Banks in Okoboji, IA

Bank branch map: Okoboji

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Okoboji, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Okoboji

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Okoboji, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Midwest 1 branch · main office Spirit Lake, IA Bank · 1

Bank Midwest has 1 branch in Okoboji, 4 across Iowa and 11 nationwide. FDIC records list its main office in Spirit Lake, IA and show it operating since 1887. With $1.35 billion in total assets on June 30, 2026, it ranks No. 824 of 4,232 U.S. banks by total assets. The Okoboji Branch at 1102 Sanborn Ave dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Okoboji Branch

  1102 Sanborn Ave, 51355

  Hours: see the bank's site
  DirectionsWebsite

Bank Midwest: profile, branches and contacts

Central Bank 1 branch · main office Storm Lake, IA Bank · 1

Central Bank has 1 branch in Okoboji, 17 across Iowa and 23 nationwide. FDIC records list its main office in Storm Lake, IA and show it operating since 1879. With $2.29 billion in total assets on June 30, 2026, it ranks No. 544 of 4,232 U.S. banks by total assets. The Okoboji Mortgage Lending Office Branch at 1003 Highway 71 S dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Okoboji Mortgage Lending Office Branch

  1003 Highway 71 S, 51355

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Liberty National Bank 1 branch · main office Sioux City, IA Bank · 1

Liberty National Bank has 1 branch in Okoboji, 4 across Iowa and 10 nationwide. FDIC records list its main office in Sioux City, IA and show it operating since 2003. With $624.4 million in total assets on June 30, 2026, it ranks No. 1,519 of 4,232 U.S. banks by total assets. The Liberty National Bank Branch at 1807 Highway 71 N dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Liberty National Bank Branch

  1807 Highway 71 N, 51355

  Hours: see the bank's site
  DirectionsWebsite

Liberty National Bank: profile, branches and contacts

United Community Bank 1 branch · main office Milford, IA Bank · 1

United Community Bank has 1 branch in Okoboji, 5 across Iowa and 5 nationwide. FDIC records list its main office in Milford, IA and show it operating since 1931. With $290.0 million in total assets on June 30, 2026, it ranks No. 2,537 of 4,232 U.S. banks by total assets. The Okoboji Branch at Highway 71 North dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Okoboji Branch

  Highway 71 North, 51355

  Hours: see the bank's site
  DirectionsWebsite

United Community Bank: profile, branches and contacts

Banking in Okoboji: the local picture

Short answer: 4 banks run 4 branches in Okoboji according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Okoboji, 4 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Midwest's office at 1102 Sanborn Ave, dating to 1927; the newest is Central Bank's at 1003 Highway 71 S, from 2019.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Okoboji, and where the nearest one is if they do not.

Short answer: No branches in Okoboji: Chase (nearest in Ames, 122 mi), Wells Fargo (nearest in Fort Dodge, 77 mi), Bank of America (nearest in Urbandale, 140 mi), PNC Bank, U.S. Bank (nearest in Spencer, 17 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 141 mi), TD Bank, BMO (nearest in Carroll, 92 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Okoboji to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Okoboji residents like anyone else.

Banks near Okoboji

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Spirit Lake (3 miles) and Milford (4 miles). Spirit Lake, 3 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Okoboji

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Okoboji between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Okoboji by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Okoboji offices.

Short answer: Central Bank is the largest bank with offices in Okoboji, with $2.29 billion in total assets on June 30, 2026, No. 544 among U.S. banks by total assets. Bank Midwest is second with $1.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Okoboji: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.