FDIC-insured bank
Oconee State Bank
Bank headquartered in Watkinsville, Georgia, part of OCONEE FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 35 N Main St Watkinsville, GA 30677 |
| County | Oconee |
| Metro area | Athens-Clarke County, GA |
| Website | www.oconeestatebank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 18143 |
| Federal Reserve RSSD ID | 573036 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | OCONEE FINANCIAL CORP |
| Domestic offices | 7 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.oconeestatebank.com.
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Offices nearest to headquarters
| Oconee State Bank main office Watkinsville, GA |
35 N Main St, 30677 |
| Mortgage Office Branch Watkinsville, GA |
Durham Street, Unit 10, Oakhill Office Condominiums, 30677 |
| Athens Financial Center Branch Athens, GA |
1 Press Pl, 30601 |
| Bogart Branch Bogart, GA |
2441 Monroe Hwy, 30622 |
| Elberton Branch Elberton, GA |
6 E Church St, 30635 |
| Gwinnett Financial Center Branch Duluth, GA |
2055 Sugarloaf Cir, 30097 |
| Macon Financial Center Branch Macon, GA |
305 Third Street, 31201 |