  301 Rossville Rd, 52172

  Hours: see the bank's site
  DirectionsWebsite

Waukon State Bank: profile, branches and contacts

FreedomBank 1 branch · main office Elkader, IA Bank · 1

FreedomBank has 1 branch in Waukon, 4 across Iowa and 4 nationwide. FDIC records list its main office in Elkader, IA and show it operating since 1903. With $433.9 million in total assets on June 30, 2026, it ranks No. 1,964 of 4,232 U.S. banks by total assets. The Waukon Branch at 201 W Main St dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waukon Branch

  201 W Main St, 52172

  Hours: see the bank's site
  DirectionsWebsite

FreedomBank: profile, branches and contacts

Kerndt Brothers Savings Bank 1 branch · main office Lansing, IA Bank · 1

Kerndt Brothers Savings Bank has 1 branch in Waukon, 6 across Iowa and 6 nationwide. FDIC records list its main office in Lansing, IA and show it operating since 1908. With $347.2 million in total assets on June 30, 2026, it ranks No. 2,275 of 4,232 U.S. banks by total assets. The Waukon Branch at 820 11th Ave Sw dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waukon Branch

  820 11th Ave Sw, 52172

  Hours: see the bank's site
  DirectionsWebsite

Kerndt Brothers Savings Bank: profile, branches and contacts

Peoples State Bank 1 branch · main office Prairie Du Chien, WI Bank · 1

Peoples State Bank has 1 branch in Waukon, 4 across Iowa and 19 nationwide. FDIC records list its main office in Prairie Du Chien, WI and show it operating since 1915. With $993.0 million in total assets on June 30, 2026, it ranks No. 1,053 of 4,232 U.S. banks by total assets. The Waukon Branch at 802 West Main Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waukon Branch

  802 West Main Street, 52172

  Hours: see the bank's site
  DirectionsWebsite

Peoples State Bank: profile, branches and contacts

Banking in Waukon: the local picture

Short answer: 4 banks run 5 branches in Waukon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Waukon, 2 elsewhere in Iowa and 1 out of state, according to the FDIC.

The bank with the longest record here is Waukon State Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Waukon State Bank's office at 22 W Main St, dating to 1871; the newest is Peoples State Bank's at 802 West Main Street, from 2023.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Waukon, and where the nearest one is if they do not.

Short answer: No branches in Waukon: Chase (nearest in Cedar Rapids, 92 mi), Wells Fargo (nearest in Waterloo, 71 mi), Bank of America (nearest in Des Moines, 160 mi), PNC Bank, U.S. Bank (nearest in Dubuque, 66 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 68 mi), TD Bank, BMO (nearest in Decorah, 16 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waukon to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waukon residents like anyone else.

Banks near Waukon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Postville (13 miles) and Decorah (15 miles). Decorah, 15 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Waukon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waukon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waukon

Short answer: 1 institution has its main office in Waukon: Waukon State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waukon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waukon offices.

Short answer: Peoples State Bank is the largest bank with offices in Waukon, with $993.0 million in total assets on June 30, 2026, No. 1,053 among U.S. banks by total assets. FreedomBank is second with $433.9 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waukon: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.