US Bank Directory

Banks in Spillville, IA

1 FDIC-insured bank operates 1 office in Spillville, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Spillville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Spillville, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Spillville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Savings Bank is the only bank with an office in Spillville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Savings Bank 1 branch · main office Spillville, IA Bank · 1

Citizens Savings Bank has 1 branch in Spillville, 3 across Iowa and 3 nationwide. FDIC records list its main office in Spillville, IA and show it operating since 1908. With $151.1 million in total assets on June 30, 2026, it ranks No. 3,319 of 4,232 U.S. banks by total assets. Its main office at 101 Church St dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 Church St, 52168
    Hours: see the bank's site
Citizens Savings Bank: profile, branches and contacts

Banking in Spillville: the local picture

Short answer: 1 bank runs 1 branch in Spillville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens Savings Bank has its main office in Spillville, according to the FDIC.

The bank with the longest record here is Citizens Savings Bank, operating since 1908 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Spillville, and where the nearest one is if they do not.

Short answer: No branches in Spillville: Chase (nearest in Cedar Rapids, 88 mi), Wells Fargo (nearest in Cedar Falls, 54 mi), Bank of America (nearest in Des Moines, 141 mi), PNC Bank, U.S. Bank (nearest in Waterloo, 53 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 52 mi), TD Bank, BMO (nearest in Decorah, 11 mi).

BankIn SpillvilleNearest branch if none here
ChaseNoneCedar Rapids, 88 miles away
Wells FargoNoneCedar Falls, 54 miles away
Bank of AmericaNoneDes Moines, 141 miles away
PNC BankNonenone in Iowa
U.S. BankNoneWaterloo, 53 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 52 miles away
TD BankNonenone in Iowa
BMONoneDecorah, 11 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spillville to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spillville residents like anyone else.

Banks near Spillville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ossian (10 miles) and Decorah (11 miles). Decorah, 11 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Spillville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Spillville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Spillville

Short answer: 1 institution has its main office in Spillville: Citizens Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens Savings BankBank$151.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Spillville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spillville offices.

Short answer: Citizens Savings Bank is the largest bank with offices in Spillville, with $151.1 million in total assets on June 30, 2026, No. 3,319 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens Savings Bank$151.1 millionNo. 3,3191Spillville, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Spillville: FAQ

How many banks are in Spillville, IA?

Spillville has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Citizens Savings Bank in Spillville, IA?

Yes. FDIC data lists 1 Citizens Savings Bank branch in Spillville as of September 5, 2026, the main office at 101 Church St. The address and directions are under Citizens Savings Bank above.

Is there a Chase in Spillville, IA?

No. FDIC data lists no Chase branch in Spillville as of September 5, 2026. The nearest is in Cedar Rapids, about 88 miles away in a straight line.

Which banks are headquartered in Spillville?

Citizens Savings Bank has its main office in Spillville, according to the FDIC.

What is the oldest bank in Spillville?

Citizens Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1908.

Did any bank branches open or close in Spillville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Spillville?

Nearby cities with more banks include Ossian, Decorah, Cresco. Ossian is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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