Banks in Northwood, IA

Bank branch map: Northwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Northwood, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Northwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: NSB Bank and Farmers State Bank have the most locations in Northwood, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers State Bank 1 branch · main office Northwood, IA Bank · 1

Farmers State Bank has 1 branch in Northwood, 8 across Iowa and 8 nationwide. FDIC records list its main office in Northwood, IA and show it operating since 1921. With $221.4 million in total assets on June 30, 2026, it ranks No. 2,872 of 4,232 U.S. banks by total assets. Its main office at 99 7th St N dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  99 7th St N, 50459

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank: profile, branches and contacts

NSB Bank 1 branch · main office Mason City, IA Bank · 1

NSB Bank has 1 branch in Northwood, 6 across Iowa and 6 nationwide. FDIC records list its main office in Mason City, IA and show it operating since 1933. With $460.8 million in total assets on June 30, 2026, it ranks No. 1,889 of 4,232 U.S. banks by total assets. The Northwood Branch at 900 Central Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Northwood Branch

  900 Central Ave, 50459

  Hours: see the bank's site
  DirectionsWebsite

NSB Bank: profile, branches and contacts

Banking in Northwood: the local picture

Short answer: 2 banks run 2 branches in Northwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Northwood, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Farmers State Bank, operating since 1921 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers State Bank's office at 99 7th St N, dating to 1921; the newest is NSB Bank's at 900 Central Ave, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Northwood, and where the nearest one is if they do not.

Short answer: No branches in Northwood: Chase (nearest in Ames, 101 mi), Wells Fargo (nearest in Mason City, 20 mi), Bank of America (nearest in Urbandale, 127 mi), PNC Bank, U.S. Bank (nearest in Mason City, 20 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 77 mi), TD Bank, BMO (nearest in Decorah, 72 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Northwood to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Northwood residents like anyone else.

Banks near Northwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Ansgar (16 miles) and Lake Mills (16 miles). Mason City, 20 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Northwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Northwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Northwood

Short answer: 1 institution has its main office in Northwood: Farmers State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Northwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Northwood offices.

Short answer: NSB Bank is the largest bank with offices in Northwood, with $460.8 million in total assets on June 30, 2026, No. 1,889 among U.S. banks by total assets. Farmers State Bank is second with $221.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Northwood: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.