US Bank Directory

Banks in Humboldt, IA

3 FDIC-insured banks operate 4 offices in Humboldt, Iowa, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Humboldt

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Humboldt, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Humboldt

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank Iowa has the most locations in Humboldt, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Iowa 2 branches · main office West Des Moines, IA Bank · 2

Bank Iowa has 2 branches in Humboldt, 25 across Iowa and 25 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1923. With $2.35 billion in total assets on June 30, 2026, it ranks No. 529 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Humboldt location is the Bank Iowa Humboldt Branch at 506 Sumner Ave, dating to 1927; the newest, at 1302 5th Avenue North, to 1975. It does not publish hours in the sources this page uses; check its site before you go.

  • Humboldt Drive-Up
    1302 5th Avenue North, 50548
    Hours: see the bank's site
  • Bank Iowa Humboldt Branch
    506 Sumner Ave, 50548
    Hours: see the bank's site
Bank Iowa: profile, branches and contacts
First State Bank 1 branch · main office Webster City, IA Bank · 1

First State Bank has 1 branch in Humboldt, 8 across Iowa and 8 nationwide. FDIC records list its main office in Webster City, IA and show it operating since 1935. With $674.3 million in total assets on June 30, 2026, it ranks No. 1,417 of 4,232 U.S. banks by total assets. The Humboldt Branch at 605 13th St N dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank: profile, branches and contacts
Northwest Bank 1 branch · main office Spencer, IA Bank · 1

Northwest Bank has 1 branch in Humboldt, 20 across Iowa and 22 nationwide. FDIC records list its main office in Spencer, IA and show it operating since 1988. With $3.00 billion in total assets on June 30, 2026, it ranks No. 427 of 4,232 U.S. banks by total assets. The Humboldt Branch at 801 Sumner Ave dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Northwest Bank: profile, branches and contacts
Power Co-op Employees Credit Union 1 office · main office Humboldt, IA Credit union · 1

Power Co-op Employees Credit Union has 1 office in Humboldt, 1 across Iowa. It is based in Humboldt, IA and $83.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1208 13Th St N, 50548
    (515) 332-4096Today 7:30 am to 4:30 pm
    All hours

    Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Power Co-op Employees Credit Union: profile, branches and contacts

Join a credit union in Humboldt

1 credit union has 1 office here: Power Co-op Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Humboldt page has every office in the state's directory.

Banking in Humboldt: the local picture

Short answer: 3 banks run 4 branches in Humboldt according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Humboldt, 3 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Bank Iowa, operating since 1923 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Iowa's office at 506 Sumner Ave, dating to 1927; the newest is First State Bank's at 605 13th St N, from 2012.

The only credit union with an office here is Power Co-op Employees Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Humboldt

Short answer: None of the 1 Humboldt location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Humboldt, and where the nearest one is if they do not.

Short answer: No branches in Humboldt: Chase (nearest in Ames, 58 mi), Wells Fargo (nearest in Fort Dodge, 15 mi), Bank of America (nearest in Urbandale, 79 mi), PNC Bank, U.S. Bank (nearest in Boone, 49 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 80 mi), TD Bank, BMO (nearest in Boone, 49 mi).

BankIn HumboldtNearest branch if none here
ChaseNoneAmes, 58 miles away
Wells FargoNoneFort Dodge, 15 miles away
Bank of AmericaNoneUrbandale, 79 miles away
PNC BankNonenone in Iowa
U.S. BankNoneBoone, 49 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneUrbandale, 80 miles away
TD BankNonenone in Iowa
BMONoneBoone, 49 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Humboldt to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Humboldt residents like anyone else.

Banks near Humboldt

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fort Dodge (15 miles) and Eagle Grove (17 miles). Fort Dodge, 15 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Humboldt

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Humboldt between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Humboldt

Short answer: 1 institution has its main office in Humboldt: Power Co-op Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Power Co-op Employees Credit UnionCredit union$83.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Humboldt by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Humboldt offices.

Short answer: Northwest Bank is the largest bank with offices in Humboldt, with $3.00 billion in total assets on June 30, 2026, No. 427 among U.S. banks by total assets. Bank Iowa is second with $2.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Northwest Bank$3.00 billionNo. 4271Spencer, IA
Bank Iowa$2.35 billionNo. 5292West Des Moines, IA
First State Bank$674.3 millionNo. 1,4171Webster City, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Humboldt: FAQ

How many banks are in Humboldt, IA?

Humboldt has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Humboldt?

Bank Iowa, with 2. Northwest Bank has 1 and First State Bank has 1.

Is there a Bank Iowa in Humboldt, IA?

Yes. FDIC data lists 2 Bank Iowa branches in Humboldt as of September 5, 2026. Its branches are listed under Bank Iowa above, with the address and directions for each.

Is there a Northwest Bank in Humboldt, IA?

Yes. FDIC data lists 1 Northwest Bank branch in Humboldt as of September 5, 2026. The address and directions are under Northwest Bank above.

Is there a First State Bank in Humboldt, IA?

Yes. FDIC data lists 1 First State Bank branch in Humboldt as of September 5, 2026. The address and directions are under First State Bank above.

Is there a Chase in Humboldt, IA?

No. FDIC data lists no Chase branch in Humboldt as of September 5, 2026. The nearest is in Ames, about 58 miles away in a straight line.

Which banks in Humboldt are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Humboldt?

Power Co-op Employees Credit Union has its main office in Humboldt, according to the FDIC and the NCUA.

What is the oldest bank in Humboldt?

Bank Iowa has the longest record among banks with a branch here: the FDIC shows it operating since 1923.

Which credit unions can I join in Humboldt?

Power Co-op Employees Credit Union has an office in Humboldt. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Humboldt in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Humboldt?

Nearby cities with more banks include Fort Dodge, Eagle Grove, West Bend. Fort Dodge is 15 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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