US Bank Directory

Banks in Social Circle, GA

2 FDIC-insured banks operate 2 offices in Social Circle, Georgia, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Social Circle

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Social Circle, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Social Circle

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Vallant Bank and Bank of Madison have the most locations in Social Circle, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Madison 1 branch · main office Madison, GA Bank · 1

Bank of Madison has 1 branch in Social Circle, 4 across Georgia and 4 nationwide. FDIC records list its main office in Madison, GA and show it operating since 1890. With $448.1 million in total assets on June 30, 2026, it ranks No. 1,926 of 4,232 U.S. banks by total assets. The Social Circle Branch at 1281 N Cherokee Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Social Circle Branch
    1281 N Cherokee Rd, 30025
    Hours: see the bank's site
Bank of Madison: profile, branches and contacts
Baxter Credit Union 1 office · main office Vernon Hills, IL Credit union · 1

Baxter Credit Union has 1 office in Social Circle, 2 across Georgia. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Covington
    505 Takeda Pkwy, 30025
    (847) 388-7000Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baxter Credit Union: profile, branches and contacts
Vallant Bank 1 branch · main office Elberton, GA Bank · 1

Vallant Bank has 1 branch in Social Circle, 36 across Georgia and 36 nationwide. FDIC records list its main office in Elberton, GA and show it operating since 1934. With $3.99 billion in total assets on June 30, 2026, it ranks No. 338 of 4,232 U.S. banks by total assets. The Georgia Central Bank Branch at 112 N Cherokee Rd dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgia Central Bank Branch
    112 N Cherokee Rd, 30025
    Hours: see the bank's site
Vallant Bank: profile, branches and contacts

Join a credit union in Social Circle

1 credit union has 1 office here: Baxter Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Social Circle page has every office in the state's directory.

Banking in Social Circle: the local picture

Short answer: 2 banks run 2 branches in Social Circle according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Social Circle, 2 elsewhere in Georgia, according to the FDIC.

The bank with the longest record here is Bank of Madison, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is Vallant Bank's office at 112 N Cherokee Rd, dating to 1924; the newest is Bank of Madison's at 1281 N Cherokee Rd, from 2004.

The only credit union with an office here is Baxter Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Social Circle

Short answer: None of the 1 Social Circle location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Social Circle, and where the nearest one is if they do not.

Short answer: No branches in Social Circle: Chase (nearest in Loganville, 17 mi), Wells Fargo (nearest in Covington, 8 mi), Bank of America (nearest in Monroe, 9 mi), PNC Bank (nearest in Snellville, 21 mi), U.S. Bank (nearest in Sandy Springs, 41 mi), Truist (nearest in Monroe, 9 mi), Fifth Third Bank (nearest in Covington, 8 mi), Huntington (nearest in Athens, 26 mi), Regions Bank (nearest in Madison, 15 mi), TD Bank, BMO.

BankIn Social CircleNearest branch if none here
ChaseNoneLoganville, 17 miles away
Wells FargoNoneCovington, 8 miles away
Bank of AmericaNoneMonroe, 9 miles away
PNC BankNoneSnellville, 21 miles away
U.S. BankNoneSandy Springs, 41 miles away
TruistNoneMonroe, 9 miles away
Fifth Third BankNoneCovington, 8 miles away
HuntingtonNoneAthens, 26 miles away
Regions BankNoneMadison, 15 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Social Circle to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Social Circle residents like anyone else.

Banks near Social Circle

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Covington (9 miles) and Monroe (9 miles). Loganville, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Social Circle

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Social Circle between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Social Circle by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Social Circle offices.

Short answer: Vallant Bank is the largest bank with offices in Social Circle, with $3.99 billion in total assets on June 30, 2026, No. 338 among U.S. banks by total assets. Bank of Madison is second with $448.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Vallant Bank$3.99 billionNo. 3381Elberton, GA
Bank of Madison$448.1 millionNo. 1,9261Madison, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Social Circle: FAQ

How many banks are in Social Circle, GA?

Social Circle has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Social Circle?

Vallant Bank, with 1. Bank of Madison has 1.

Is there a Vallant Bank in Social Circle, GA?

Yes. FDIC data lists 1 Vallant Bank branch in Social Circle as of September 5, 2026. The address and directions are under Vallant Bank above.

Is there a Bank of Madison in Social Circle, GA?

Yes. FDIC data lists 1 Bank of Madison branch in Social Circle as of September 5, 2026. The address and directions are under Bank of Madison above.

Is there a Chase in Social Circle, GA?

No. FDIC data lists no Chase branch in Social Circle as of September 5, 2026. The nearest is in Loganville, about 17 miles away in a straight line.

Which banks in Social Circle are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Social Circle?

Bank of Madison has the longest record among banks with a branch here: the FDIC shows it operating since 1890.

Which credit unions can I join in Social Circle?

Baxter Credit Union has an office in Social Circle. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Social Circle in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Social Circle?

Nearby cities with more banks include Covington, Monroe, Madison. Covington is 9 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds