US Bank Directory

Banks in Pocahontas, IA

3 FDIC-insured banks operate 5 offices in Pocahontas, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Pocahontas

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 5 locations in Pocahontas, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pocahontas

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Availa Bank and Pocahontas State Bank have the most locations in Pocahontas, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Availa Bank 2 branches · main office Carroll, IA Bank · 2

Availa Bank has 2 branches in Pocahontas, 15 across Iowa and 15 nationwide. FDIC records list its main office in Carroll, IA and show it operating since 1870. With $1.73 billion in total assets on June 30, 2026, it ranks No. 662 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pocahontas location is the Drive-Up Branch at 601 W Elm Ave, dating to 1973; the newest, at 200 N Main St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Pocahontas County Branch
    200 N Main St, 50574
    Hours: see the bank's site
  • Drive-Up Branch
    601 W Elm Ave, 50574
    Hours: see the bank's site
Availa Bank: profile, branches and contacts
Pocahontas State Bank 2 branches · main office Pocahontas, IA Bank · 2

Pocahontas State Bank has 2 branches in Pocahontas, 2 across Iowa and 2 nationwide. FDIC records list its main office in Pocahontas, IA and show it operating since 1926. With $122.6 million in total assets on June 30, 2026, it ranks No. 3,527 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pocahontas location is the 11 West Elm Branch at 11 W Elm Ave, dating to 1902; the newest, at 233 N Main St, to 1926. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    233 N Main St, 50574
    Hours: see the bank's site
  • 11 West Elm Branch
    11 W Elm Ave, 50574
    Hours: see the bank's site
Pocahontas State Bank: profile, branches and contacts
United Bank of Iowa 1 branch · main office Ida Grove, IA Bank · 1

United Bank of Iowa has 1 branch in Pocahontas, 38 across Iowa and 38 nationwide. FDIC records list its main office in Ida Grove, IA and show it operating since 1932. With $2.50 billion in total assets on June 30, 2026, it ranks No. 503 of 4,232 U.S. banks by total assets. The Pocahontas Branch at 210 Front Ave dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pocahontas Branch
    210 Front Ave, 50574
    Hours: see the bank's site
United Bank of Iowa: profile, branches and contacts

Banking in Pocahontas: the local picture

Short answer: 3 banks run 5 branches in Pocahontas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Pocahontas, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Availa Bank, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Pocahontas State Bank's office at 11 W Elm Ave, dating to 1902; the newest is United Bank of Iowa's at 210 Front Ave, from 2015.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pocahontas, and where the nearest one is if they do not.

Short answer: No branches in Pocahontas: Chase (nearest in Ames, 73 mi), Wells Fargo (nearest in Fort Dodge, 29 mi), Bank of America (nearest in Urbandale, 89 mi), PNC Bank, U.S. Bank (nearest in Spencer, 37 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 91 mi), TD Bank, BMO (nearest in Carroll, 47 mi).

BankIn PocahontasNearest branch if none here
ChaseNoneAmes, 73 miles away
Wells FargoNoneFort Dodge, 29 miles away
Bank of AmericaNoneUrbandale, 89 miles away
PNC BankNonenone in Iowa
U.S. BankNoneSpencer, 37 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 91 miles away
TD BankNonenone in Iowa
BMONoneCarroll, 47 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pocahontas to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pocahontas residents like anyone else.

Banks near Pocahontas

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Laurens (12 miles) and Manson (16 miles). Storm Lake, 28 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Pocahontas

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pocahontas between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Pocahontas

Short answer: 1 institution has its main office in Pocahontas: Pocahontas State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Pocahontas State BankBank$122.6 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Pocahontas by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pocahontas offices.

Short answer: United Bank of Iowa is the largest bank with offices in Pocahontas, with $2.50 billion in total assets on June 30, 2026, No. 503 among U.S. banks by total assets. Availa Bank is second with $1.73 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Bank of Iowa$2.50 billionNo. 5031Ida Grove, IA
Availa Bank$1.73 billionNo. 6622Carroll, IA
Pocahontas State Bank$122.6 millionNo. 3,5272Pocahontas, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pocahontas: FAQ

How many banks are in Pocahontas, IA?

Pocahontas has 3 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Pocahontas?

Availa Bank, with 2. Pocahontas State Bank has 2 and United Bank of Iowa has 1.

Is there a Availa Bank in Pocahontas, IA?

Yes. FDIC data lists 2 Availa Bank branches in Pocahontas as of September 5, 2026. Its branches are listed under Availa Bank above, with the address and directions for each.

Is there a United Bank of Iowa in Pocahontas, IA?

Yes. FDIC data lists 1 United Bank of Iowa branch in Pocahontas as of September 5, 2026. The address and directions are under United Bank of Iowa above.

Is there a Chase in Pocahontas, IA?

No. FDIC data lists no Chase branch in Pocahontas as of September 5, 2026. The nearest is in Ames, about 73 miles away in a straight line.

Which banks are headquartered in Pocahontas?

Pocahontas State Bank has its main office in Pocahontas, according to the FDIC.

What is the oldest bank in Pocahontas?

Availa Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Pocahontas in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pocahontas?

Nearby cities with more banks include Laurens, Manson, West Bend. Laurens is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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