US Bank Directory
Banks in Zephyrhills, FL
9 FDIC-insured banks operate 10 offices in Zephyrhills, Florida, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Zephyrhills
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Zephyrhills, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Zephyrhills
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank of Pasco has the most locations in Zephyrhills, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank of Pasco Bank · 2
First National Bank of Pasco has 2 branches in Zephyrhills, 4 across Florida and 4 nationwide. FDIC records list its main office in Dade City, FL and show it operating since 1986. With $280.0 million in total assets on June 30, 2026, it ranks No. 2,579 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Zephyrhills location is the Zephyrhills Branch at 4518 Gall Blvd, dating to 1986; the newest, at 37215 State Road 54, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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54 West Branch37215 State Road 54, 33542
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Zephyrhills Branch4518 Gall Blvd, 33542
Bank of America Bank · 1
Bank of America has 1 branch in Zephyrhills, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Zephyrhills Branch at 5632 Gall Blvd dates to 1982 in FDIC branch records. It opens on Saturday.
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Zephyrhills Branch5632 Gall Blvd, 33542
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank OZK Bank · 1
Bank OZK has 1 branch in Zephyrhills, 48 across Florida and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Zephyrhills Branch at 7435 Gall Blvd dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Zephyrhills Branch7435 Gall Blvd, 33541
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
BankFlorida Bank · 1
BankFlorida has 1 branch in Zephyrhills, 6 across Florida and 6 nationwide. FDIC records list its main office in Dade City, FL and show it operating since 2007. With $459.5 million in total assets on June 30, 2026, it ranks No. 1,893 of 4,232 U.S. banks by total assets. The Zephyrhills Branch at 36450 Eiland Blvd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Zephyrhills Branch36450 Eiland Blvd, 33541
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Zephyrhills, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Zephyrhills Branch at 37741 Eiland Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Zephyrhills Branch37741 Eiland Blvd, 33542
Chase Bank · 1
Chase has 1 branch in Zephyrhills, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Zephyr Commons Banking Center Branch at 7800 Gall Blvd dates to 2012 in FDIC branch records. It opens on Saturday.
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Zephyr Commons Banking Center Branch7800 Gall Blvd, 33541
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
San Antonio Citizens Credit Union Credit union · 1
San Antonio Citizens Credit Union has 1 office in Zephyrhills, 5 across Florida. It is based in San Antonio, FL and $401.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Zephyrhills7301 Gall Blvd, 33541
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Zephyrhills, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Zephyrhills Branch at 6930 Gall Blvd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Zephyrhills Branch6930 Gall Blvd, 33542
Suncoast Credit Union Credit union · 1
Suncoast Credit Union has 1 office in Zephyrhills, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Zephyrhills (Br 77)32745 Eiland Blvd, 33545
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Trax Credit Union Credit union · 1
Trax Credit Union has 1 office in Zephyrhills, 9 across Florida. It is based in Tampa, FL and $490.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Zephyrhills36239 Pure Water Way, 33541
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Zephyrhills, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Zephyrhills North Branch at 7809 Gall Blvd dates to 1984 in FDIC branch records. It opens on Saturday.
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Zephyrhills North Branch7809 Gall Blvd, 33541
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Zephyrhills, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Zephyr Commons Branch at 7780 Gall Blvd dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Zephyr Commons Branch7780 Gall Blvd, 33541
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Zephyrhills
3 credit unions have 3 offices here: Suncoast Credit Union, Trax Credit Union and San Antonio Citizens Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Zephyrhills page has every office in the state's directory.
Banking in Zephyrhills: the local picture
Short answer: 9 banks run 10 branches in Zephyrhills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Zephyrhills, 3 elsewhere in Florida and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 7780 Gall Blvd, dating to 1978; the newest is BankFlorida's at 36450 Eiland Blvd, from 2023.
3 credit unions have 3 offices in Zephyrhills, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Zephyrhills
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33541 has the most bank and credit union offices in Zephyrhills (7), followed by 33542 (5) and 33545 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33541 | 7 | 7 | Bank OZK, BankFlorida, Chase |
| 33542 | 5 | 4 | First National Bank of Pasco, Bank of America, Centennial Bank |
| 33545 | 1 | 1 | Suncoast Credit Union |
Banks open on Saturday in Zephyrhills
Short answer: 3 of the 8 Zephyrhills locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (7800 Gall Blvd: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (5632 Gall Blvd: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (7809 Gall Blvd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Zephyrhills, and where the nearest one is if they do not.
Short answer: In Zephyrhills: Chase (1), Wells Fargo (1), Bank of America (1), Truist (1). No branches in Zephyrhills: PNC Bank (nearest in Wesley Chapel, 11 mi), U.S. Bank (nearest in Sarasota, 67 mi), Fifth Third Bank (nearest in Wesley Chapel, 11 mi), Huntington (nearest in Tampa, 20 mi), Regions Bank (nearest in Wesley Chapel, 11 mi), TD Bank (nearest in Wesley Chapel, 12 mi), BMO (nearest in Brandon, 26 mi).
| Bank | In Zephyrhills | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| PNC Bank | None | Wesley Chapel, 11 miles away |
| U.S. Bank | None | Sarasota, 67 miles away |
| Fifth Third Bank | None | Wesley Chapel, 11 miles away |
| Huntington | None | Tampa, 20 miles away |
| Regions Bank | None | Wesley Chapel, 11 miles away |
| TD Bank | None | Wesley Chapel, 12 miles away |
| BMO | None | Brandon, 26 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Zephyrhills to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Zephyrhills residents like anyone else.
Banks near Zephyrhills
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dade City (7 miles) and Wesley Chapel (10 miles). Lakeland, 21 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dade City, FL | 7 mi | 7 | 7 |
| Banks in Wesley Chapel, FL | 10 mi | 9 | 14 |
| Banks in Land O Lakes, FL | 16 mi | 5 | 5 |
| Banks in Plant City, FL | 18 mi | 12 | 12 |
| Banks in Lutz, FL | 18 mi | 9 | 14 |
| Banks in Temple Terrace, FL | 19 mi | 5 | 5 |
| Banks in Seffner, FL | 20 mi | 3 | 3 |
| Banks in Lakeland, FL | 21 mi | 14 | 31 |
Bank branch openings and closings in Zephyrhills
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Zephyrhills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Zephyrhills by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Zephyrhills offices.
Short answer: Chase is the largest bank with offices in Zephyrhills, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
| BankFlorida | $459.5 million | No. 1,893 | 1 | Dade City, FL |
| First National Bank of Pasco | $280.0 million | No. 2,579 | 2 | Dade City, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Zephyrhills: FAQ
How many banks are in Zephyrhills, FL?
Zephyrhills has 9 banks with 10 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Zephyrhills?
First National Bank of Pasco, with 2. Chase has 1 and Bank of America has 1.
Is there a First National Bank of Pasco in Zephyrhills, FL?
Yes. FDIC data lists 2 First National Bank of Pasco branches in Zephyrhills as of September 5, 2026. Its branches are listed under First National Bank of Pasco above, with the address and directions for each.
Is there a Chase in Zephyrhills, FL?
Yes. FDIC data lists 1 Chase branch in Zephyrhills as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Zephyrhills, FL?
Yes. FDIC data lists 1 Bank of America branch in Zephyrhills as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Zephyrhills, FL?
No. FDIC data lists no PNC Bank branch in Zephyrhills as of September 5, 2026. The nearest is in Wesley Chapel, about 11 miles away in a straight line.
Which banks in Zephyrhills are open on Saturday?
Chase, Bank of America and Truist publish Saturday hours for one or more Zephyrhills locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Zephyrhills?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Zephyrhills?
Suncoast Credit Union, Trax Credit Union and San Antonio Citizens Credit Union have offices in Zephyrhills. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Zephyrhills in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Zephyrhills?
Nearby cities with more banks include Dade City, Wesley Chapel, Land O Lakes. Dade City is 7 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Bank OZK, Bank of America, Chase, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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