Banks in Wall Lake, IA

Bank branch map: Wall Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Wall Lake, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wall Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank Midwest and Westside State Bank have the most locations in Wall Lake, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Midwest 1 branch · main office Spirit Lake, IA Bank · 1

Bank Midwest has 1 branch in Wall Lake, 4 across Iowa and 11 nationwide. FDIC records list its main office in Spirit Lake, IA and show it operating since 1887. With $1.35 billion in total assets on June 30, 2026, it ranks No. 824 of 4,232 U.S. banks by total assets. The Wall Lake Branch at 102 W 2nd St dates to 1880 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wall Lake Branch

  102 W 2nd St, 51466

  Hours: see the bank's site
  DirectionsWebsite

Bank Midwest: profile, branches and contacts

Westside State Bank 1 branch · main office Westside, IA Bank · 1

Westside State Bank has 1 branch in Wall Lake, 5 across Iowa and 6 nationwide. FDIC records list its main office in Westside, IA and show it operating since 1907. With $268.7 million in total assets on June 30, 2026, it ranks No. 2,634 of 4,232 U.S. banks by total assets. The Wall Lake Branch at 202 W 1st St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wall Lake Branch

  202 W 1st St, 51466

  Hours: see the bank's site
  DirectionsWebsite

Westside State Bank: profile, branches and contacts

Banking in Wall Lake: the local picture

Short answer: 2 banks run 2 branches in Wall Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wall Lake, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Bank Midwest, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Midwest's office at 102 W 2nd St, dating to 1880; the newest is Westside State Bank's at 202 W 1st St, from 2004.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wall Lake, and where the nearest one is if they do not.

Short answer: No branches in Wall Lake: Chase (nearest in Ames, 78 mi), Wells Fargo (nearest in Denison, 22 mi), Bank of America (nearest in Urbandale, 82 mi), PNC Bank, U.S. Bank (nearest in Onawa, 54 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 83 mi), TD Bank, BMO (nearest in Carroll, 18 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wall Lake to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wall Lake residents like anyone else.

Banks near Wall Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lake View (3 miles) and Odebolt (9 miles). Carroll, 18 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Wall Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wall Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wall Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wall Lake offices.

Short answer: Bank Midwest is the largest bank with offices in Wall Lake, with $1.35 billion in total assets on June 30, 2026, No. 824 among U.S. banks by total assets. Westside State Bank is second with $268.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wall Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.