Banks in West Union, IA

Bank branch map: West Union

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in West Union, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in West Union

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank 1st has the most locations in West Union, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank 1st 2 branches · main office West Union, IA Bank · 2

Bank 1st has 2 branches in West Union, 3 across Iowa and 3 nationwide. FDIC records list its main office in West Union, IA and show it operating since 1934. With $166.1 million in total assets on June 30, 2026, it ranks No. 3,209 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Union location is its main office at 115 N Vine St, dating to 1934; the newest, at 302 W Bradford St, to 1966. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  115 N Vine St, 52175

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Branch

  302 W Bradford St, 52175

  Hours: see the bank's site
  DirectionsWebsite

Bank 1st: profile, branches and contacts

Kerndt Brothers Savings Bank 1 branch · main office Lansing, IA Bank · 1

Kerndt Brothers Savings Bank has 1 branch in West Union, 6 across Iowa and 6 nationwide. FDIC records list its main office in Lansing, IA and show it operating since 1908. With $347.2 million in total assets on June 30, 2026, it ranks No. 2,275 of 4,232 U.S. banks by total assets. The West Union Branch at 205 N Vine St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Union Branch

  205 N Vine St, 52175

  Hours: see the bank's site
  DirectionsWebsite

Kerndt Brothers Savings Bank: profile, branches and contacts

Banking in West Union: the local picture

Short answer: 2 banks run 3 branches in West Union according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in West Union, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Kerndt Brothers Savings Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Kerndt Brothers Savings Bank's office at 205 N Vine St, dating to 1913; the newest is Bank 1st's at 302 W Bradford St, from 1966.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in West Union, and where the nearest one is if they do not.

Short answer: No branches in West Union: Chase (nearest in Cedar Rapids, 70 mi), Wells Fargo (nearest in Waterloo, 44 mi), Bank of America (nearest in Des Moines, 133 mi), PNC Bank, U.S. Bank (nearest in Waterloo, 42 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 42 mi), TD Bank, BMO (nearest in Decorah, 24 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Union to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Union residents like anyone else.

Banks near West Union

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ossian (13 miles) and Postville (15 miles). Decorah, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in West Union

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Union between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in West Union

Short answer: 1 institution has its main office in West Union: Bank 1st.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in West Union by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Union offices.

Short answer: Kerndt Brothers Savings Bank is the largest bank with offices in West Union, with $347.2 million in total assets on June 30, 2026, No. 2,275 among U.S. banks by total assets. Bank 1st is second with $166.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Union: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.