US Bank Directory

Banks in North Miami, FL

7 FDIC-insured banks operate 7 offices in North Miami, Florida, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: North Miami

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 9 locations in North Miami, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in North Miami

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in North Miami, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BankUnited BankUnited, National Association · 1 branch · main office Miami Lakes, FL Bank · 1

BankUnited has 1 branch in North Miami, 51 across Florida and 58 nationwide. FDIC records list its main office in Miami Lakes, FL and show it operating since 2009. With $34.86 billion in total assets on June 30, 2026, it ranks No. 63 of 4,232 U.S. banks by total assets. The Biscayne Blvd-North Miami Branch at 12290 Biscayne Blvd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Biscayne Blvd-North Miami Branch
    12290 Biscayne Blvd, 33181
    Hours: see the bank's site
BankUnited: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in North Miami, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The North Miami 7Th Ave Branch at 12600 Nw 7th Ave dates to 1934 in FDIC branch records. It opens on Saturday.

  • North Miami 7Th Ave Branch
    12600 Nw 7th Ave, 33168
    (305) 688-6589Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
City National Bank of Florida 1 branch · main office Miami, FL Bank · 1

City National Bank of Florida has 1 branch in North Miami, 30 across Florida and 30 nationwide. FDIC records list its main office in Miami, FL and show it operating since 1970. With $29.11 billion in total assets on June 30, 2026, it ranks No. 72 of 4,232 U.S. banks by total assets. The North Miami Branch at 1865 Ne 123rd St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Miami Branch
    1865 Ne 123rd St, 33181
    Hours: see the bank's site
City National Bank of Florida: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in North Miami, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • North Miami Fl
    14583 Biscayne Blvd, 33181
    (888) 842-6328Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in North Miami, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Biscayne Commons Branch at 14731 Biscayne Blvd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Biscayne Commons Branch
    14731 Biscayne Blvd, 33181
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in North Miami, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The North Miami Biscayne Branch at 12620 Biscayne Blvd dates to 2007 in FDIC branch records. It opens on Saturday.

  • North Miami Biscayne Branch
    12620 Biscayne Blvd, 33181
    (305) 892-1792Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in North Miami, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The North Miami Branch at 12655 Ne 6th Ave dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

  • North Miami Branch
    12655 Ne 6th Ave, 33161
    (305) 893-8447Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
We Florida Financial Credit Union 1 office · main office Fort Lauderdale, FL Credit union · 1

We Florida Financial Credit Union has 1 office in North Miami, 6 across Florida. It is based in Fort Lauderdale, FL and $709.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • North Miami
    680 Ne 124Th St, 33161
    (954) 515-2017Today 10 am to 4:30 pm
    All hours

    Mon to Tue 9 am to 4:30 pm; Wed 10 am to 4:30 pm; Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

We Florida Financial Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in North Miami, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The North Miami Branch at 12700 Biscayne Blvd dates to 1974 in FDIC branch records. It opens on Saturday.

  • North Miami Branch
    12700 Biscayne Blvd, 33181
    (305) 507-0858Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in North Miami

2 credit unions have 2 offices here: Navy Federal Credit Union and We Florida Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Miami page has every office in the state's directory.

Banking in North Miami: the local picture

Short answer: 7 banks run 7 branches in North Miami according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in North Miami, 2 elsewhere in Florida and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 12600 Nw 7th Ave, dating to 1934; the newest is PNC Bank's at 14731 Biscayne Blvd, from 2025.

2 credit unions have 2 offices in North Miami, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in North Miami

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 33181 has the most bank and credit union offices in North Miami (6), followed by 33161 (2) and 33168 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
3318166BankUnited, City National Bank of Florida, Navy Federal Credit Union
3316122Truist, We Florida Financial Credit Union
3316811Chase

Banks and credit unions open on Saturday in North Miami

Short answer: 5 of the 6 North Miami locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in North Miami, and where the nearest one is if they do not.

Short answer: In North Miami: Chase (1), Wells Fargo (1), PNC Bank (1), Truist (1), TD Bank (1). No branches in North Miami: Bank of America (nearest in Miami, 1 mi), U.S. Bank (nearest in Palm Beach, 57 mi), Fifth Third Bank (nearest in Pembroke Pines, 9 mi), Huntington (nearest in Naples, 104 mi), Regions Bank (nearest in North Miami Beach, 2 mi), BMO (nearest in Marco Island, 97 mi).

BankIn North MiamiNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
TD Bank1 branchhere
Bank of AmericaNoneMiami, 1 mile away
U.S. BankNonePalm Beach, 57 miles away
Fifth Third BankNonePembroke Pines, 9 miles away
HuntingtonNoneNaples, 104 miles away
Regions BankNoneNorth Miami Beach, 2 miles away
BMONoneMarco Island, 97 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Miami to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Miami residents like anyone else.

Banks near North Miami

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Miami Shores (2 miles) and North Miami Beach (3 miles). Aventura, 5 miles away, has the most banks nearby: 23.

Bank branch openings and closings in North Miami

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in North Miami between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Oct 6, 2025OpenedPNC Bank14731 Biscayne Blvd, 33181

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in North Miami by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Miami offices.

Short answer: Chase is the largest bank with offices in North Miami, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
BankUnited$34.86 billionNo. 631Miami Lakes, FL
City National Bank of Florida$29.11 billionNo. 721Miami, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in North Miami: FAQ

How many banks are in North Miami, FL?

North Miami has 7 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in North Miami?

Chase, with 1. Wells Fargo has 1 and PNC Bank has 1.

Is there a Chase in North Miami, FL?

Yes. FDIC data lists 1 Chase branch in North Miami as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in North Miami, FL?

Yes. FDIC data lists 1 Wells Fargo branch in North Miami as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in North Miami, FL?

Yes. FDIC data lists 1 PNC Bank branch in North Miami as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Bank of America in North Miami, FL?

No. FDIC data lists no Bank of America branch in North Miami as of September 5, 2026. The nearest is in Miami, about 1 miles away in a straight line.

Which banks in North Miami are open on Saturday?

Chase, Wells Fargo, TD Bank and Navy Federal Credit Union and 1 more publish Saturday hours for one or more North Miami locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in North Miami?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in North Miami?

Navy Federal Credit Union and We Florida Financial Credit Union have offices in North Miami. Check each credit union's membership rules before you apply.

Did any bank branches open or close in North Miami in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near North Miami?

Nearby cities with more banks include Miami Shores, North Miami Beach, Bay Harbor Islands. Miami Shores is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 7 branches: Chase, TD Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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