Banks in Elkader, IA

Bank branch map: Elkader

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Elkader, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elkader

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central State Bank has the most locations in Elkader, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central State Bank 2 branches · main office Coralville, IA Bank · 2

Central State Bank has 2 branches in Elkader, 7 across Iowa and 7 nationwide. FDIC records list its main office in Coralville, IA and show it operating since 1931. With $419.3 million in total assets on June 30, 2026, it ranks No. 2,013 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkader location is the Elkader Branch at 200 North Main, dating to 1990; the newest, at 102 North Main Street, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

• Elkader Branch

  102 North Main Street, 52043

  Hours: see the bank's site
  DirectionsWebsite
• Elkader Branch

  200 North Main, 52043

  Hours: see the bank's site
  DirectionsWebsite

Central State Bank: profile, branches and contacts

FreedomBank 1 branch · main office Elkader, IA Bank · 1

FreedomBank has 1 branch in Elkader, 4 across Iowa and 4 nationwide. FDIC records list its main office in Elkader, IA and show it operating since 1903. With $433.9 million in total assets on June 30, 2026, it ranks No. 1,964 of 4,232 U.S. banks by total assets. Its main office at 210 S Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  210 S Main St, 52043

  Hours: see the bank's site
  DirectionsWebsite

FreedomBank: profile, branches and contacts

Banking in Elkader: the local picture

Short answer: 2 banks run 3 branches in Elkader according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Elkader, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is FreedomBank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is FreedomBank's office at 210 S Main St, dating to 1903; the newest is Central State Bank's at 102 North Main Street, from 2018.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkader, and where the nearest one is if they do not.

Short answer: No branches in Elkader: Chase (nearest in Cedar Rapids, 65 mi), Wells Fargo (nearest in Waterloo, 55 mi), Bank of America (nearest in Des Moines, 144 mi), PNC Bank, U.S. Bank (nearest in Dubuque, 43 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 53 mi), TD Bank, BMO (nearest in Decorah, 37 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkader to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkader residents like anyone else.

Banks near Elkader

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Strawberry Point (14 miles) and Guttenberg (16 miles). Manchester, 26 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Elkader

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkader between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elkader

Short answer: 1 institution has its main office in Elkader: FreedomBank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elkader by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkader offices.

Short answer: FreedomBank is the largest bank with offices in Elkader, with $433.9 million in total assets on June 30, 2026, No. 1,964 among U.S. banks by total assets. Central State Bank is second with $419.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkader: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.