US Bank Directory
Banks in Land O Lakes, FL
5 FDIC-insured banks operate 5 offices in Land O Lakes, Florida, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Land O Lakes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Land O Lakes, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Land O Lakes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Land O Lakes, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Achieva Credit Union Credit union · 1
Achieva Credit Union has 1 office in Land O Lakes, 29 across Florida. It is based in Dunedin, FL and $3.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Land O Lakes2115 Collier Pkwy, 34639
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Land O Lakes, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Land O'Lakes Branch at 21725 Village Lakes Shopping Ctr Dr dates to 1986 in FDIC branch records. It opens on Saturday.
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Land O'Lakes Branch21725 Village Lakes Shopping Ctr Dr, 34639
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Land O Lakes, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Land O Lakes Branch at 22645 State Road 54 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Land O Lakes Branch22645 State Road 54, 34639
TD Bank Bank · 1
TD Bank has 1 branch in Land O Lakes, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Land O'Lakes Branch at 22711 State Road 54 dates to 2022 in FDIC branch records. It opens on Saturday.
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Land O'Lakes Branch22711 State Road 54, 34639
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Land O Lakes, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Connerton Branch at 7914 Land O Lakes Blvd dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Connerton Branch7914 Land O Lakes Blvd, 34638
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Land O Lakes, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Collier Commons Branch at 22735 State Road 54 dates to 2004 in FDIC branch records. It opens on Saturday.
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Collier Commons Branch22735 State Road 54, 34639
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Land O Lakes
1 credit union has 1 office here: Achieva Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Land O Lakes page has every office in the state's directory.
Banking in Land O Lakes: the local picture
Short answer: 5 banks run 5 branches in Land O Lakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Land O Lakes and 5 out of state, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 21725 Village Lakes Shopping Ctr Dr, dating to 1986; the newest is TD Bank's at 22711 State Road 54, from 2022.
The only credit union with an office here is Achieva Credit Union.
Of the 5 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Land O Lakes
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 34639 has the most bank and credit union offices in Land O Lakes (5), followed by 34638 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 34639 | 5 | 5 | Achieva Credit Union, Bank of America, Regions Bank |
| 34638 | 1 | 1 | Truist |
Banks open on Saturday in Land O Lakes
Short answer: 3 of the 5 Land O Lakes locations with published hours open on Saturday, run by 3 institutions.
- Bank of America: 1 of 1 branch (21725 Village Lakes Shopping Ctr Dr: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (22735 State Road 54: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (22711 State Road 54: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Land O Lakes, and where the nearest one is if they do not.
Short answer: In Land O Lakes: Wells Fargo (1), Bank of America (1), Truist (1), Regions Bank (1), TD Bank (1). No branches in Land O Lakes: Chase (nearest in Lutz, 2 mi), PNC Bank (nearest in Lutz, 3 mi), U.S. Bank (nearest in Sarasota, 60 mi), Fifth Third Bank (nearest in Lutz, 2 mi), Huntington (nearest in Tampa, 10 mi), BMO (nearest in Tampa, 18 mi).
| Bank | In Land O Lakes | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Lutz, 2 miles away |
| PNC Bank | None | Lutz, 3 miles away |
| U.S. Bank | None | Sarasota, 60 miles away |
| Fifth Third Bank | None | Lutz, 2 miles away |
| Huntington | None | Tampa, 10 miles away |
| BMO | None | Tampa, 18 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Land O Lakes to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Land O Lakes residents like anyone else.
Banks near Land O Lakes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lutz (3 miles) and Wesley Chapel (6 miles). Tampa, 15 miles away, has the most banks nearby: 46.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lutz, FL | 3 mi | 9 | 14 |
| Banks in Wesley Chapel, FL | 6 mi | 9 | 14 |
| Banks in Odessa, FL | 8 mi | 3 | 3 |
| Banks in Temple Terrace, FL | 12 mi | 5 | 5 |
| Banks in Trinity, FL | 13 mi | 7 | 7 |
| Banks in Tampa, FL | 15 mi | 46 | 175 |
| Banks in New Port Richey, FL | 15 mi | 9 | 16 |
| Banks in Port Richey, FL | 16 mi | 7 | 7 |
Bank branch openings and closings in Land O Lakes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Land O Lakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Land O Lakes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Land O Lakes offices.
Short answer: Bank of America is the largest bank with offices in Land O Lakes, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Land O Lakes: FAQ
How many banks are in Land O Lakes, FL?
Land O Lakes has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Land O Lakes?
Bank of America, with 1. Wells Fargo has 1 and Truist has 1.
Is there a Bank of America in Land O Lakes, FL?
Yes. FDIC data lists 1 Bank of America branch in Land O Lakes as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Land O Lakes, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Land O Lakes as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Land O Lakes, FL?
Yes. FDIC data lists 1 Truist branch in Land O Lakes as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Land O Lakes, FL?
No. FDIC data lists no Chase branch in Land O Lakes as of September 5, 2026. The nearest is in Lutz, about 2 miles away in a straight line.
Which banks in Land O Lakes are open on Saturday?
Bank of America, Wells Fargo and TD Bank publish Saturday hours for one or more Land O Lakes locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Land O Lakes?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Land O Lakes?
Achieva Credit Union has an office in Land O Lakes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Land O Lakes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Land O Lakes?
Nearby cities with more banks include Lutz, Wesley Chapel, Odessa. Lutz is 3 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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