Banks in Bay Harbor Islands, FL

Bank branch map: Bay Harbor Islands

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Bay Harbor Islands, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Harbor Islands

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America, Regions Bank and Amerant Bank have the most locations in Bay Harbor Islands, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Amerant Bank 1 branch · main office Coral Gables, FL Bank · 1

Amerant Bank has 1 branch in Bay Harbor Islands, 24 across Florida and 24 nationwide. FDIC records list its main office in Coral Gables, FL and show it operating since 1979. With $10.27 billion in total assets on June 30, 2026, it ranks No. 158 of 4,232 U.S. banks by total assets. The Bay Harbor Banking Center Branch at 1050 Kane Concourse dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Harbor Banking Center Branch

  1050 Kane Concourse, 33154

  Hours: see the bank's site
  DirectionsWebsite

Amerant Bank: profile, branches and contacts

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Bay Harbor Islands, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Bay Harbor Islands Branch at 1108 Kane Concourse dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

• Bay Harbor Islands Branch

  1108 Kane Concourse, 33154

  (305) 868-0121Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Bay Harbor Islands, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Bay Harbor Branch at 1132 Kane Concourse dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Harbor Branch

  1132 Kane Concourse, 33154

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Banking in Bay Harbor Islands: the local picture

Short answer: 3 banks run 3 branches in Bay Harbor Islands according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Bay Harbor Islands, 1 elsewhere in Florida and 2 out of state, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 1132 Kane Concourse, dating to 1936; the newest is Amerant Bank's at 1050 Kane Concourse, from 2026.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Bay Harbor Islands

Short answer: None of the 1 Bay Harbor Islands location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Harbor Islands, and where the nearest one is if they do not.

Short answer: In Bay Harbor Islands: Bank of America (1), Regions Bank (1). No branches in Bay Harbor Islands: Chase (nearest in Surfside, 1 mi), Wells Fargo (nearest in Surfside, 1 mi), PNC Bank (nearest in North Miami, 2 mi), U.S. Bank (nearest in Palm Beach, 57 mi), Truist (nearest in Bal Harbour, 1 mi), Fifth Third Bank (nearest in Pembroke Pines, 11 mi), Huntington (nearest in Naples, 107 mi), TD Bank (nearest in North Miami, 2 mi), BMO (nearest in Marco Island, 99 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Harbor Islands to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Harbor Islands residents like anyone else.

Banks near Bay Harbor Islands

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Surfside (1 mile) and North Miami (3 miles). Aventura, 5 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Bay Harbor Islands

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Bay Harbor Islands between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Bay Harbor Islands by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Harbor Islands offices.

Short answer: Bank of America is the largest bank with offices in Bay Harbor Islands, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Harbor Islands: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.