Banks in Surfside, FL

Bank branch map: Surfside

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Surfside, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Surfside

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Surfside, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Surfside, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Surfside Branch at 9556 Harding Ave dates to 1986 in FDIC branch records. Its published hours do not list Saturday.

• Surfside Branch

  9556 Harding Ave, 33154

  (305) 864-8607Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Surfside, 56 across Florida and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Surfside at 9525 Harding Ave dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Surfside

  9525 Harding Ave, 33154

  (800) 627-3999Hours: see the bank's site
  DirectionsWebsite

Citibank: profile, branches and contacts

Flagstar Flagstar Bank, National Association · 1 branch · main office Hicksville, NY Bank · 1

Flagstar has 1 branch in Surfside, 27 across Florida and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Bal Harbour Branch at 9592 Harding Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bal Harbour Branch

  9592 Harding Ave, 33154

  Hours: see the bank's site
  DirectionsWebsite

Flagstar: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Surfside, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Surfside Branch at 9401 Harding Ave dates to 1995 in FDIC branch records. Its published hours do not list Saturday.

• Surfside Branch

  9401 Harding Ave, 33154

  (305) 795-2860Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Banking in Surfside: the local picture

Short answer: 4 banks run 4 branches in Surfside according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Surfside and 4 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Citibank's office at 9525 Harding Ave, dating to 1955; the newest is Flagstar's at 9592 Harding Ave, from 1996.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Surfside

Short answer: None of the 2 Surfside locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Surfside, and where the nearest one is if they do not.

Short answer: In Surfside: Chase (1), Wells Fargo (1). No branches in Surfside: Bank of America (nearest in Bay Harbor Islands, 1 mi), PNC Bank (nearest in North Miami, 3 mi), U.S. Bank (nearest in Palm Beach, 57 mi), Truist (nearest in Bal Harbour, 1 mi), Fifth Third Bank (nearest in Pembroke Pines, 12 mi), Huntington (nearest in Naples, 107 mi), Regions Bank (nearest in Bay Harbor Islands, 1 mi), TD Bank (nearest in North Miami, 3 mi), BMO (nearest in Marco Island, 100 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Surfside to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Surfside residents like anyone else.

Banks near Surfside

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bay Harbor Islands (1 mile) and North Miami (3 miles). Aventura, 5 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Surfside

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Surfside between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Surfside by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Surfside offices.

Short answer: Chase is the largest bank with offices in Surfside, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citibank is second with $1.98 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Surfside: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.