US Bank Directory
Banks in Milledgeville, GA
5 FDIC-insured banks operate 8 offices in Milledgeville, Georgia, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Milledgeville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 12 locations in Milledgeville, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Milledgeville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Century Bank and Trust, Exchange Bank and Magnolia State Bank have the most locations in Milledgeville, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Century Bank and Trust Bank · 2
Century Bank and Trust has 2 branches in Milledgeville, 3 across Georgia and 3 nationwide. FDIC records list its main office in Milledgeville, GA and show it operating since 1898. With $490.7 million in total assets on June 30, 2026, it ranks No. 1,820 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Milledgeville location is its main office at 141 S Wayne St, dating to 1898; the newest, at 1800 N Columbia St, to 1979. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office141 S Wayne St, 31061
-
Northside Branch1800 N Columbia St, 31061
Exchange Bank Bank · 2
Exchange Bank has 2 branches in Milledgeville, 5 across Georgia and 5 nationwide. FDIC records list its main office in Milledgeville, GA and show it operating since 1903. With $410.3 million in total assets on June 30, 2026, it ranks No. 2,044 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Milledgeville location is its main office at 250 W Hancock St, dating to 1903; the newest, at 2801 N Columbia St, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office250 W Hancock St, 31061
-
Lake Sinclair Branch2801 N Columbia St, 31061
Magnolia State Bank Bank · 2
Magnolia State Bank has 2 branches in Milledgeville, 5 across Georgia and 5 nationwide. FDIC records list its main office in Eastman, GA and show it operating since 1919. With $198.7 million in total assets on June 30, 2026, it ranks No. 3,001 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Milledgeville location is the 2451 North Columbia Street Branch at 2451 N Columbia St, dating to 1965; the newest, at 100 E Greene St, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
-
Magnolia State Branch100 E Greene St, 31061
-
2451 North Columbia Street Branch2451 N Columbia St, 31061
Robins Financial Credit Union Credit union · 2
Robins Financial Credit Union has 2 officees in Milledgeville, 24 across Georgia. It is based in Warner Robins, GA and $4.91 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Milledgeville locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Sinclair1051 Milledgeville Hwy, 31061
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Milledgeville Branch2584 N Columbia St, 31061
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cgr Credit Union Credit union · 1
Cgr Credit Union has 1 office in Milledgeville, 5 across Georgia. It is based in Macon, GA and $119.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Cgr Credit Union Baldwin Branch820 N Cobb St, 31061
All hours
Mon to Fri 8:45 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank of the South Bank · 1
Citizens Bank of the South has 1 branch in Milledgeville, 3 across Georgia and 3 nationwide. FDIC records list its main office in Sandersville, GA and show it operating since 1965. With $395.1 million in total assets on June 30, 2026, it ranks No. 2,092 of 4,232 U.S. banks by total assets. The Milledgeville Branch at 121 Executive Pkwy dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Milledgeville Branch121 Executive Pkwy, 31061
Midsouth Community Credit Union Credit union · 1
Midsouth Community Credit Union has 1 office in Milledgeville, 10 across Georgia. It is based in Macon, GA and $481.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Milledgeville Office375 Hammock Rd Nw, 31061
All hours
Mon to Fri 9 am to 5:15 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Milledgeville, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Milledgeville Branch at 150 W Greene St dates to 1884 in FDIC branch records. Its published hours do not list Saturday.
-
Milledgeville Branch150 W Greene St, 31061
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Milledgeville
3 credit unions have 4 offices here: Robins Financial Credit Union, Midsouth Community Credit Union and Cgr Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Milledgeville page has every office in the state's directory.
Banking in Milledgeville: the local picture
Short answer: 5 banks run 8 branches in Milledgeville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Milledgeville, 2 elsewhere in Georgia and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 150 W Greene St, dating to 1884; the newest is Citizens Bank of the South's at 121 Executive Pkwy, from 2017.
3 credit unions have 4 offices in Milledgeville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Milledgeville
Short answer: 1 of the 5 Milledgeville locations with published hours opens on Saturday, run by 1 institution.
- Midsouth Community Credit Union: 1 of 1 office (375 Hammock Rd Nw: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Milledgeville, and where the nearest one is if they do not.
Short answer: In Milledgeville: Truist (1). No branches in Milledgeville: Chase (nearest in Locust Grove, 54 mi), Wells Fargo (nearest in Greensboro, 25 mi), Bank of America (nearest in Macon, 27 mi), PNC Bank (nearest in Stockbridge, 63 mi), U.S. Bank (nearest in Sandy Springs, 85 mi), Fifth Third Bank (nearest in Bonaire, 43 mi), Huntington (nearest in Gray, 19 mi), Regions Bank (nearest in Madison, 35 mi), TD Bank, BMO.
| Bank | In Milledgeville | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Locust Grove, 54 miles away |
| Wells Fargo | None | Greensboro, 25 miles away |
| Bank of America | None | Macon, 27 miles away |
| PNC Bank | None | Stockbridge, 63 miles away |
| U.S. Bank | None | Sandy Springs, 85 miles away |
| Fifth Third Bank | None | Bonaire, 43 miles away |
| Huntington | None | Gray, 19 miles away |
| Regions Bank | None | Madison, 35 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milledgeville to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milledgeville residents like anyone else.
Banks near Milledgeville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gray (19 miles) and Eatonton (20 miles). Macon, 31 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gray, GA | 19 mi | 4 | 4 |
| Banks in Eatonton, GA | 20 mi | 2 | 4 |
| Banks in Sandersville, GA | 26 mi | 4 | 4 |
| Banks in Greensboro, GA | 28 mi | 5 | 6 |
| Banks in Monticello, GA | 29 mi | 2 | 2 |
| Banks in Macon, GA | 31 mi | 15 | 37 |
| Banks in Madison, GA | 36 mi | 4 | 6 |
| Banks in Wrightsville, GA | 40 mi | 2 | 2 |
Bank branch openings and closings in Milledgeville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Milledgeville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Milledgeville
Short answer: 2 institutions have their main office in Milledgeville: Century Bank and Trust and Exchange Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Century Bank and Trust | Bank | $490.7 million | 2 |
| Exchange Bank | Bank | $410.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Milledgeville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milledgeville offices.
Short answer: Truist is the largest bank with offices in Milledgeville, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Century Bank and Trust is second with $490.7 million. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Century Bank and Trust | $490.7 million | No. 1,820 | 2 | Milledgeville, GA |
| Exchange Bank | $410.3 million | No. 2,044 | 2 | Milledgeville, GA |
| Citizens Bank of the South | $395.1 million | No. 2,092 | 1 | Sandersville, GA |
| Magnolia State Bank | $198.7 million | No. 3,001 | 2 | Eastman, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Milledgeville: FAQ
How many banks are in Milledgeville, GA?
Milledgeville has 5 banks with 8 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Milledgeville?
Century Bank and Trust, with 2. Exchange Bank has 2 and Magnolia State Bank has 2.
Is there a Century Bank and Trust in Milledgeville, GA?
Yes. FDIC data lists 2 Century Bank and Trust branches in Milledgeville as of September 5, 2026, the main office at 141 S Wayne St. Its branches are listed under Century Bank and Trust above, with the address and directions for each.
Is there a Exchange Bank in Milledgeville, GA?
Yes. FDIC data lists 2 Exchange Bank branches in Milledgeville as of September 5, 2026, the main office at 250 W Hancock St. Its branches are listed under Exchange Bank above, with the address and directions for each.
Is there a Magnolia State Bank in Milledgeville, GA?
Yes. FDIC data lists 2 Magnolia State Bank branches in Milledgeville as of September 5, 2026. Its branches are listed under Magnolia State Bank above, with the address and directions for each.
Is there a Chase in Milledgeville, GA?
No. FDIC data lists no Chase branch in Milledgeville as of September 5, 2026. The nearest is in Locust Grove, about 54 miles away in a straight line.
Which banks in Milledgeville are open on Saturday?
Midsouth Community Credit Union publishes Saturday hours for one or more Milledgeville locations. The Saturday section above lists each one with its hours. 7 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Milledgeville?
Century Bank and Trust and Exchange Bank have their main office in Milledgeville, according to the FDIC.
What is the oldest bank in Milledgeville?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Milledgeville?
Robins Financial Credit Union, Midsouth Community Credit Union and Cgr Credit Union have offices in Milledgeville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Milledgeville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Milledgeville?
Nearby cities with more banks include Gray, Eatonton, Sandersville. Gray is 19 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 8 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds