US Bank Directory
Banks in Ruthven, IA
1 FDIC-insured bank operates 1 office in Ruthven, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ruthven
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Ruthven, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ruthven
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Iowa State Bank is the only bank with an office in Ruthven. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Iowa State Bank Bank · 1
Iowa State Bank has 1 branch in Ruthven, 5 across Iowa and 5 nationwide. FDIC records list its main office in Algona, IA and show it operating since 1928. With $470.7 million in total assets on June 30, 2026, it ranks No. 1,866 of 4,232 U.S. banks by total assets. The Iowa State Bank-Ruthven Branch at 1108 Gowrie St dates to 1941 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Iowa State Bank-Ruthven Branch1108 Gowrie St, 51358
Banking in Ruthven: the local picture
Short answer: 1 bank runs 1 branch in Ruthven according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Iowa State Bank has its main office in Algona, IA, according to the FDIC.
The bank with the longest record here is Iowa State Bank, operating since 1928 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ruthven, and where the nearest one is if they do not.
Short answer: No branches in Ruthven: Chase (nearest in Ames, 101 mi), Wells Fargo (nearest in Fort Dodge, 56 mi), Bank of America (nearest in Urbandale, 118 mi), PNC Bank, U.S. Bank (nearest in Spencer, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 120 mi), TD Bank, BMO (nearest in Carroll, 73 mi).
| Bank | In Ruthven | Nearest branch if none here |
|---|---|---|
| Chase | None | Ames, 101 miles away |
| Wells Fargo | None | Fort Dodge, 56 miles away |
| Bank of America | None | Urbandale, 118 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Spencer, 12 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 120 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Carroll, 73 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ruthven to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ruthven residents like anyone else.
Banks near Ruthven
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Emmetsburg (11 miles) and Spencer (13 miles). Spencer, 13 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Emmetsburg, IA | 11 mi | 2 | 2 |
| Banks in Spencer, IA | 13 mi | 5 | 6 |
| Banks in Milford, IA | 19 mi | 3 | 3 |
| Banks in Estherville, IA | 19 mi | 3 | 4 |
| Banks in Laurens, IA | 20 mi | 2 | 2 |
| Banks in Okoboji, IA | 21 mi | 4 | 4 |
| Banks in Spirit Lake, IA | 23 mi | 5 | 5 |
| Banks in West Bend, IA | 26 mi | 2 | 2 |
Bank branch openings and closings in Ruthven
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ruthven between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ruthven by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ruthven offices.
Short answer: Iowa State Bank is the largest bank with offices in Ruthven, with $470.7 million in total assets on June 30, 2026, No. 1,866 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Iowa State Bank | $470.7 million | No. 1,866 | 1 | Algona, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ruthven: FAQ
How many banks are in Ruthven, IA?
Ruthven has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Iowa State Bank in Ruthven, IA?
Yes. FDIC data lists 1 Iowa State Bank branch in Ruthven as of September 5, 2026. The address and directions are under Iowa State Bank above.
Is there a Chase in Ruthven, IA?
No. FDIC data lists no Chase branch in Ruthven as of September 5, 2026. The nearest is in Ames, about 101 miles away in a straight line.
What is the oldest bank in Ruthven?
Iowa State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.
Did any bank branches open or close in Ruthven in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ruthven?
Nearby cities with more banks include Emmetsburg, Spencer, Milford. Emmetsburg is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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