US Bank Directory

Banks in Athens, GA

17 FDIC-insured banks operate 32 offices in Athens, Georgia, and 5 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Athens

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 22 banks and credit unions operate 37 locations in Athens, according to the FDIC and the NCUA. 37 of them have coordinates on record and are on the map. 16 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

37 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Athens

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pinnacle Bank has the most locations in Athens, with 5. It is followed by Truist (4), First American Bank (4), Bank of America (3). 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pinnacle Bank 5 branches · main office Nashville, TN Bank · 5

Pinnacle Bank has 5 branches in Athens, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Main Branch at 150 W Hancock Ave, dating to 1929; the newest, at 1850 Epps Bridge Pkwy, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Athens Main Branch
    150 W Hancock Ave, 30601
    Hours: see the bank's site
  • Epps Bridge Road Branch
    1850 Epps Bridge Pkwy, 30606
    Hours: see the bank's site
  • Barnett Shoals Branch
    1855 Barnett Shoals Rd, 30605
    Hours: see the bank's site
  • Beechwood Branch
    310 Alps Rd, 30606
    Hours: see the bank's site
  • Atlanta Highway Branch
    4000 Atlanta Hwy, 30606
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
First American Bank 4 branches · main office Athens, GA Bank · 4

First American Bank has 4 branches in Athens, 8 across Georgia and 8 nationwide. FDIC records list its main office in Athens, GA and show it operating since 1934. With $901.9 million in total assets on June 30, 2026, it ranks No. 1,143 of 4,232 U.S. banks by total assets. Its main office at 300 College Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    300 College Ave, 30601
    Hours: see the bank's site
  • West Broad Branch
    2241 W Broad St, 30606
    Hours: see the bank's site
  • Messenger Service
    300 College Ave, 30601
    Hours: see the bank's site
  • North Athens Branch
    825 Hull Rd, 30601
    Hours: see the bank's site
First American Bank: profile, branches and contacts
Truist Truist Bank · 4 branches · main office Charlotte, NC Bank · 4

Truist has 4 branches in Athens, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Alps Road Branch at 185 Alps Rd, dating to 1964; the newest, at 3445 Atlanta Hwy, to 2004. 3 of its 4 Athens locations with published hours open on Saturday.

  • Gaines School Road Branch
    180 Gaines School Rd, 30605
    (706) 715-3466Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Alps Road Branch
    185 Alps Rd, 30606
    (706) 395-0336Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Atlanta Highway Branch
    3445 Atlanta Hwy, 30606
    (706) 363-9720Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Campus Branch
    475 E Broad St, 30601
    (706) 548-0868Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Bank of America Bank of America, National Association · 3 branches · main office Charlotte, NC Bank · 3

Bank of America has 3 branches in Athens, 130 across Georgia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Beechwood Branch at 196 Alps Rd, dating to 1964; the newest, at 1890 Epps Bridge Pkwy, to 2003. 1 of its 3 Athens locations with published hours open on Saturday.

  • Gaines School Branch
    1070 Gaines School Rd, 30605
    (706) 227-6320Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Epps Bridge Parkway Branch
    1890 Epps Bridge Pkwy, 30606
    (706) 354-6165Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Beechwood Branch
    196 Alps Rd, 30606
    (706) 227-6330Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Regions Bank 2 branches · main office Birmingham, AL Bank · 2

Regions Bank has 2 branches in Athens, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Clarke Atlanta Hwy Branch at 3153 Atlanta Hwy, dating to 2000; the newest, at 2009 Prince Ave, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Prince Ave Branch
    2009 Prince Ave, 30606
    Hours: see the bank's site
  • Athens Clarke Atlanta Hwy Branch
    3153 Atlanta Hwy, 30606
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Vallant Bank 2 branches · main office Elberton, GA Bank · 2

Vallant Bank has 2 branches in Athens, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Branch at 3140 Lexington Rd, dating to 2007; the newest, at 1081 Parkway Blvd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

Vallant Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Athens, 179 across Georgia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Eastside Gaines School Road Branch at 1059 Gaines School Rd, dating to 1992; the newest, at 1200 Mitchell Bridge Rd, to 1997. 1 of its 2 Athens locations with published hours open on Saturday.

  • Eastside Gaines School Road Branch
    1059 Gaines School Rd, 30605
    (706) 354-5410Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Mitchell Bridge Road Branch
    1200 Mitchell Bridge Rd, 30606
    (706) 354-5540Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
American Pride Bank 1 branch · main office Macon, GA Bank · 1

American Pride Bank has 1 branch in Athens, 5 across Georgia and 6 nationwide. FDIC records list its main office in Macon, GA and show it operating since 2007. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,025 of 4,232 U.S. banks by total assets. The Epps Bridge Parkway Office Branch at 1010 Pine Ridge Ct dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Epps Bridge Parkway Office Branch
    1010 Pine Ridge Ct, 30606
    Hours: see the bank's site
American Pride Bank: profile, branches and contacts
Bank OZK 1 branch · main office Little Rock, AR Bank · 1

Bank OZK has 1 branch in Athens, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Bogart Branch at 3990 Atlanta Hwy dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

  • Bogart Branch
    3990 Atlanta Hwy, 30606
    (706) 548-4002Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Athens, 118 across Georgia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Athens W Broad at 296 W Broad St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Chase: profile, branches and contacts
Classic City Bank 1 branch · main office Athens, GA Bank · 1

Classic City Bank has 1 branch in Athens, 1 across Georgia and 1 nationwide. FDIC records list its main office in Athens, GA and show it operating since 2020. With $314.3 million in total assets on June 30, 2026, it ranks No. 2,411 of 4,232 U.S. banks by total assets. Its main office at 2365 W Broad St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2365 W Broad St, 30606
    Hours: see the bank's site
Classic City Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Athens, 26 across Georgia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Hull Branch at 9205 Highway 29 S dates to 1984 in FDIC branch records. Its published hours do not list Saturday.

  • Hull Branch
    9205 Highway 29 S, 30601
    (706) 549-0213Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Georgia United Credit Union 1 office · main office Duluth, GA Credit union · 1

Georgia United Credit Union has 1 office in Athens, 15 across Georgia. It is based in Duluth, GA and $2.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Athens Office
    190 Gaines School Rd, 30605
    (770) 476-6400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Georgia United Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Athens, 39 across Georgia and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Athens Branch at 2234 W Broad St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts
Magnolia State Bank 1 branch · main office Eastman, GA Bank · 1

Magnolia State Bank has 1 branch in Athens, 5 across Georgia and 5 nationwide. FDIC records list its main office in Eastman, GA and show it operating since 1919. With $198.7 million in total assets on June 30, 2026, it ranks No. 3,001 of 4,232 U.S. banks by total assets. The Athens Branch at 2500 Daniells Bridge Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Athens Branch
    2500 Daniells Bridge Road, 30606
    Hours: see the bank's site
Magnolia State Bank: profile, branches and contacts
Mygeorgia Credit Union 1 office · main office Gainesville, GA Credit union · 1

Mygeorgia Credit Union has 1 office in Athens, 9 across Georgia. It is based in Gainesville, GA and $256.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Athens Branch
    205 Collins Industrial Blvd, 30601
    (706) 613-1644Today 10 am to 4:30 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 10 am to 4:30 pm; Thu 8:30 am to 5 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mygeorgia Credit Union: profile, branches and contacts
Oconee State Bank 1 branch · main office Watkinsville, GA Bank · 1

Oconee State Bank has 1 branch in Athens, 7 across Georgia and 7 nationwide. FDIC records list its main office in Watkinsville, GA and show it operating since 1960. With $744.1 million in total assets on June 30, 2026, it ranks No. 1,323 of 4,232 U.S. banks by total assets. The Athens Financial Center Branch at 1 Press Pl dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Athens Financial Center Branch
    1 Press Pl, 30601
    Hours: see the bank's site
Oconee State Bank: profile, branches and contacts
Peach State Credit Union 1 office · main office Lawrenceville, GA Credit union · 1

Peach State Credit Union has 1 office in Athens, 26 across Georgia. It is based in Lawrenceville, GA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Hawthorne
    155 Hawthorne Park, 30606
    (706) 543-7450Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Peach State Credit Union: profile, branches and contacts
Robins Financial Credit Union 1 office · main office Warner Robins, GA Credit union · 1

Robins Financial Credit Union has 1 office in Athens, 24 across Georgia. It is based in Warner Robins, GA and $4.91 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Athens Branch
    2636 Atlanta Hwy, 30606
    (800) 241-2405Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Robins Financial Credit Union: profile, branches and contacts
Southern Energy Credit Union 1 office · main office Birmingham, AL Credit union · 1

Southern Energy Credit Union has 1 office in Athens, 7 across Georgia. It is based in Birmingham, AL and $3.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Athens Branch
    285 Newton Bridge Rd, 30607
    (706) 559-0051Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Southern Energy Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Athens, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Wal-Mart #1400 Branch at 455 Epps Bridge Pkwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wal-Mart #1400 Branch
    455 Epps Bridge Pkwy, 30606
    Hours: see the bank's site
SouthState: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Athens, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Athens Branch at 780 Highway 29 N dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Community: profile, branches and contacts

Join a credit union in Athens

5 credit unions have 5 offices here: Robins Financial Credit Union, Southern Energy Credit Union, Georgia United Credit Union, Peach State Credit Union and Mygeorgia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athens page has every office in the state's directory.

Banking in Athens: the local picture

Short answer: 17 banks run 32 branches in Athens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 17 banks, 2 have their main office in Athens, 4 elsewhere in Georgia and 11 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 150 W Hancock Ave, dating to 1929; the newest is Magnolia State Bank's at 2500 Daniells Bridge Road, from 2025.

5 credit unions have 5 offices in Athens, according to the NCUA. Who can join each one is on the credit unions page.

Of the 16 locations with published hours. 6 open on Saturday. 21 locations have no published hours in these sources.

Banks by ZIP code in Athens

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 30606 has the most bank and credit union offices in Athens (20), followed by 30601 (10) and 30605 (6). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
306062015Pinnacle Bank, Bank of America, Regions Bank
30601108First American Bank, Chase, First Citizens Bank
3060566Bank of America, Georgia United Credit Union, Pinnacle Bank
3060711Southern Energy Credit Union

Banks and credit unions open on Saturday in Athens

Short answer: 6 of the 16 Athens locations with published hours open on Saturday, run by 4 institutions.

  • Truist: 3 of 4 branches (180 Gaines School Rd: Saturday 9 am to 12 pm, and 2 more)
  • Bank of America: 1 of 3 branches (1890 Epps Bridge Pkwy: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 2 branches (1200 Mitchell Bridge Rd: Saturday 9 am to 2 pm)
  • Peach State Credit Union: 1 of 1 office (155 Hawthorne Park: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 37 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Athens, and where the nearest one is if they do not.

Short answer: In Athens: Chase (1), Wells Fargo (2), Bank of America (3), Truist (4), Huntington (1), Regions Bank (2). No branches in Athens: PNC Bank (nearest in Dacula, 31 mi), U.S. Bank (nearest in Sandy Springs, 55 mi), Fifth Third Bank (nearest in Bethlehem, 21 mi), TD Bank, BMO.

BankIn AthensNearest branch if none here
Chase1 branchhere
Wells Fargo2 brancheshere
Bank of America3 brancheshere
Truist4 brancheshere
Huntington1 branchhere
Regions Bank2 brancheshere
PNC BankNoneDacula, 31 miles away
U.S. BankNoneSandy Springs, 55 miles away
Fifth Third BankNoneBethlehem, 21 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athens to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athens residents like anyone else.

Banks near Athens

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bogart (5 miles) and Watkinsville (5 miles). Winder, 19 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Athens

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Athens between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Athens

Short answer: 2 institutions have their main office in Athens: First American Bank and Classic City Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
First American BankBank$901.9 million4
Classic City BankBank$314.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Athens by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athens offices.

Short answer: Chase is the largest bank with offices in Athens, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 17 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 23Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
Truist$548.35 billionNo. 94Charlotte, NC
Huntington$283.07 billionNo. 151Columbus, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Regions Bank$159.79 billionNo. 272Birmingham, AL
Pinnacle Bank$128.79 billionNo. 285Nashville, TN
SouthState$68.79 billionNo. 411Winter Haven, FL
Bank OZK$41.70 billionNo. 571Little Rock, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Athens: FAQ

How many banks are in Athens, GA?

Athens has 17 banks with 32 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Athens?

Pinnacle Bank, with 5. Truist has 4 and First American Bank has 4.

Is there a Pinnacle Bank in Athens, GA?

Yes. FDIC data lists 5 Pinnacle Bank branches in Athens as of September 5, 2026. Its branches are listed under Pinnacle Bank above, with the address and directions for each.

Is there a Truist in Athens, GA?

Yes. FDIC data lists 4 Truist branches in Athens as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a First American Bank in Athens, GA?

Yes. FDIC data lists 4 First American Bank branches in Athens as of September 5, 2026, the main office at 300 College Ave. Its branches are listed under First American Bank above, with the address and directions for each.

Is there a PNC Bank in Athens, GA?

No. FDIC data lists no PNC Bank branch in Athens as of September 5, 2026. The nearest is in Dacula, about 31 miles away in a straight line.

Which banks in Athens are open on Saturday?

Truist, Bank of America, Wells Fargo and Peach State Credit Union publish Saturday hours for one or more Athens locations. The Saturday section above lists each one with its hours. 21 of the 37 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Athens?

First American Bank and Classic City Bank have their main office in Athens, according to the FDIC.

What is the oldest bank in Athens?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Athens?

Robins Financial Credit Union, Southern Energy Credit Union, Georgia United Credit Union and Peach State Credit Union and 1 more have offices in Athens. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Athens in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Athens?

Nearby cities with more banks include Bogart, Watkinsville, Jefferson. Bogart is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (11 of 32 branches: Bank OZK, Bank of America, First Citizens Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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