US Bank Directory
Banks in Cornelia, GA
5 FDIC-insured banks operate 6 offices in Cornelia, Georgia, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cornelia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Cornelia, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cornelia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: SouthState has the most locations in Cornelia, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
SouthState Bank · 2
SouthState has 2 branches in Cornelia, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cornelia location is the Community Bank And Trust Branch at 448 N Main St, dating to 1900; the newest, at 282 Historical Highway 441 North, to 1980. It does not publish hours in the sources this page uses; check its site before you go.
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The Cornelia Branch282 Historical Highway 441 North, 30531
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Community Bank And Trust Branch448 N Main St, 30531
Bank OZK Bank · 1
Bank OZK has 1 branch in Cornelia, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Cornelia Branch at 920 Level Grove Rd dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Cornelia Branch920 Level Grove Rd, 30531
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Georgia United Credit Union Credit union · 1
Georgia United Credit Union has 1 office in Cornelia, 15 across Georgia. It is based in Duluth, GA and $2.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cornelia Office255 N Main St, 30531
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peach State Credit Union Credit union · 1
Peach State Credit Union has 1 office in Cornelia, 26 across Georgia. It is based in Lawrenceville, GA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cornelia665 Historic 441 Hwy, 30531
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Rabun County Bank Bank · 1
Rabun County Bank has 1 branch in Cornelia, 4 across Georgia and 4 nationwide. FDIC records list its main office in Clayton, GA and show it operating since 1975. With $361.5 million in total assets on June 30, 2026, it ranks No. 2,205 of 4,232 U.S. banks by total assets. The Traditions Bank at 210 Cannon Bridge Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Traditions Bank210 Cannon Bridge Rd, 30531
United Community Bank · 1
United Community has 1 branch in Cornelia, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The New Community Branch at 1472 441 By-Pass dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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New Community Branch1472 441 By-Pass, 30531
Vallant Bank Bank · 1
Vallant Bank has 1 branch in Cornelia, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The Cornelia Branch at 218 Carpenters Cove Ln dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cornelia Branch218 Carpenters Cove Ln, 30531
Join a credit union in Cornelia
2 credit unions have 2 offices here: Georgia United Credit Union and Peach State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cornelia page has every office in the state's directory.
Banking in Cornelia: the local picture
Short answer: 5 banks run 6 branches in Cornelia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Cornelia, 2 elsewhere in Georgia and 3 out of state, according to the FDIC.
The bank with the longest record here is Bank OZK, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 448 N Main St, dating to 1900; the newest is Vallant Bank's at 218 Carpenters Cove Ln, from 2020.
2 credit unions have 2 offices in Cornelia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Cornelia
Short answer: 1 of the 3 Cornelia locations with published hours opens on Saturday, run by 1 institution.
- Peach State Credit Union: 1 of 1 office (665 Historic 441 Hwy: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cornelia, and where the nearest one is if they do not.
Short answer: No branches in Cornelia: Chase (nearest in Braselton, 33 mi), Wells Fargo (nearest in Gainesville, 21 mi), Bank of America (nearest in Gainesville, 23 mi), PNC Bank (nearest in Dacula, 38 mi), U.S. Bank (nearest in Sandy Springs, 62 mi), Truist (nearest in Gainesville, 21 mi), Fifth Third Bank (nearest in Gainesville, 20 mi), Huntington (nearest in Gainesville, 22 mi), Regions Bank (nearest in Clarkesville, 6 mi), TD Bank, BMO.
| Bank | In Cornelia | Nearest branch if none here |
|---|---|---|
| Chase | None | Braselton, 33 miles away |
| Wells Fargo | None | Gainesville, 21 miles away |
| Bank of America | None | Gainesville, 23 miles away |
| PNC Bank | None | Dacula, 38 miles away |
| U.S. Bank | None | Sandy Springs, 62 miles away |
| Truist | None | Gainesville, 21 miles away |
| Fifth Third Bank | None | Gainesville, 20 miles away |
| Huntington | None | Gainesville, 22 miles away |
| Regions Bank | None | Clarkesville, 6 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cornelia to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cornelia residents like anyone else.
Banks near Cornelia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clarkesville (6 miles) and Cleveland (13 miles). Gainesville, 22 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clarkesville, GA | 6 mi | 5 | 5 |
| Banks in Cleveland, GA | 13 mi | 5 | 5 |
| Banks in Toccoa, GA | 14 mi | 5 | 5 |
| Banks in Carnesville, GA | 21 mi | 2 | 2 |
| Banks in Gainesville, GA | 22 mi | 12 | 23 |
| Banks in Commerce, GA | 22 mi | 6 | 7 |
| Banks in Dahlonega, GA | 25 mi | 6 | 6 |
| Banks in Lavonia, GA | 26 mi | 4 | 4 |
Bank branch openings and closings in Cornelia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cornelia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cornelia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cornelia offices.
Short answer: SouthState is the largest bank with offices in Cornelia, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Bank OZK is second with $41.70 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| SouthState | $68.79 billion | No. 41 | 2 | Winter Haven, FL |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| Vallant Bank | $3.99 billion | No. 338 | 1 | Elberton, GA |
| Rabun County Bank | $361.5 million | No. 2,205 | 1 | Clayton, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cornelia: FAQ
How many banks are in Cornelia, GA?
Cornelia has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cornelia?
SouthState, with 2. Bank OZK has 1 and United Community has 1.
Is there a SouthState in Cornelia, GA?
Yes. FDIC data lists 2 SouthState branches in Cornelia as of September 5, 2026. Its branches are listed under SouthState above, with the address and directions for each.
Is there a Bank OZK in Cornelia, GA?
Yes. FDIC data lists 1 Bank OZK branch in Cornelia as of September 5, 2026. The address and directions are under Bank OZK above.
Is there a United Community in Cornelia, GA?
Yes. FDIC data lists 1 United Community branch in Cornelia as of September 5, 2026. The address and directions are under United Community above.
Is there a Chase in Cornelia, GA?
No. FDIC data lists no Chase branch in Cornelia as of September 5, 2026. The nearest is in Braselton, about 33 miles away in a straight line.
Which banks in Cornelia are open on Saturday?
Peach State Credit Union publishes Saturday hours for one or more Cornelia locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cornelia?
Bank OZK has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Cornelia?
Georgia United Credit Union and Peach State Credit Union have offices in Cornelia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cornelia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cornelia?
Nearby cities with more banks include Clarkesville, Cleveland, Toccoa. Clarkesville is 6 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Bank OZK) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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