Banks in Clear Lake, IA

Bank branch map: Clear Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Clear Lake, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clear Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Clear Lake Bank has the most locations in Clear Lake, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Clear Lake Bank 2 branches · main office Clear Lake, IA Bank · 2

Clear Lake Bank has 2 branches in Clear Lake, 5 across Iowa and 5 nationwide. FDIC records list its main office in Clear Lake, IA and show it operating since 1934. With $649.3 million in total assets on June 30, 2026, it ranks No. 1,466 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clear Lake location is its main office at 322 Main Ave, dating to 1934; the newest, at 21 North 4th Street, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  322 Main Ave, 50428

  Hours: see the bank's site
  DirectionsWebsite
• Drive-Up Facility

  21 North 4th Street, 50428

  Hours: see the bank's site
  DirectionsWebsite

Clear Lake Bank: profile, branches and contacts

Bank Iowa 1 branch · main office West Des Moines, IA Bank · 1

Bank Iowa has 1 branch in Clear Lake, 25 across Iowa and 25 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1923. With $2.35 billion in total assets on June 30, 2026, it ranks No. 529 of 4,232 U.S. banks by total assets. The Clear Lake Branch at 1919 Us Highway 18 E dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clear Lake Branch

  1919 Us Highway 18 E, 50428

  Hours: see the bank's site
  DirectionsWebsite

Bank Iowa: profile, branches and contacts

Farmers State Bank 1 branch · main office Northwood, IA Bank · 1

Farmers State Bank has 1 branch in Clear Lake, 8 across Iowa and 8 nationwide. FDIC records list its main office in Northwood, IA and show it operating since 1921. With $221.4 million in total assets on June 30, 2026, it ranks No. 2,872 of 4,232 U.S. banks by total assets. The Clear Lake Branch at 210 1st Ave N dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clear Lake Branch

  210 1st Ave N, 50428

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank: profile, branches and contacts

Manufacturers Bank 1 branch · main office Forest City, IA Bank · 1

Manufacturers Bank has 1 branch in Clear Lake, 3 across Iowa and 9 nationwide. FDIC records list its main office in Forest City, IA and show it operating since 1945. With $738.2 million in total assets on June 30, 2026, it ranks No. 1,330 of 4,232 U.S. banks by total assets. The Clear Lake Branch New at 800 Hwy 18 E dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clear Lake Branch New

  800 Hwy 18 E, 50428

  Hours: see the bank's site
  DirectionsWebsite

Manufacturers Bank: profile, branches and contacts

Banking in Clear Lake: the local picture

Short answer: 4 banks run 5 branches in Clear Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Clear Lake, 3 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Farmers State Bank, operating since 1921 according to the FDIC. In FDIC branch records, the longest-running branch is Clear Lake Bank's office at 322 Main Ave, dating to 1934; the newest is Bank Iowa's at 1919 Us Highway 18 E, from 2025.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clear Lake, and where the nearest one is if they do not.

Short answer: No branches in Clear Lake: Chase (nearest in Ames, 78 mi), Wells Fargo (nearest in Mason City, 9 mi), Bank of America (nearest in Urbandale, 105 mi), PNC Bank, U.S. Bank (nearest in Mason City, 9 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 66 mi), TD Bank, BMO (nearest in Ames, 78 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clear Lake to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clear Lake residents like anyone else.

Banks near Clear Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mason City (8 miles) and Garner (12 miles). Mason City, 8 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Clear Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clear Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clear Lake

Short answer: 1 institution has its main office in Clear Lake: Clear Lake Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clear Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clear Lake offices.

Short answer: Bank Iowa is the largest bank with offices in Clear Lake, with $2.35 billion in total assets on June 30, 2026, No. 529 among U.S. banks by total assets. Manufacturers Bank is second with $738.2 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clear Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.