US Bank Directory
Banks in Oelwein, IA
2 FDIC-insured banks operate 2 offices in Oelwein, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Oelwein
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Oelwein, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oelwein
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fidelity Bank & Trust and Community Bank of Oelwein have the most locations in Oelwein, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank of Oelwein Bank · 1
Community Bank of Oelwein has 1 branch in Oelwein, 1 across Iowa and 1 nationwide. FDIC records list its main office in Oelwein, IA and show it operating since 1998. With $95.0 million in total assets on June 30, 2026, it ranks No. 3,731 of 4,232 U.S. banks by total assets. Its main office at 150 1st St Se dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office150 1st St Se, 50662
Fidelity Bank & Trust Bank · 1
Fidelity Bank & Trust has 1 branch in Oelwein, 33 across Iowa and 36 nationwide. FDIC records list its main office in Dubuque, IA and show it operating since 1910. With $2.60 billion in total assets on June 30, 2026, it ranks No. 486 of 4,232 U.S. banks by total assets. The Oelwein Branch at 201 S Frederick Ave dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oelwein Branch201 S Frederick Ave, 50662
Veridian Credit Union Credit union · 1
Veridian Credit Union has 1 office in Oelwein, 24 across Iowa. It is based in Waterloo, IA and $8.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oelwein1 W Charles St Ste 1, 50662
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oelwein
1 credit union has 1 office here: Veridian Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oelwein page has every office in the state's directory.
Banking in Oelwein: the local picture
Short answer: 2 banks run 2 branches in Oelwein according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Oelwein, 1 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is Fidelity Bank & Trust, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank of Oelwein's office at 150 1st St Se, dating to 1998; the newest is Fidelity Bank & Trust's at 201 S Frederick Ave, from 2001.
The only credit union with an office here is Veridian Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Oelwein
Short answer: 1 of the 1 Oelwein location with published hours opens on Saturday, run by 1 institution.
- Veridian Credit Union: 1 of 1 office (1 W Charles St Ste 1: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oelwein, and where the nearest one is if they do not.
Short answer: No branches in Oelwein: Chase (nearest in Cedar Rapids, 51 mi), Wells Fargo (nearest in Waterloo, 27 mi), Bank of America (nearest in Des Moines, 116 mi), PNC Bank, U.S. Bank (nearest in Waterloo, 25 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 25 mi), TD Bank, BMO (nearest in Decorah, 44 mi).
| Bank | In Oelwein | Nearest branch if none here |
|---|---|---|
| Chase | None | Cedar Rapids, 51 miles away |
| Wells Fargo | None | Waterloo, 27 miles away |
| Bank of America | None | Des Moines, 116 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Waterloo, 25 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Waterloo, 25 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Decorah, 44 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oelwein to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oelwein residents like anyone else.
Banks near Oelwein
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Independence (15 miles) and Jesup (16 miles). Waterloo, 26 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Independence, IA | 15 mi | 3 | 5 |
| Banks in Jesup, IA | 16 mi | 2 | 2 |
| Banks in Strawberry Point, IA | 19 mi | 2 | 2 |
| Banks in West Union, IA | 21 mi | 2 | 3 |
| Banks in Fredericksburg, IA | 25 mi | 2 | 2 |
| Banks in Waterloo, IA | 26 mi | 10 | 16 |
| Banks in Manchester, IA | 26 mi | 5 | 5 |
| Banks in Elkader, IA | 29 mi | 2 | 3 |
Bank branch openings and closings in Oelwein
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oelwein between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oelwein
Short answer: 1 institution has its main office in Oelwein: Community Bank of Oelwein.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community Bank of Oelwein | Bank | $95.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oelwein by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oelwein offices.
Short answer: Fidelity Bank & Trust is the largest bank with offices in Oelwein, with $2.60 billion in total assets on June 30, 2026, No. 486 among U.S. banks by total assets. Community Bank of Oelwein is second with $95.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fidelity Bank & Trust | $2.60 billion | No. 486 | 1 | Dubuque, IA |
| Community Bank of Oelwein | $95.0 million | No. 3,731 | 1 | Oelwein, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oelwein: FAQ
How many banks are in Oelwein, IA?
Oelwein has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oelwein?
Fidelity Bank & Trust, with 1. Community Bank of Oelwein has 1.
Is there a Fidelity Bank & Trust in Oelwein, IA?
Yes. FDIC data lists 1 Fidelity Bank & Trust branch in Oelwein as of September 5, 2026. The address and directions are under Fidelity Bank & Trust above.
Is there a Chase in Oelwein, IA?
No. FDIC data lists no Chase branch in Oelwein as of September 5, 2026. The nearest is in Cedar Rapids, about 51 miles away in a straight line.
Which banks in Oelwein are open on Saturday?
Veridian Credit Union publishes Saturday hours for one or more Oelwein locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oelwein?
Community Bank of Oelwein has its main office in Oelwein, according to the FDIC.
What is the oldest bank in Oelwein?
Fidelity Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1910.
Which credit unions can I join in Oelwein?
Veridian Credit Union has an office in Oelwein. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oelwein in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oelwein?
Nearby cities with more banks include Independence, Jesup, Strawberry Point. Independence is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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