US Bank Directory
Banks in Odessa, FL
3 FDIC-insured banks operate 3 offices in Odessa, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Odessa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Odessa, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Odessa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Truist and Fifth Third Bank have the most locations in Odessa, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Achieva Credit Union Credit union · 1
Achieva Credit Union has 1 office in Odessa, 29 across Florida. It is based in Dunedin, FL and $3.15 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Trinity12006 State Road 54, 33556
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Odessa, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Starkey Ranch Branch at 12225 State Road 54 dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkey Ranch Branch12225 State Road 54, 33556
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Odessa, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Starkey Ranch Bc Branch at 13474 Pine Gap Spur dates to 2023 in FDIC branch records. It opens on Saturday.
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Starkey Ranch Bc Branch13474 Pine Gap Spur, 33556
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Odessa, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Suncoast Crossings Branch at 16116 State Road 54 dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Suncoast Crossings Branch16116 State Road 54, 33556
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Usf Federal Credit Union Credit union · 1
Usf Federal Credit Union has 1 office in Odessa, 11 across Florida. It is based in Tampa, FL and $1.37 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Odessa Branch16032 Preserve Marketplace Blvd, 33556
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Odessa
2 credit unions have 2 offices here: Achieva Credit Union and Usf Federal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Odessa page has every office in the state's directory.
Banking in Odessa: the local picture
Short answer: 3 banks run 3 branches in Odessa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Odessa and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 16116 State Road 54, dating to 2007; the newest is Fifth Third Bank's at 13474 Pine Gap Spur, from 2023.
2 credit unions have 2 offices in Odessa, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Odessa
Short answer: 2 of the 4 Odessa locations with published hours open on Saturday, run by 2 institutions.
- Fifth Third Bank: 1 of 1 branch (13474 Pine Gap Spur: Saturday 9 am to 12 pm)
- Achieva Credit Union: 1 of 1 office (12006 State Road 54: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Odessa, and where the nearest one is if they do not.
Short answer: In Odessa: Chase (1), Truist (1), Fifth Third Bank (1). No branches in Odessa: Wells Fargo (nearest in Trinity, 5 mi), Bank of America (nearest in Trinity, 5 mi), PNC Bank (nearest in Lutz, 5 mi), U.S. Bank (nearest in Sarasota, 59 mi), Huntington (nearest in New Port Richey, 5 mi), Regions Bank (nearest in Trinity, 5 mi), TD Bank (nearest in New Port Richey, 5 mi), BMO (nearest in Tampa, 19 mi).
| Bank | In Odessa | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | Trinity, 5 miles away |
| Bank of America | None | Trinity, 5 miles away |
| PNC Bank | None | Lutz, 5 miles away |
| U.S. Bank | None | Sarasota, 59 miles away |
| Huntington | None | New Port Richey, 5 miles away |
| Regions Bank | None | Trinity, 5 miles away |
| TD Bank | None | New Port Richey, 5 miles away |
| BMO | None | Tampa, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Odessa to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Odessa residents like anyone else.
Banks near Odessa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Trinity (5 miles) and Lutz (7 miles). Tarpon Springs, 10 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Trinity, FL | 5 mi | 7 | 7 |
| Banks in Lutz, FL | 7 mi | 9 | 14 |
| Banks in New Port Richey, FL | 7 mi | 9 | 16 |
| Banks in Land O Lakes, FL | 8 mi | 5 | 5 |
| Banks in Holiday, FL | 9 mi | 2 | 2 |
| Banks in Port Richey, FL | 9 mi | 7 | 7 |
| Banks in Tarpon Springs, FL | 10 mi | 11 | 11 |
| Banks in Oldsmar, FL | 12 mi | 6 | 6 |
Bank branch openings and closings in Odessa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Odessa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Odessa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Odessa offices.
Short answer: Chase is the largest bank with offices in Odessa, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Odessa: FAQ
How many banks are in Odessa, FL?
Odessa has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Odessa?
Chase, with 1. Truist has 1 and Fifth Third Bank has 1.
Is there a Chase in Odessa, FL?
Yes. FDIC data lists 1 Chase branch in Odessa as of September 5, 2026. The address and directions are under Chase above.
Is there a Truist in Odessa, FL?
Yes. FDIC data lists 1 Truist branch in Odessa as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Odessa, FL?
Yes. FDIC data lists 1 Fifth Third Bank branch in Odessa as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Odessa, FL?
No. FDIC data lists no Wells Fargo branch in Odessa as of September 5, 2026. The nearest is in Trinity, about 5 miles away in a straight line.
Which banks in Odessa are open on Saturday?
Fifth Third Bank and Achieva Credit Union publish Saturday hours for one or more Odessa locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Odessa?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Odessa?
Achieva Credit Union and Usf Federal Credit Union have offices in Odessa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Odessa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Odessa?
Nearby cities with more banks include Trinity, Lutz, New Port Richey. Trinity is 5 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Fifth Third Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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