US Bank Directory
Banks in Webster City, IA
3 FDIC-insured banks operate 3 offices in Webster City, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Webster City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Webster City, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Webster City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Availa Bank, First State Bank and WCF Financial Bank have the most locations in Webster City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Availa Bank Bank · 1
Availa Bank has 1 branch in Webster City, 15 across Iowa and 15 nationwide. FDIC records list its main office in Carroll, IA and show it operating since 1870. With $1.73 billion in total assets on June 30, 2026, it ranks No. 662 of 4,232 U.S. banks by total assets. The Webster City Branch at 635 1st St dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Webster City Branch635 1st St, 50595
First State Bank Bank · 1
First State Bank has 1 branch in Webster City, 8 across Iowa and 8 nationwide. FDIC records list its main office in Webster City, IA and show it operating since 1935. With $674.3 million in total assets on June 30, 2026, it ranks No. 1,417 of 4,232 U.S. banks by total assets. Its main office at 505 2nd St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office505 2nd St, 50595
Peoples Credit Union Credit union · 1
Peoples Credit Union has 1 office in Webster City, 3 across Iowa. It is based in Webster City, IA and $93.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office310 1St St, 50595
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
WCF Financial Bank Bank · 1
WCF Financial Bank has 1 branch in Webster City, 3 across Iowa and 3 nationwide. FDIC records list its main office in Webster City, IA and show it operating since 1934. With $224.4 million in total assets on June 30, 2026, it ranks No. 2,859 of 4,232 U.S. banks by total assets. Its main office at 401 Fair Meadow Dr dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office401 Fair Meadow Dr, 50595
Join a credit union in Webster City
1 credit union has 1 office here: Peoples Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Webster City page has every office in the state's directory.
Banking in Webster City: the local picture
Short answer: 3 banks run 3 branches in Webster City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Webster City, 1 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is Availa Bank, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Availa Bank's office at 635 1st St, dating to 1885; the newest is First State Bank's at 505 2nd St, from 1935.
The only credit union with an office here is Peoples Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Webster City
Short answer: 1 of the 1 Webster City location with published hours opens on Saturday, run by 1 institution.
- Peoples Credit Union: 1 of 1 office (310 1St St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Webster City, and where the nearest one is if they do not.
Short answer: No branches in Webster City: Chase (nearest in Ames, 33 mi), Wells Fargo (nearest in Fort Dodge, 19 mi), Bank of America (nearest in Urbandale, 57 mi), PNC Bank, U.S. Bank (nearest in Boone, 28 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 58 mi), TD Bank, BMO (nearest in Boone, 28 mi).
| Bank | In Webster City | Nearest branch if none here |
|---|---|---|
| Chase | None | Ames, 33 miles away |
| Wells Fargo | None | Fort Dodge, 19 miles away |
| Bank of America | None | Urbandale, 57 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Boone, 28 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 58 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Boone, 28 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Webster City to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Webster City residents like anyone else.
Banks near Webster City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jewell (14 miles) and Eagle Grove (14 miles). Fort Dodge, 18 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jewell, IA | 14 mi | 2 | 2 |
| Banks in Eagle Grove, IA | 14 mi | 2 | 2 |
| Banks in Fort Dodge, IA | 18 mi | 6 | 7 |
| Banks in Clarion, IA | 19 mi | 3 | 3 |
| Banks in Story City, IA | 22 mi | 4 | 5 |
| Banks in Gowrie, IA | 27 mi | 2 | 2 |
| Banks in Humboldt, IA | 27 mi | 3 | 4 |
| Banks in Belmond, IA | 28 mi | 2 | 2 |
Bank branch openings and closings in Webster City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Webster City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Webster City
Short answer: 3 institutions have their main office in Webster City: First State Bank, WCF Financial Bank and Peoples Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First State Bank | Bank | $674.3 million | 1 |
| WCF Financial Bank | Bank | $224.4 million | 1 |
| Peoples Credit Union | Credit union | $93.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Webster City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Webster City offices.
Short answer: Availa Bank is the largest bank with offices in Webster City, with $1.73 billion in total assets on June 30, 2026, No. 662 among U.S. banks by total assets. First State Bank is second with $674.3 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Availa Bank | $1.73 billion | No. 662 | 1 | Carroll, IA |
| First State Bank | $674.3 million | No. 1,417 | 1 | Webster City, IA |
| WCF Financial Bank | $224.4 million | No. 2,859 | 1 | Webster City, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Webster City: FAQ
How many banks are in Webster City, IA?
Webster City has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Webster City?
Availa Bank, with 1. First State Bank has 1 and WCF Financial Bank has 1.
Is there a Availa Bank in Webster City, IA?
Yes. FDIC data lists 1 Availa Bank branch in Webster City as of September 5, 2026. The address and directions are under Availa Bank above.
Is there a First State Bank in Webster City, IA?
Yes. FDIC data lists 1 First State Bank branch in Webster City as of September 5, 2026, the main office at 505 2nd St. The address and directions are under First State Bank above.
Is there a WCF Financial Bank in Webster City, IA?
Yes. FDIC data lists 1 WCF Financial Bank branch in Webster City as of September 5, 2026, the main office at 401 Fair Meadow Dr. The address and directions are under WCF Financial Bank above.
Is there a Chase in Webster City, IA?
No. FDIC data lists no Chase branch in Webster City as of September 5, 2026. The nearest is in Ames, about 33 miles away in a straight line.
Which banks in Webster City are open on Saturday?
Peoples Credit Union publishes Saturday hours for one or more Webster City locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Webster City?
First State Bank, WCF Financial Bank and Peoples Credit Union have their main office in Webster City, according to the FDIC and the NCUA.
What is the oldest bank in Webster City?
Availa Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Webster City?
Peoples Credit Union has an office in Webster City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Webster City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Webster City?
Nearby cities with more banks include Jewell, Eagle Grove, Fort Dodge. Jewell is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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