Banks in Lake Mills, IA

Bank branch map: Lake Mills

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lake Mills, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lake Mills

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Manufacturers Bank and Farmers Trust and Savings Bank have the most locations in Lake Mills, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Community Credit Union 1 office · main office Fort Dodge, IA Credit union · 1

Citizens Community Credit Union has 1 office in Lake Mills, 8 across Iowa. It is based in Fort Dodge, IA and $253.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Citizens Community Credit Union

  106 S Mill St, 50450

  (641) 592-0900Today 7 am to 3:30 pm

  All hours

  Mon to Fri 7 am to 3:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Citizens Community Credit Union: profile, branches and contacts

Farmers Trust and Savings Bank 1 branch · main office Buffalo Center, IA Bank · 1

Farmers Trust and Savings Bank has 1 branch in Lake Mills, 4 across Iowa and 6 nationwide. FDIC records list its main office in Buffalo Center, IA and show it operating since 1914. With $422.7 million in total assets on June 30, 2026, it ranks No. 1,997 of 4,232 U.S. banks by total assets. The Lake Mills Office at 105 N Lake St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lake Mills Office

  105 N Lake St, 50450

  Hours: see the bank's site
  DirectionsWebsite

Farmers Trust and Savings Bank: profile, branches and contacts

Manufacturers Bank 1 branch · main office Forest City, IA Bank · 1

Manufacturers Bank has 1 branch in Lake Mills, 3 across Iowa and 9 nationwide. FDIC records list its main office in Forest City, IA and show it operating since 1945. With $738.2 million in total assets on June 30, 2026, it ranks No. 1,330 of 4,232 U.S. banks by total assets. The Lake Mills Branch at 106 W Main St dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lake Mills Branch

  106 W Main St, 50450

  Hours: see the bank's site
  DirectionsWebsite

Manufacturers Bank: profile, branches and contacts

Join a credit union in Lake Mills

1 credit union has 1 office here: Citizens Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Mills page has every office in the state's directory.

Banking in Lake Mills: the local picture

Short answer: 2 banks run 2 branches in Lake Mills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lake Mills, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Farmers Trust and Savings Bank, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is Manufacturers Bank's office at 106 W Main St, dating to 1928; the newest is Farmers Trust and Savings Bank's at 105 N Lake St, from 1999.

The only credit union with an office here is Citizens Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Lake Mills

Short answer: None of the 1 Lake Mills location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Mills, and where the nearest one is if they do not.

Short answer: No branches in Lake Mills: Chase (nearest in Ames, 97 mi), Wells Fargo (nearest in Mason City, 25 mi), Bank of America (nearest in Urbandale, 123 mi), PNC Bank, U.S. Bank (nearest in Mason City, 25 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 85 mi), TD Bank, BMO (nearest in Decorah, 88 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Mills to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Mills residents like anyone else.

Banks near Lake Mills

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Forest City (12 miles) and Northwood (16 miles). Mason City, 25 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Lake Mills

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Mills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Mills by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Mills offices.

Short answer: Manufacturers Bank is the largest bank with offices in Lake Mills, with $738.2 million in total assets on June 30, 2026, No. 1,330 among U.S. banks by total assets. Farmers Trust and Savings Bank is second with $422.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Mills: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.