Banks in Sac City, IA

Bank branch map: Sac City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Sac City, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sac City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank of Iowa, Iowa Trust & Savings Bank and Iowa State Bank have the most locations in Sac City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Iowa State Bank 1 branch · main office Sac City, IA Bank · 1

Iowa State Bank has 1 branch in Sac City, 3 across Iowa and 3 nationwide. FDIC records list its main office in Sac City, IA and show it operating since 1926. With $213.3 million in total assets on June 30, 2026, it ranks No. 2,909 of 4,232 U.S. banks by total assets. Its main office at 500 Audubon St dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  500 Audubon St, 50583

  Hours: see the bank's site
  DirectionsWebsite

Iowa State Bank: profile, branches and contacts

Iowa Trust & Savings Bank 1 branch · main office Emmetsburg, IA Bank · 1

Iowa Trust & Savings Bank has 1 branch in Sac City, 4 across Iowa and 4 nationwide. FDIC records list its main office in Emmetsburg, IA and show it operating since 1929. With $522.0 million in total assets on June 30, 2026, it ranks No. 1,746 of 4,232 U.S. banks by total assets. The Sac City Branch at 1610 West Main Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sac City Branch

  1610 West Main Street, 50583

  Hours: see the bank's site
  DirectionsWebsite

Iowa Trust & Savings Bank: profile, branches and contacts

United Bank of Iowa 1 branch · main office Ida Grove, IA Bank · 1

United Bank of Iowa has 1 branch in Sac City, 38 across Iowa and 38 nationwide. FDIC records list its main office in Ida Grove, IA and show it operating since 1932. With $2.50 billion in total assets on June 30, 2026, it ranks No. 503 of 4,232 U.S. banks by total assets. The Sac City Branch at 400 Morningside Dr dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sac City Branch

  400 Morningside Dr, 50583

  Hours: see the bank's site
  DirectionsWebsite

United Bank of Iowa: profile, branches and contacts

Banking in Sac City: the local picture

Short answer: 3 banks run 3 branches in Sac City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Sac City, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Iowa State Bank, operating since 1926 according to the FDIC. In FDIC branch records, the longest-running branch is Iowa State Bank's office at 500 Audubon St, dating to 1926; the newest is Iowa Trust & Savings Bank's at 1610 West Main Street, from 2025.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sac City, and where the nearest one is if they do not.

Short answer: No branches in Sac City: Chase (nearest in Ames, 76 mi), Wells Fargo (nearest in Denison, 34 mi), Bank of America (nearest in Urbandale, 84 mi), PNC Bank, U.S. Bank (nearest in Spencer, 50 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 85 mi), TD Bank, BMO (nearest in Carroll, 25 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sac City to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sac City residents like anyone else.

Banks near Sac City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lake View (8 miles) and Wall Lake (12 miles). Storm Lake, 19 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Sac City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sac City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Sac City

Short answer: 1 institution has its main office in Sac City: Iowa State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Sac City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sac City offices.

Short answer: United Bank of Iowa is the largest bank with offices in Sac City, with $2.50 billion in total assets on June 30, 2026, No. 503 among U.S. banks by total assets. Iowa Trust & Savings Bank is second with $522.0 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sac City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.