Banks in Cresco, IA

Bank branch map: Cresco

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cresco, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cresco

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: CUSB Bank and Decorah Bank have the most locations in Cresco, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

CUSB Bank 1 branch · main office Cresco, IA Bank · 1

CUSB Bank has 1 branch in Cresco, 7 across Iowa and 7 nationwide. FDIC records list its main office in Cresco, IA and show it operating since 1888. With $812.1 million in total assets on June 30, 2026, it ranks No. 1,246 of 4,232 U.S. banks by total assets. Its main office at 111 N Elm St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  111 N Elm St, 52136

  Hours: see the bank's site
  DirectionsWebsite

CUSB Bank: profile, branches and contacts

Decorah Bank 1 branch · main office Decorah, IA Bank · 1

Decorah Bank has 1 branch in Cresco, 3 across Iowa and 3 nationwide. FDIC records list its main office in Decorah, IA and show it operating since 1935. With $794.1 million in total assets on June 30, 2026, it ranks No. 1,268 of 4,232 U.S. banks by total assets. The Cresco Branch at 126 2nd Ave Se dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cresco Branch

  126 2nd Ave Se, 52136

  Hours: see the bank's site
  DirectionsWebsite

Decorah Bank: profile, branches and contacts

Banking in Cresco: the local picture

Short answer: 2 banks run 2 branches in Cresco according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Cresco, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is CUSB Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is CUSB Bank's office at 111 N Elm St, dating to 1888; the newest is Decorah Bank's at 126 2nd Ave Se, from 1996.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cresco, and where the nearest one is if they do not.

Short answer: No branches in Cresco: Chase (nearest in Cedar Rapids, 100 mi), Wells Fargo (nearest in Mason City, 57 mi), Bank of America (nearest in Urbandale, 145 mi), PNC Bank, U.S. Bank (nearest in Mason City, 57 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 61 mi), TD Bank, BMO (nearest in Decorah, 17 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cresco to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cresco residents like anyone else.

Banks near Cresco

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Decorah (17 miles) and Ossian (24 miles). Decorah, 17 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cresco

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cresco between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cresco

Short answer: 1 institution has its main office in Cresco: CUSB Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cresco by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cresco offices.

Short answer: CUSB Bank is the largest bank with offices in Cresco, with $812.1 million in total assets on June 30, 2026, No. 1,246 among U.S. banks by total assets. Decorah Bank is second with $794.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cresco: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.