US Bank Directory

Banks in Odebolt, IA

3 FDIC-insured banks operate 3 offices in Odebolt, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Odebolt

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Odebolt, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Odebolt

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank of Iowa, The Shelby County State Bank and Iowa State Bank have the most locations in Odebolt, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Iowa State Bank 1 branch · main office Sac City, IA Bank · 1

Iowa State Bank has 1 branch in Odebolt, 3 across Iowa and 3 nationwide. FDIC records list its main office in Sac City, IA and show it operating since 1926. With $213.3 million in total assets on June 30, 2026, it ranks No. 2,909 of 4,232 U.S. banks by total assets. The 219 South Main Street Branch at 219 S Main St dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 219 South Main Street Branch
    219 S Main St, 51458
    Hours: see the bank's site
Iowa State Bank: profile, branches and contacts
The Shelby County State Bank 1 branch · main office Harlan, IA Bank · 1

The Shelby County State Bank has 1 branch in Odebolt, 11 across Iowa and 11 nationwide. FDIC records list its main office in Harlan, IA and show it operating since 1909. With $523.6 million in total assets on June 30, 2026, it ranks No. 1,741 of 4,232 U.S. banks by total assets. The Odebolt Branch at 100 S Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Shelby County State Bank: profile, branches and contacts
United Bank of Iowa 1 branch · main office Ida Grove, IA Bank · 1

United Bank of Iowa has 1 branch in Odebolt, 38 across Iowa and 38 nationwide. FDIC records list its main office in Ida Grove, IA and show it operating since 1932. With $2.50 billion in total assets on June 30, 2026, it ranks No. 503 of 4,232 U.S. banks by total assets. The Odebolt Branch at 301 S Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Bank of Iowa: profile, branches and contacts

Banking in Odebolt: the local picture

Short answer: 3 banks run 3 branches in Odebolt according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Odebolt, 3 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is The Shelby County State Bank, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is The Shelby County State Bank's office at 100 S Main St, dating to 1934; the newest is United Bank of Iowa's at 301 S Main St, from 1985.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Odebolt, and where the nearest one is if they do not.

Short answer: No branches in Odebolt: Chase (nearest in Council Bluff, 80 mi), Wells Fargo (nearest in Denison, 21 mi), Bank of America (nearest in Urbandale, 90 mi), PNC Bank, U.S. Bank (nearest in Onawa, 48 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 91 mi), TD Bank, BMO (nearest in Carroll, 26 mi).

BankIn OdeboltNearest branch if none here
ChaseNoneCouncil Bluff, 80 miles away
Wells FargoNoneDenison, 21 miles away
Bank of AmericaNoneUrbandale, 90 miles away
PNC BankNonenone in Iowa
U.S. BankNoneOnawa, 48 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 91 miles away
TD BankNonenone in Iowa
BMONoneCarroll, 26 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Odebolt to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Odebolt residents like anyone else.

Banks near Odebolt

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wall Lake (9 miles) and Lake View (10 miles). Denison, 21 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Odebolt

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Odebolt between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Odebolt by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Odebolt offices.

Short answer: United Bank of Iowa is the largest bank with offices in Odebolt, with $2.50 billion in total assets on June 30, 2026, No. 503 among U.S. banks by total assets. The Shelby County State Bank is second with $523.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Bank of Iowa$2.50 billionNo. 5031Ida Grove, IA
The Shelby County State Bank$523.6 millionNo. 1,7411Harlan, IA
Iowa State Bank$213.3 millionNo. 2,9091Sac City, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Odebolt: FAQ

How many banks are in Odebolt, IA?

Odebolt has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Odebolt?

United Bank of Iowa, with 1. The Shelby County State Bank has 1 and Iowa State Bank has 1.

Is there a United Bank of Iowa in Odebolt, IA?

Yes. FDIC data lists 1 United Bank of Iowa branch in Odebolt as of September 5, 2026. The address and directions are under United Bank of Iowa above.

Is there a The Shelby County State Bank in Odebolt, IA?

Yes. FDIC data lists 1 The Shelby County State Bank branch in Odebolt as of September 5, 2026. The address and directions are under The Shelby County State Bank above.

Is there a Iowa State Bank in Odebolt, IA?

Yes. FDIC data lists 1 Iowa State Bank branch in Odebolt as of September 5, 2026. The address and directions are under Iowa State Bank above.

Is there a Chase in Odebolt, IA?

No. FDIC data lists no Chase branch in Odebolt as of September 5, 2026. The nearest is in Council Bluff, about 80 miles away in a straight line.

What is the oldest bank in Odebolt?

The Shelby County State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Odebolt in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Odebolt?

Nearby cities with more banks include Wall Lake, Lake View, Ida Grove. Wall Lake is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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