Banks in Commerce, GA

Bank branch map: Commerce

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Commerce, according to the FDIC. 7 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Commerce

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthState has the most locations in Commerce, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SouthState SouthState Bank, National Association · 2 branches · main office Winter Haven, FL Bank · 2

SouthState has 2 branches in Commerce, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Commerce location is the Main Office Commerce at 1851 N Elm St, dating to 1892; the newest, at 209 North Elm Street, to 1980. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office Commerce

  1851 N Elm St, 30529

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Facility

  209 North Elm Street, 30529

  Hours: see the bank's site
  DirectionsWebsite

SouthState: profile, branches and contacts

First Century Bank 1 branch · main office Commerce, GA Bank · 1

First Century Bank has 1 branch in Commerce, 1 across Georgia and 2 nationwide. FDIC records list its main office in Commerce, GA and show it operating since 2002. With $831.6 million in total assets on June 30, 2026, it ranks No. 1,222 of 4,232 U.S. banks by total assets. Its main office at 1731 N Elm St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1731 N Elm St, 30529

  Hours: see the bank's site
  DirectionsWebsite

First Century Bank: profile, branches and contacts

Northeast Georgia Bank 1 branch · main office Lavonia, GA Bank · 1

Northeast Georgia Bank has 1 branch in Commerce, 9 across Georgia and 9 nationwide. FDIC records list its main office in Lavonia, GA and show it operating since 1934. With $650.6 million in total assets on June 30, 2026, it ranks No. 1,464 of 4,232 U.S. banks by total assets. The Commerce Branch at 30990 Highway 441 S dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Commerce Branch

  30990 Highway 441 S, 30529

  Hours: see the bank's site
  DirectionsWebsite

Northeast Georgia Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Commerce, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Commerce Branch at 2123 N Elm St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Commerce Branch

  2123 N Elm St, 30529

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Commerce, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Jackson County Branch at 2055 Homer Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Jackson County Branch

  2055 Homer Rd, 30529

  Hours: see the bank's site
  DirectionsWebsite

United Community: profile, branches and contacts

Vallant Bank 1 branch · main office Elberton, GA Bank · 1

Vallant Bank has 1 branch in Commerce, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The North Elm Street Branch at 1981 N Elm St dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• North Elm Street Branch

  1981 N Elm St, 30529

  Hours: see the bank's site
  DirectionsWebsite

Vallant Bank: profile, branches and contacts

Banking in Commerce: the local picture

Short answer: 6 banks run 7 branches in Commerce according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Commerce, 2 elsewhere in Georgia and 3 out of state, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 1851 N Elm St, dating to 1892; the newest is United Community's at 2055 Homer Rd, from 2006.

None of the 7 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Commerce, and where the nearest one is if they do not.

Short answer: In Commerce: Regions Bank (1). No branches in Commerce: Chase (nearest in Athens, 18 mi), Wells Fargo (nearest in Jefferson, 9 mi), Bank of America (nearest in Athens, 19 mi), PNC Bank (nearest in Dacula, 28 mi), U.S. Bank (nearest in Sandy Springs, 55 mi), Truist (nearest in Athens, 18 mi), Fifth Third Bank (nearest in Gainesville, 21 mi), Huntington (nearest in Athens, 18 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Commerce to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Commerce residents like anyone else.

Banks near Commerce

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jefferson (10 miles) and Danielsville (15 miles). Athens, 19 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Commerce

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Commerce between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Commerce

Short answer: 1 institution has its main office in Commerce: First Century Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Commerce by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Commerce offices.

Short answer: Regions Bank is the largest bank with offices in Commerce, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. SouthState is second with $68.79 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Commerce: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.