US Bank Directory
Banks in Hartwell, GA
5 FDIC-insured banks operate 5 offices in Hartwell, Georgia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hartwell
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Hartwell, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hartwell
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Hartwell, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Hartwell, 26 across Georgia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Hartwell Branch at 86 W Franklin St dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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Hartwell Branch86 W Franklin St, 30643
All hours
Mon to Tue 9 am to 5 pm; Wed 9 am to 1 pm; Thu to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
North Georgia Credit Union Credit union · 1
North Georgia Credit Union has 1 office in Hartwell, 5 across Georgia. It is based in Toccoa, GA and $116.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Hartwell Branch249 E Franklin St, 30643
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northeast Georgia Bank Bank · 1
Northeast Georgia Bank has 1 branch in Hartwell, 9 across Georgia and 9 nationwide. FDIC records list its main office in Lavonia, GA and show it operating since 1934. With $650.6 million in total assets on June 30, 2026, it ranks No. 1,464 of 4,232 U.S. banks by total assets. The Hartwell Branch at 331 E Franklin St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hartwell Branch331 E Franklin St, 30643
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Hartwell, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Hartwell Branch at 100 E Howell St dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hartwell Branch100 E Howell St, 30643
SouthState Bank · 1
SouthState has 1 branch in Hartwell, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Hartwell Branch at 241 E Howell St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hartwell Branch241 E Howell St, 30643
Vallant Bank Bank · 1
Vallant Bank has 1 branch in Hartwell, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The Hartwell Branch at 135 E Franklin St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hartwell Branch135 E Franklin St, 30643
Join a credit union in Hartwell
1 credit union has 1 office here: North Georgia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hartwell page has every office in the state's directory.
Banking in Hartwell: the local picture
Short answer: 5 banks run 5 branches in Hartwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Hartwell, 2 elsewhere in Georgia and 3 out of state, according to the FDIC.
The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 100 E Howell St, dating to 1929; the newest is First Citizens Bank's at 86 W Franklin St, from 1997.
The only credit union with an office here is North Georgia Credit Union.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Hartwell
Short answer: None of the 2 Hartwell locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hartwell, and where the nearest one is if they do not.
Short answer: No branches in Hartwell: Chase (nearest in Athens, 38 mi), Wells Fargo (nearest in Athens, 38 mi), Bank of America (nearest in Athens, 38 mi), PNC Bank (nearest in Dacula, 60 mi), U.S. Bank (nearest in Sandy Springs, 87 mi), Truist (nearest in Lavonia, 12 mi), Fifth Third Bank (nearest in Gainesville, 50 mi), Huntington (nearest in Athens, 39 mi), Regions Bank (nearest in Elberton, 17 mi), TD Bank, BMO.
| Bank | In Hartwell | Nearest branch if none here |
|---|---|---|
| Chase | None | Athens, 38 miles away |
| Wells Fargo | None | Athens, 38 miles away |
| Bank of America | None | Athens, 38 miles away |
| PNC Bank | None | Dacula, 60 miles away |
| U.S. Bank | None | Sandy Springs, 87 miles away |
| Truist | None | Lavonia, 12 miles away |
| Fifth Third Bank | None | Gainesville, 50 miles away |
| Huntington | None | Athens, 39 miles away |
| Regions Bank | None | Elberton, 17 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hartwell to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hartwell residents like anyone else.
Banks near Hartwell
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lavonia (12 miles) and Royston (12 miles). Commerce, 32 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lavonia, GA | 12 mi | 4 | 4 |
| Banks in Royston, GA | 12 mi | 2 | 3 |
| Banks in Carnesville, GA | 17 mi | 2 | 2 |
| Banks in Elberton, GA | 18 mi | 4 | 5 |
| Banks in Danielsville, GA | 23 mi | 2 | 2 |
| Banks in Toccoa, GA | 27 mi | 5 | 5 |
| Banks in Commerce, GA | 32 mi | 6 | 7 |
| Banks in Cornelia, GA | 37 mi | 5 | 6 |
Bank branch openings and closings in Hartwell
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hartwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hartwell by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hartwell offices.
Short answer: First Citizens Bank is the largest bank with offices in Hartwell, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Pinnacle Bank is second with $128.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Vallant Bank | $3.99 billion | No. 338 | 1 | Elberton, GA |
| Northeast Georgia Bank | $650.6 million | No. 1,464 | 1 | Lavonia, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hartwell: FAQ
How many banks are in Hartwell, GA?
Hartwell has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hartwell?
First Citizens Bank, with 1. Pinnacle Bank has 1 and SouthState has 1.
Is there a First Citizens Bank in Hartwell, GA?
Yes. FDIC data lists 1 First Citizens Bank branch in Hartwell as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Pinnacle Bank in Hartwell, GA?
Yes. FDIC data lists 1 Pinnacle Bank branch in Hartwell as of September 5, 2026. The address and directions are under Pinnacle Bank above.
Is there a SouthState in Hartwell, GA?
Yes. FDIC data lists 1 SouthState branch in Hartwell as of September 5, 2026. The address and directions are under SouthState above.
Is there a Chase in Hartwell, GA?
No. FDIC data lists no Chase branch in Hartwell as of September 5, 2026. The nearest is in Athens, about 38 miles away in a straight line.
Which banks in Hartwell are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Hartwell?
First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.
Which credit unions can I join in Hartwell?
North Georgia Credit Union has an office in Hartwell. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hartwell in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hartwell?
Nearby cities with more banks include Lavonia, Royston, Carnesville. Lavonia is 12 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: First Citizens Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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