US Bank Directory
Banks in Estherville, IA
3 FDIC-insured banks operate 4 offices in Estherville, Iowa, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Estherville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Estherville, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Estherville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: NorthStar Bank has the most locations in Estherville, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Employees Credit Union Credit union · 2
Employees Credit Union has 2 officees in Estherville, 2 across Iowa. It is based in Estherville, IA and $200.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2714 Central Ave, 51334
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Citizens Credit Union2 N 2Nd St, 51334
NorthStar Bank Bank · 2
NorthStar Bank has 2 branches in Estherville, 3 across Iowa and 3 nationwide. FDIC records list its main office in Estherville, IA and show it operating since 1997. With $203.4 million in total assets on June 30, 2026, it ranks No. 2,966 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Estherville location is the Estherville - Downtown Driveup at 508 1st Ave N, dating to 1961; the newest, at 2202 Central Ave, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2202 Central Ave, 51334
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Estherville - Downtown Driveup508 1st Ave N, 51334
Bank Plus Bank · 1
Bank Plus has 1 branch in Estherville, 4 across Iowa and 4 nationwide. FDIC records list its main office in Estherville, IA and show it operating since 1947. With $144.6 million in total assets on June 30, 2026, it ranks No. 3,366 of 4,232 U.S. banks by total assets. Its main office at 1202 Central Ave dates to 1947 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1202 Central Ave, 51334
Citizens Community Credit Union Credit union · 1
Citizens Community Credit Union has 1 office in Estherville, 8 across Iowa. It is based in Fort Dodge, IA and $253.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Citizens Community Credit Union2 N 2Nd St, 51334
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Estherville, 20 across Iowa and 22 nationwide. FDIC records list its main office in Spencer, IA and show it operating since 1988. With $3.00 billion in total assets on June 30, 2026, it ranks No. 427 of 4,232 U.S. banks by total assets. The Estherville Branch at 1 N 6th St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Estherville Branch1 N 6th St, 51334
Join a credit union in Estherville
2 credit unions have 3 offices here: Employees Credit Union and Citizens Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Estherville page has every office in the state's directory.
Banking in Estherville: the local picture
Short answer: 3 banks run 4 branches in Estherville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Estherville, 1 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is Bank Plus, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Plus's office at 1202 Central Ave, dating to 1947; the newest is NorthStar Bank's at 2202 Central Ave, from 1997.
2 credit unions have 3 offices in Estherville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Estherville
Short answer: None of the 2 Estherville locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Estherville, and where the nearest one is if they do not.
Short answer: No branches in Estherville: Chase (nearest in Ames, 114 mi), Wells Fargo (nearest in Fort Dodge, 70 mi), Bank of America (nearest in Urbandale, 134 mi), PNC Bank, U.S. Bank (nearest in Spencer, 24 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 135 mi), TD Bank, BMO (nearest in Carroll, 92 mi).
| Bank | In Estherville | Nearest branch if none here |
|---|---|---|
| Chase | None | Ames, 114 miles away |
| Wells Fargo | None | Fort Dodge, 70 miles away |
| Bank of America | None | Urbandale, 134 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Spencer, 24 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 135 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Carroll, 92 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Estherville to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Estherville residents like anyone else.
Banks near Estherville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Spirit Lake (14 miles) and Okoboji (15 miles). Spirit Lake, 14 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Spirit Lake, IA | 14 mi | 5 | 5 |
| Banks in Okoboji, IA | 15 mi | 4 | 4 |
| Banks in Milford, IA | 17 mi | 3 | 3 |
| Banks in Armstrong, IA | 17 mi | 2 | 2 |
| Banks in Emmetsburg, IA | 21 mi | 2 | 2 |
| Banks in Spencer, IA | 24 mi | 5 | 6 |
| Banks in Lake Park, IA | 25 mi | 2 | 2 |
| Banks in Hartley, IA | 36 mi | 2 | 2 |
Bank branch openings and closings in Estherville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Estherville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Estherville
Short answer: 3 institutions have their main office in Estherville: NorthStar Bank, Employees Credit Union and Bank Plus.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| NorthStar Bank | Bank | $203.4 million | 2 |
| Employees Credit Union | Credit union | $200.2 million | 2 |
| Bank Plus | Bank | $144.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Estherville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Estherville offices.
Short answer: Northwest Bank is the largest bank with offices in Estherville, with $3.00 billion in total assets on June 30, 2026, No. 427 among U.S. banks by total assets. NorthStar Bank is second with $203.4 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Northwest Bank | $3.00 billion | No. 427 | 1 | Spencer, IA |
| NorthStar Bank | $203.4 million | No. 2,966 | 2 | Estherville, IA |
| Bank Plus | $144.6 million | No. 3,366 | 1 | Estherville, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Estherville: FAQ
How many banks are in Estherville, IA?
Estherville has 3 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Estherville?
NorthStar Bank, with 2. Northwest Bank has 1 and Bank Plus has 1.
Is there a NorthStar Bank in Estherville, IA?
Yes. FDIC data lists 2 NorthStar Bank branches in Estherville as of September 5, 2026, the main office at 2202 Central Ave. Its branches are listed under NorthStar Bank above, with the address and directions for each.
Is there a Northwest Bank in Estherville, IA?
Yes. FDIC data lists 1 Northwest Bank branch in Estherville as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Bank Plus in Estherville, IA?
Yes. FDIC data lists 1 Bank Plus branch in Estherville as of September 5, 2026, the main office at 1202 Central Ave. The address and directions are under Bank Plus above.
Is there a Chase in Estherville, IA?
No. FDIC data lists no Chase branch in Estherville as of September 5, 2026. The nearest is in Ames, about 114 miles away in a straight line.
Which banks in Estherville are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Estherville?
NorthStar Bank, Employees Credit Union and Bank Plus have their main office in Estherville, according to the FDIC and the NCUA.
What is the oldest bank in Estherville?
Bank Plus has the longest record among banks with a branch here: the FDIC shows it operating since 1947.
Which credit unions can I join in Estherville?
Employees Credit Union and Citizens Community Credit Union have offices in Estherville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Estherville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Estherville?
Nearby cities with more banks include Spirit Lake, Okoboji, Milford. Spirit Lake is 14 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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