US Bank Directory
Banks in Lanai City, HI
1 FDIC-insured bank operates 1 office in Lanai City, Hawaii, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lanai City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Lanai City, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lanai City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Hawaii is the only bank with an office in Lanai City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Hawaii Bank · 1
Bank of Hawaii has 1 branch in Lanai City, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Lanai Branch at 460 Eighth Street dates to 1904 in FDIC branch records. Its published hours do not list Saturday.
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Lanai Branch460 Eighth Street, 96763
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
Lanai Credit Union Credit union · 1
Lanai Credit Union has 1 office in Lanai City, 1 across Hawaii. It is based in Lanai City, HI and $37.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office816 Ilima Ave Po Box 631377, 96763
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lanai City
1 credit union has 1 office here: Lanai Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lanai City page has every office in the state's directory.
Banking in Lanai City: the local picture
Short answer: 1 bank runs 1 branch in Lanai City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Hawaii has its main office in Honolulu, HI, according to the FDIC.
The bank with the longest record here is Bank of Hawaii, operating since 1897 according to the FDIC.
The only credit union with an office here is Lanai Credit Union.
Of the 2 locations with published hours. None open on Saturday.
Saturday hours in Lanai City
Short answer: None of the 2 Lanai City locations with published hours lists Saturday hours.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lanai City, and where the nearest one is if they do not.
Short answer: No branches in Lanai City: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Lanai City | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lanai City to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lanai City residents like anyone else.
Banks near Lanai City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lahaina (16 miles) and Kaunakakai (19 miles). Kahului, 30 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lahaina, HI | 16 mi | 5 | 7 |
| Banks in Kaunakakai, HI | 19 mi | 2 | 2 |
| Banks in Wailuku, HI | 27 mi | 4 | 4 |
| Banks in Kahului, HI | 30 mi | 7 | 7 |
| Banks in Kihei, HI | 31 mi | 5 | 5 |
| Banks in Makawao, HI | 37 mi | 2 | 2 |
| Banks in Waimea, HI | 53 mi | 2 | 2 |
| Banks in Kailua, HI | 66 mi | 7 | 7 |
Bank branch openings and closings in Lanai City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lanai City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lanai City
Short answer: 1 institution has its main office in Lanai City: Lanai Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lanai Credit Union | Credit union | $37.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lanai City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lanai City offices.
Short answer: Bank of Hawaii is the largest bank with offices in Lanai City, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lanai City: FAQ
How many banks are in Lanai City, HI?
Lanai City has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Bank of Hawaii in Lanai City, HI?
Yes. FDIC data lists 1 Bank of Hawaii branch in Lanai City as of September 5, 2026. The address and directions are under Bank of Hawaii above.
Which banks in Lanai City are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Lanai City?
Lanai Credit Union has its main office in Lanai City, according to the FDIC and the NCUA.
What is the oldest bank in Lanai City?
Bank of Hawaii has the longest record among banks with a branch here: the FDIC shows it operating since 1897.
Which credit unions can I join in Lanai City?
Lanai Credit Union has an office in Lanai City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lanai City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lanai City?
Nearby cities with more banks include Lahaina, Kaunakakai, Wailuku. Lahaina is 16 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Bank of Hawaii) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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