US Bank Directory

Banks in Laurens, IA

2 FDIC-insured banks operate 2 offices in Laurens, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Laurens

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Laurens, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Laurens

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community State Bank and West Iowa Bank have the most locations in Laurens, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community State Bank 1 branch · main office Spencer, IA Bank · 1

Community State Bank has 1 branch in Laurens, 7 across Iowa and 7 nationwide. FDIC records list its main office in Spencer, IA and show it operating since 1914. With $345.8 million in total assets on June 30, 2026, it ranks No. 2,279 of 4,232 U.S. banks by total assets. The Laurens Branch at 102 S 3rd St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community State Bank: profile, branches and contacts
West Iowa Bank 1 branch · main office West Bend, IA Bank · 1

West Iowa Bank has 1 branch in Laurens, 6 across Iowa and 6 nationwide. FDIC records list its main office in West Bend, IA and show it operating since 1926. With $222.1 million in total assets on June 30, 2026, it ranks No. 2,867 of 4,232 U.S. banks by total assets. The Laurens Branch at 202 W Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

West Iowa Bank: profile, branches and contacts

Banking in Laurens: the local picture

Short answer: 2 banks run 2 branches in Laurens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Laurens, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Community State Bank, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is West Iowa Bank's office at 202 W Main St, dating to 2007; the newest is Community State Bank's at 102 S 3rd St, from 2021.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Laurens, and where the nearest one is if they do not.

Short answer: No branches in Laurens: Chase (nearest in Ames, 85 mi), Wells Fargo (nearest in Fort Dodge, 41 mi), Bank of America (nearest in Urbandale, 101 mi), PNC Bank, U.S. Bank (nearest in Spencer, 25 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 102 mi), TD Bank, BMO (nearest in Carroll, 54 mi).

BankIn LaurensNearest branch if none here
ChaseNoneAmes, 85 miles away
Wells FargoNoneFort Dodge, 41 miles away
Bank of AmericaNoneUrbandale, 101 miles away
PNC BankNonenone in Iowa
U.S. BankNoneSpencer, 25 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 102 miles away
TD BankNonenone in Iowa
BMONoneCarroll, 54 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Laurens to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Laurens residents like anyone else.

Banks near Laurens

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pocahontas (12 miles) and Emmetsburg (20 miles). Spencer, 25 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Laurens

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Laurens between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Laurens by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Laurens offices.

Short answer: Community State Bank is the largest bank with offices in Laurens, with $345.8 million in total assets on June 30, 2026, No. 2,279 among U.S. banks by total assets. West Iowa Bank is second with $222.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community State Bank$345.8 millionNo. 2,2791Spencer, IA
West Iowa Bank$222.1 millionNo. 2,8671West Bend, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Laurens: FAQ

How many banks are in Laurens, IA?

Laurens has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Laurens?

Community State Bank, with 1. West Iowa Bank has 1.

Is there a Community State Bank in Laurens, IA?

Yes. FDIC data lists 1 Community State Bank branch in Laurens as of September 5, 2026. The address and directions are under Community State Bank above.

Is there a West Iowa Bank in Laurens, IA?

Yes. FDIC data lists 1 West Iowa Bank branch in Laurens as of September 5, 2026. The address and directions are under West Iowa Bank above.

Is there a Chase in Laurens, IA?

No. FDIC data lists no Chase branch in Laurens as of September 5, 2026. The nearest is in Ames, about 85 miles away in a straight line.

What is the oldest bank in Laurens?

Community State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1914.

Did any bank branches open or close in Laurens in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Laurens?

Nearby cities with more banks include Pocahontas, Emmetsburg, West Bend. Pocahontas is 12 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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