US Bank Directory
Banks in Lavonia, GA
4 FDIC-insured banks operate 4 offices in Lavonia, Georgia, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lavonia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Lavonia, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lavonia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Lavonia, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Lavonia, 26 across Georgia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Lavonia Branch at 12380 Augusta Rd dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Lavonia Branch12380 Augusta Rd, 30553
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
North Georgia Credit Union Credit union · 1
North Georgia Credit Union has 1 office in Lavonia, 5 across Georgia. It is based in Toccoa, GA and $116.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lavonia Branch11850 Augusta Rd, 30553
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northeast Georgia Bank Bank · 1
Northeast Georgia Bank has 1 branch in Lavonia, 9 across Georgia and 9 nationwide. FDIC records list its main office in Lavonia, GA and show it operating since 1934. With $650.6 million in total assets on June 30, 2026, it ranks No. 1,464 of 4,232 U.S. banks by total assets. Its main office at 12461 Augusta Rd dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office12461 Augusta Rd, 30553
the Wright Credit Union Credit union · 1
the Wright Credit Union has 1 office in Lavonia, 2 across Georgia. It is based in Toccoa, GA and $16.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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The Wright Credit Union5809 West Ave, 30553
All hours
Mon to Fri not published; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Lavonia, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lavonia Branch at 10 Silo Ln dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Lavonia Branch10 Silo Ln, 30553
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Vallant Bank Bank · 1
Vallant Bank has 1 branch in Lavonia, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The Lavonia Branch at 12321 Augusta Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lavonia Branch12321 Augusta Rd, 30553
Join a credit union in Lavonia
2 credit unions have 2 offices here: North Georgia Credit Union and the Wright Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lavonia page has every office in the state's directory.
Banking in Lavonia: the local picture
Short answer: 4 banks run 4 branches in Lavonia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Lavonia, 1 elsewhere in Georgia and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Northeast Georgia Bank's office at 12461 Augusta Rd, dating to 1934; the newest is Truist's at 10 Silo Ln, from 2001.
2 credit unions have 2 offices in Lavonia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Lavonia
Short answer: 1 of the 4 Lavonia locations with published hours opens on Saturday, run by 1 institution.
- the Wright Credit Union: 1 of 1 office (5809 West Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lavonia, and where the nearest one is if they do not.
Short answer: In Lavonia: Truist (1). No branches in Lavonia: Chase (nearest in Athens, 36 mi), Wells Fargo (nearest in Jefferson, 34 mi), Bank of America (nearest in Athens, 37 mi), PNC Bank (nearest in Dacula, 53 mi), U.S. Bank (nearest in Sandy Springs, 80 mi), Fifth Third Bank (nearest in Gainesville, 40 mi), Huntington (nearest in Athens, 38 mi), Regions Bank (nearest in Toccoa, 16 mi), TD Bank, BMO.
| Bank | In Lavonia | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Athens, 36 miles away |
| Wells Fargo | None | Jefferson, 34 miles away |
| Bank of America | None | Athens, 37 miles away |
| PNC Bank | None | Dacula, 53 miles away |
| U.S. Bank | None | Sandy Springs, 80 miles away |
| Fifth Third Bank | None | Gainesville, 40 miles away |
| Huntington | None | Athens, 38 miles away |
| Regions Bank | None | Toccoa, 16 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lavonia to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lavonia residents like anyone else.
Banks near Lavonia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Carnesville (8 miles) and Royston (10 miles). Commerce, 25 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Carnesville, GA | 8 mi | 2 | 2 |
| Banks in Royston, GA | 10 mi | 2 | 3 |
| Banks in Hartwell, GA | 12 mi | 5 | 5 |
| Banks in Toccoa, GA | 15 mi | 5 | 5 |
| Banks in Danielsville, GA | 22 mi | 2 | 2 |
| Banks in Commerce, GA | 25 mi | 6 | 7 |
| Banks in Cornelia, GA | 26 mi | 5 | 6 |
| Banks in Clarkesville, GA | 26 mi | 5 | 5 |
Bank branch openings and closings in Lavonia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lavonia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lavonia
Short answer: 1 institution has its main office in Lavonia: Northeast Georgia Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Northeast Georgia Bank | Bank | $650.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lavonia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lavonia offices.
Short answer: Truist is the largest bank with offices in Lavonia, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Vallant Bank | $3.99 billion | No. 338 | 1 | Elberton, GA |
| Northeast Georgia Bank | $650.6 million | No. 1,464 | 1 | Lavonia, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lavonia: FAQ
How many banks are in Lavonia, GA?
Lavonia has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lavonia?
Truist, with 1. First Citizens Bank has 1 and Vallant Bank has 1.
Is there a Truist in Lavonia, GA?
Yes. FDIC data lists 1 Truist branch in Lavonia as of September 5, 2026. The address and directions are under Truist above.
Is there a First Citizens Bank in Lavonia, GA?
Yes. FDIC data lists 1 First Citizens Bank branch in Lavonia as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Vallant Bank in Lavonia, GA?
Yes. FDIC data lists 1 Vallant Bank branch in Lavonia as of September 5, 2026. The address and directions are under Vallant Bank above.
Is there a Chase in Lavonia, GA?
No. FDIC data lists no Chase branch in Lavonia as of September 5, 2026. The nearest is in Athens, about 36 miles away in a straight line.
Which banks in Lavonia are open on Saturday?
the Wright Credit Union publishes Saturday hours for one or more Lavonia locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lavonia?
Northeast Georgia Bank has its main office in Lavonia, according to the FDIC.
What is the oldest bank in Lavonia?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Lavonia?
North Georgia Credit Union and the Wright Credit Union have offices in Lavonia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lavonia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lavonia?
Nearby cities with more banks include Carnesville, Royston, Hartwell. Carnesville is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: First Citizens Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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