Banks in Osage, IA

Bank branch map: Osage

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Osage, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Osage

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank, CUSB Bank and The Home Trust & Savings Bank have the most locations in Osage, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

CUSB Bank 1 branch · main office Cresco, IA Bank · 1

CUSB Bank has 1 branch in Osage, 7 across Iowa and 7 nationwide. FDIC records list its main office in Cresco, IA and show it operating since 1888. With $812.1 million in total assets on June 30, 2026, it ranks No. 1,246 of 4,232 U.S. banks by total assets. The Osage Branch at 1533 Main St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Osage Branch

  1533 Main St, 50461

  Hours: see the bank's site
  DirectionsWebsite

CUSB Bank: profile, branches and contacts

First Citizens Bank 1 branch · main office Mason City, IA Bank · 1

First Citizens Bank has 1 branch in Osage, 6 across Iowa and 7 nationwide. FDIC records list its main office in Mason City, IA and show it operating since 1892. With $1.80 billion in total assets on June 30, 2026, it ranks No. 649 of 4,232 U.S. banks by total assets. The Osage Branch at 501 Main St dates to 1856 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Osage Branch

  501 Main St, 50461

  Hours: see the bank's site
  DirectionsWebsite

First Citizens Bank: profile, branches and contacts

The Home Trust & Savings Bank 1 branch · main office Osage, IA Bank · 1

The Home Trust & Savings Bank has 1 branch in Osage, 1 across Iowa and 1 nationwide. FDIC records list its main office in Osage, IA and show it operating since 1899. With $287.7 million in total assets on June 30, 2026, it ranks No. 2,545 of 4,232 U.S. banks by total assets. Its main office at 628 Main St dates to 1899 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  628 Main St, 50461

  Hours: see the bank's site
  DirectionsWebsite

The Home Trust & Savings Bank: profile, branches and contacts

Banking in Osage: the local picture

Short answer: 3 banks run 3 branches in Osage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Osage, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is CUSB Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 501 Main St, dating to 1856; the newest is CUSB Bank's at 1533 Main St, from 1935.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Osage, and where the nearest one is if they do not.

Short answer: No branches in Osage: Chase (nearest in Ames, 97 mi), Wells Fargo (nearest in Mason City, 22 mi), Bank of America (nearest in Urbandale, 123 mi), PNC Bank, U.S. Bank (nearest in Mason City, 22 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 57 mi), TD Bank, BMO (nearest in Decorah, 51 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Osage to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Osage residents like anyone else.

Banks near Osage

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Ansgar (9 miles) and Charles City (17 miles). Mason City, 22 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Osage

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Osage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Osage

Short answer: 1 institution has its main office in Osage: The Home Trust & Savings Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Osage by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Osage offices.

Short answer: First Citizens Bank is the largest bank with offices in Osage, with $1.80 billion in total assets on June 30, 2026, No. 649 among U.S. banks by total assets. CUSB Bank is second with $812.1 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Osage: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.