US Bank Directory
Banks in Lutz, FL
9 FDIC-insured banks operate 14 offices in Lutz, Florida, and 7 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lutz
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 21 locations in Lutz, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 16 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lutz
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Truist have the most locations in Lutz, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 3
Chase has 3 branches in Lutz, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lutz location is the Van Dyke And Dale Mabry Branch at 3995 Van Dyke Rd, dating to 2010; the newest, at 23434 Sr 54, to 2020. None of its 2 Lutz locations with published hours lists Saturday hours.
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Florida And Highway 41 Branch16534 N Florida Ave, 33549
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Livingston And Sr-54 Branch23434 Sr 54, 33559
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Van Dyke And Dale Mabry Branch3995 Van Dyke Rd, 33558
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 3
Truist has 3 branches in Lutz, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lutz location is the Lutz Apex Branch at 16520 N Nebraska Ave, dating to 1962; the newest, at 17802 N Dale Mabry Hwy, to 1996. 2 of its 3 Lutz locations with published hours open on Saturday.
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Lutz Apex Branch16520 N Nebraska Ave, 33549
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Van Dyke Branch17802 N Dale Mabry Hwy, 33548
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Land O'Lakes Branch21744 State Road 54, 33549
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Lutz, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lutz location is the Collier Commons Bc Branch at 22850 State Road 54, dating to 2022; the newest, at 18585 State Road 54, to 2024. It opens on Saturday.
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Sunlake Bc Branch18585 State Road 54, 33558
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Collier Commons Bc Branch22850 State Road 54, 33549
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Lutz, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Van Dyke Commons Branch at 17455 N Dale Mabry Hwy dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Van Dyke Commons Branch17455 N Dale Mabry Hwy, 33548
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Lutz, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Land O'Lakes Branch at 23000 State Road 54 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Land O'Lakes Branch23000 State Road 54, 33549
Ficare Credit Union Credit union · 1
Ficare Credit Union has 1 office in Lutz, 5 across Florida. It is based in Wesley Chapel, FL and $81.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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North4211 Van Dyke Rd Suit 103A, 33558
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank of Pasco Bank · 1
First National Bank of Pasco has 1 branch in Lutz, 4 across Florida and 4 nationwide. FDIC records list its main office in Dade City, FL and show it operating since 1986. With $280.0 million in total assets on June 30, 2026, it ranks No. 2,579 of 4,232 U.S. banks by total assets. The Land O Lakes Branch at 23613 Sr 54 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Land O Lakes Branch23613 Sr 54, 33559
Grow Financial Credit Union Credit union · 1
Grow Financial Credit Union has 1 office in Lutz, 23 across Florida. It is based in Tampa, FL and $3.94 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lutz Branch17679 N Dale Mabry Hwy, 33548
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Gte Credit Union Credit union · 1
Gte Credit Union has 1 office in Lutz, 25 across Florida. It is based in Tampa, FL and $3.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Land O Lakes21827 State Road 54, 33549
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Midflorida Credit Union Credit union · 1
Midflorida Credit Union has 1 office in Lutz, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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36-Land O' Lakes23551 Sr 54, 33559
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Lutz, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lutz Fl2223 Sun Vista Dr, 33559
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Lutz, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sunlake Branch at 18811 State Road 54 dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sunlake Branch18811 State Road 54, 33558
Suncoast Credit Union Credit union · 1
Suncoast Credit Union has 1 office in Lutz, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Land O Lakes (Br 43)1837 Collier Pkwy, 33549
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Tampa Postal Credit Union Credit union · 1
Tampa Postal Credit Union has 1 office in Lutz, 4 across Florida. It is based in Tampa, FL and $99.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office15916 N Florida Ave, 33549
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Lutz, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Lutz Branch at 17751 North Dale Mabry Highway dates to 2023 in FDIC branch records. It opens on Saturday.
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Lutz Branch17751 North Dale Mabry Highway, 33548
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lutz, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Shoppes At Sunlake Branch at 18975 State Road 54 dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Shoppes At Sunlake Branch18975 State Road 54, 33558
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lutz
7 credit unions have 7 offices here: Navy Federal Credit Union, Suncoast Credit Union, Midflorida Credit Union, Grow Financial Credit Union, Gte Credit Union and Tampa Postal Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lutz page has every office in the state's directory.
Banking in Lutz: the local picture
Short answer: 9 banks run 14 branches in Lutz according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Lutz, 1 elsewhere in Florida and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 16520 N Nebraska Ave, dating to 1962; the newest is PNC Bank's at 18811 State Road 54, from 2026.
7 credit unions have 7 offices in Lutz, according to the NCUA. Who can join each one is on the credit unions page.
Of the 16 locations with published hours. 6 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Lutz
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33549 has the most bank and credit union offices in Lutz (8), followed by 33558 (5) and 33548 (4). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33549 | 8 | 7 | Truist, Centennial Bank, Chase |
| 33558 | 5 | 5 | Chase, Ficare Credit Union, Fifth Third Bank |
| 33548 | 4 | 4 | Bank of America, Grow Financial Credit Union, TD Bank |
| 33559 | 4 | 4 | Chase, First National Bank of Pasco, Midflorida Credit Union |
Banks and credit unions open on Saturday in Lutz
Short answer: 6 of the 16 Lutz locations with published hours open on Saturday, run by 5 institutions.
- Truist: 2 of 3 branches (17802 N Dale Mabry Hwy: Saturday 9 am to 12 pm, and 1 more)
- Fifth Third Bank: 1 of 2 branches (22850 State Road 54: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (17751 North Dale Mabry Highway: Saturday 9 am to 1 pm)
- Navy Federal Credit Union: 1 of 1 office (2223 Sun Vista Dr: Saturday 9 am to 1 pm)
- Midflorida Credit Union: 1 of 1 office (23551 Sr 54: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lutz, and where the nearest one is if they do not.
Short answer: In Lutz: Chase (3), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (3), Fifth Third Bank (2), TD Bank (1). No branches in Lutz: U.S. Bank (nearest in Sarasota, 57 mi), Huntington (nearest in Tampa, 7 mi), Regions Bank (nearest in Land O Lakes, 3 mi), BMO (nearest in Tampa, 15 mi).
| Bank | In Lutz | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 3 branches | here |
| Fifth Third Bank | 2 branches | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | Sarasota, 57 miles away |
| Huntington | None | Tampa, 7 miles away |
| Regions Bank | None | Land O Lakes, 3 miles away |
| BMO | None | Tampa, 15 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lutz to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lutz residents like anyone else.
Banks near Lutz
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Land O Lakes (3 miles) and Odessa (7 miles). Tampa, 11 miles away, has the most banks nearby: 46.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Land O Lakes, FL | 3 mi | 5 | 5 |
| Banks in Odessa, FL | 7 mi | 3 | 3 |
| Banks in Wesley Chapel, FL | 8 mi | 9 | 14 |
| Banks in Temple Terrace, FL | 10 mi | 5 | 5 |
| Banks in Tampa, FL | 11 mi | 46 | 175 |
| Banks in Trinity, FL | 12 mi | 7 | 7 |
| Banks in Oldsmar, FL | 14 mi | 6 | 6 |
| Banks in New Port Richey, FL | 14 mi | 9 | 16 |
Bank branch openings and closings in Lutz
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Lutz between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 2, 2026 | Opened | PNC Bank | 18811 State Road 54, 33558 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Lutz by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lutz offices.
Short answer: Chase is the largest bank with offices in Lutz, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
| First National Bank of Pasco | $280.0 million | No. 2,579 | 1 | Dade City, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lutz: FAQ
How many banks are in Lutz, FL?
Lutz has 9 banks with 14 branches and 7 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lutz?
Chase, with 3. Truist has 3 and Fifth Third Bank has 2.
Is there a Chase in Lutz, FL?
Yes. FDIC data lists 3 Chase branches in Lutz as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Truist in Lutz, FL?
Yes. FDIC data lists 3 Truist branches in Lutz as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Fifth Third Bank in Lutz, FL?
Yes. FDIC data lists 2 Fifth Third Bank branches in Lutz as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a U.S. Bank in Lutz, FL?
No. FDIC data lists no U.S. Bank branch in Lutz as of September 5, 2026. The nearest is in Sarasota, about 57 miles away in a straight line.
Which banks in Lutz are open on Saturday?
Truist, Fifth Third Bank, TD Bank and Navy Federal Credit Union and 1 more publish Saturday hours for one or more Lutz locations. The Saturday section above lists each one with its hours. 5 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lutz?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lutz?
Navy Federal Credit Union, Suncoast Credit Union, Midflorida Credit Union and Grow Financial Credit Union and 3 more have offices in Lutz. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lutz in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lutz?
Nearby cities with more banks include Land O Lakes, Odessa, Wesley Chapel. Land O Lakes is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 14 branches: Bank of America, Chase, Fifth Third Bank, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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