US Bank Directory

Banks in Shell Rock, IA

1 FDIC-insured bank operates 1 office in Shell Rock, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Shell Rock

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Shell Rock, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shell Rock

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: CUSB Bank is the only bank with an office in Shell Rock. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

CUSB Bank 1 branch · main office Cresco, IA Bank · 1

CUSB Bank has 1 branch in Shell Rock, 7 across Iowa and 7 nationwide. FDIC records list its main office in Cresco, IA and show it operating since 1888. With $812.1 million in total assets on June 30, 2026, it ranks No. 1,246 of 4,232 U.S. banks by total assets. The Shell Rock Branch at 104 N Cherry St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Shell Rock Branch
    104 N Cherry St, 50670
    Hours: see the bank's site
CUSB Bank: profile, branches and contacts

Banking in Shell Rock: the local picture

Short answer: 1 bank runs 1 branch in Shell Rock according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

CUSB Bank has its main office in Cresco, IA, according to the FDIC.

The bank with the longest record here is CUSB Bank, operating since 1888 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Shell Rock, and where the nearest one is if they do not.

Short answer: No branches in Shell Rock: Chase (nearest in Cedar Rapids, 69 mi), Wells Fargo (nearest in Cedar Falls, 16 mi), Bank of America (nearest in Des Moines, 94 mi), PNC Bank, U.S. Bank (nearest in Cedar Falls, 16 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Cedar Falls, 17 mi), TD Bank, BMO (nearest in Decorah, 57 mi).

BankIn Shell RockNearest branch if none here
ChaseNoneCedar Rapids, 69 miles away
Wells FargoNoneCedar Falls, 16 miles away
Bank of AmericaNoneDes Moines, 94 miles away
PNC BankNonenone in Iowa
U.S. BankNoneCedar Falls, 16 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneCedar Falls, 17 miles away
TD BankNonenone in Iowa
BMONoneDecorah, 57 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shell Rock to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shell Rock residents like anyone else.

Banks near Shell Rock

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waverly (5 miles) and Parkersburg (14 miles). Cedar Falls, 15 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Shell Rock

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shell Rock between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Shell Rock by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shell Rock offices.

Short answer: CUSB Bank is the largest bank with offices in Shell Rock, with $812.1 million in total assets on June 30, 2026, No. 1,246 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
CUSB Bank$812.1 millionNo. 1,2461Cresco, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shell Rock: FAQ

How many banks are in Shell Rock, IA?

Shell Rock has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a CUSB Bank in Shell Rock, IA?

Yes. FDIC data lists 1 CUSB Bank branch in Shell Rock as of September 5, 2026. The address and directions are under CUSB Bank above.

Is there a Chase in Shell Rock, IA?

No. FDIC data lists no Chase branch in Shell Rock as of September 5, 2026. The nearest is in Cedar Rapids, about 69 miles away in a straight line.

What is the oldest bank in Shell Rock?

CUSB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Did any bank branches open or close in Shell Rock in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Shell Rock?

Nearby cities with more banks include Waverly, Parkersburg, Cedar Falls. Waverly is 5 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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