US Bank Directory
Banks in Eatonton, GA
2 FDIC-insured banks operate 4 offices in Eatonton, Georgia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Eatonton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 5 locations in Eatonton, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Eatonton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers & Merchants Bank and The Peoples Bank have the most locations in Eatonton, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers & Merchants Bank Bank · 2
Farmers & Merchants Bank has 2 branches in Eatonton, 2 across Georgia and 2 nationwide. FDIC records list its main office in Eatonton, GA and show it operating since 1922. With $289.6 million in total assets on June 30, 2026, it ranks No. 2,538 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eatonton location is its main office at 100 S Madison Ave, dating to 1922; the newest, at 1011 Lake Oconee Pkwy, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 S Madison Ave, 31024
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Oconee Parkway Branch1011 Lake Oconee Pkwy, 31024
The Peoples Bank Bank · 2
The Peoples Bank has 2 branches in Eatonton, 2 across Georgia and 2 nationwide. FDIC records list its main office in Eatonton, GA and show it operating since 1943. With $269.7 million in total assets on June 30, 2026, it ranks No. 2,625 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eatonton location is its main office at 209 S Jefferson Ave, dating to 1943; the newest, at 991 Greensboro Rd, to 1991. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office209 S Jefferson Ave, 31024
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Oconee Crossings Branch991 Greensboro Rd, 31024
Peach State Credit Union Credit union · 1
Peach State Credit Union has 1 office in Eatonton, 26 across Georgia. It is based in Lawrenceville, GA and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Putnam1076 Greensboro Rd, 31024
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Eatonton
1 credit union has 1 office here: Peach State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eatonton page has every office in the state's directory.
Banking in Eatonton: the local picture
Short answer: 2 banks run 4 branches in Eatonton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Eatonton, according to the FDIC.
The bank with the longest record here is Farmers & Merchants Bank, operating since 1922 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers & Merchants Bank's office at 100 S Madison Ave, dating to 1922; the newest is Farmers & Merchants Bank's at 1011 Lake Oconee Pkwy, from 2005.
The only credit union with an office here is Peach State Credit Union.
Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Eatonton
Short answer: None of the 1 Eatonton location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Eatonton, and where the nearest one is if they do not.
Short answer: No branches in Eatonton: Chase (nearest in Athens, 40 mi), Wells Fargo (nearest in Greensboro, 8 mi), Bank of America (nearest in Monroe, 38 mi), PNC Bank (nearest in Snellville, 51 mi), U.S. Bank (nearest in Sandy Springs, 70 mi), Truist (nearest in Greensboro, 7 mi), Fifth Third Bank (nearest in Covington, 34 mi), Huntington (nearest in Gray, 29 mi), Regions Bank (nearest in Madison, 16 mi), TD Bank, BMO.
| Bank | In Eatonton | Nearest branch if none here |
|---|---|---|
| Chase | None | Athens, 40 miles away |
| Wells Fargo | None | Greensboro, 8 miles away |
| Bank of America | None | Monroe, 38 miles away |
| PNC Bank | None | Snellville, 51 miles away |
| U.S. Bank | None | Sandy Springs, 70 miles away |
| Truist | None | Greensboro, 7 miles away |
| Fifth Third Bank | None | Covington, 34 miles away |
| Huntington | None | Gray, 29 miles away |
| Regions Bank | None | Madison, 16 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eatonton to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eatonton residents like anyone else.
Banks near Eatonton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greensboro (10 miles) and Madison (17 miles). Covington, 34 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greensboro, GA | 10 mi | 5 | 6 |
| Banks in Madison, GA | 17 mi | 4 | 6 |
| Banks in Milledgeville, GA | 20 mi | 5 | 8 |
| Banks in Monticello, GA | 21 mi | 2 | 2 |
| Banks in Gray, GA | 29 mi | 4 | 4 |
| Banks in Social Circle, GA | 30 mi | 2 | 2 |
| Banks in Covington, GA | 34 mi | 9 | 9 |
| Banks in Watkinsville, GA | 35 mi | 6 | 7 |
Bank branch openings and closings in Eatonton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Eatonton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Eatonton
Short answer: 2 institutions have their main office in Eatonton: Farmers & Merchants Bank and The Peoples Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers & Merchants Bank | Bank | $289.6 million | 2 |
| The Peoples Bank | Bank | $269.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Eatonton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eatonton offices.
Short answer: Farmers & Merchants Bank is the largest bank with offices in Eatonton, with $289.6 million in total assets on June 30, 2026, No. 2,538 among U.S. banks by total assets. The Peoples Bank is second with $269.7 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers & Merchants Bank | $289.6 million | No. 2,538 | 2 | Eatonton, GA |
| The Peoples Bank | $269.7 million | No. 2,625 | 2 | Eatonton, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Eatonton: FAQ
How many banks are in Eatonton, GA?
Eatonton has 2 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Eatonton?
Farmers & Merchants Bank, with 2. The Peoples Bank has 2.
Is there a Farmers & Merchants Bank in Eatonton, GA?
Yes. FDIC data lists 2 Farmers & Merchants Bank branches in Eatonton as of September 5, 2026, the main office at 100 S Madison Ave. Its branches are listed under Farmers & Merchants Bank above, with the address and directions for each.
Is there a The Peoples Bank in Eatonton, GA?
Yes. FDIC data lists 2 The Peoples Bank branches in Eatonton as of September 5, 2026, the main office at 209 S Jefferson Ave. Its branches are listed under The Peoples Bank above, with the address and directions for each.
Is there a Chase in Eatonton, GA?
No. FDIC data lists no Chase branch in Eatonton as of September 5, 2026. The nearest is in Athens, about 40 miles away in a straight line.
Which banks in Eatonton are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Eatonton?
Farmers & Merchants Bank and The Peoples Bank have their main office in Eatonton, according to the FDIC.
What is the oldest bank in Eatonton?
Farmers & Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1922.
Which credit unions can I join in Eatonton?
Peach State Credit Union has an office in Eatonton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Eatonton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Eatonton?
Nearby cities with more banks include Greensboro, Madison, Milledgeville. Greensboro is 10 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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