Banks in Gray, GA

Bank branch map: Gray

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Gray, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gray

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Gray, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Exchange Bank 1 branch · main office Milledgeville, GA Bank · 1

Exchange Bank has 1 branch in Gray, 5 across Georgia and 5 nationwide. FDIC records list its main office in Milledgeville, GA and show it operating since 1903. With $410.3 million in total assets on June 30, 2026, it ranks No. 2,044 of 4,232 U.S. banks by total assets. The The Gray Office at 4306 Gray Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• The Gray Office

  4306 Gray Hwy, 31032

  Hours: see the bank's site
  DirectionsWebsite

Exchange Bank: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Gray, 39 across Georgia and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Gray Branch at 282 W Clinton St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gray Branch

  282 W Clinton St, 31032

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Magnolia State Bank 1 branch · main office Eastman, GA Bank · 1

Magnolia State Bank has 1 branch in Gray, 5 across Georgia and 5 nationwide. FDIC records list its main office in Eastman, GA and show it operating since 1919. With $198.7 million in total assets on June 30, 2026, it ranks No. 3,001 of 4,232 U.S. banks by total assets. The Magnolia State Bank -Gray Branch at 271 W Clinton St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Magnolia State Bank -Gray Branch

  271 W Clinton St, 31032

  Hours: see the bank's site
  DirectionsWebsite

Magnolia State Bank: profile, branches and contacts

Robins Financial Credit Union 1 office · main office Warner Robins, GA Credit union · 1

Robins Financial Credit Union has 1 office in Gray, 24 across Georgia. It is based in Warner Robins, GA and $4.91 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Gray Branch

  287 W Clinton St, 31032

  (800) 241-2405Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Robins Financial Credit Union: profile, branches and contacts

Vallant Bank 1 branch · main office Elberton, GA Bank · 1

Vallant Bank has 1 branch in Gray, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The Gray Branch at 110 Highway 18 Connector dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gray Branch

  110 Highway 18 Connector, 31032

  Hours: see the bank's site
  DirectionsWebsite

Vallant Bank: profile, branches and contacts

Join a credit union in Gray

1 credit union has 1 office here: Robins Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gray page has every office in the state's directory.

Banking in Gray: the local picture

Short answer: 4 banks run 4 branches in Gray according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Gray, 3 elsewhere in Georgia and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 282 W Clinton St, dating to 1909; the newest is Vallant Bank's at 110 Highway 18 Connector, from 2012.

The only credit union with an office here is Robins Financial Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Gray

Short answer: None of the 1 Gray location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gray, and where the nearest one is if they do not.

Short answer: In Gray: Huntington (1). No branches in Gray: Chase (nearest in Locust Grove, 41 mi), Wells Fargo (nearest in Macon, 11 mi), Bank of America (nearest in Macon, 11 mi), PNC Bank (nearest in Stockbridge, 52 mi), U.S. Bank (nearest in Sandy Springs, 78 mi), Truist (nearest in Macon, 11 mi), Fifth Third Bank (nearest in Bonaire, 32 mi), Regions Bank (nearest in Madison, 40 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gray to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gray residents like anyone else.

Banks near Gray

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Macon (13 miles) and Milledgeville (19 miles). Macon, 13 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Gray

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gray between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gray by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gray offices.

Short answer: Huntington is the largest bank with offices in Gray, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Vallant Bank is second with $3.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gray: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.