US Bank Directory

Banks in Miami Gardens, FL

4 FDIC-insured banks operate 6 offices in Miami Gardens, Florida, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Miami Gardens

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 9 locations in Miami Gardens, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Miami Gardens

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank has the most locations in Miami Gardens, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PNC Bank PNC Bank, National Association · 3 branches · main office Wilmington, DE Bank · 3

PNC Bank has 3 branches in Miami Gardens, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Miami Gardens location is the Pnc Mobile Miami Dade Fl Branch at 347 Don Shula Dr, dating to 2025; the newest, at 19230 Nw 27th Ave, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Miami Gardens Shoppes Branch
    19230 Nw 27th Ave, 33056
    Hours: see the bank's site
  • Pnc Mobile Miami Dade Fl Branch
    347 Don Shula Dr, 33056
    Hours: see the bank's site
  • Pnc Mobile Miami Dade County Fl Branch
    347 Don Shula Dr, 33056
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Dade County Credit Union 2 offices · main office Sweetwater, FL Credit union · 2

Dade County Credit Union has 2 officees in Miami Gardens, 11 across Florida. It is based in Sweetwater, FL and $1.52 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Miami Gardens locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Miami Gardens Walmart
    19501 Nw 27Th Ave, 33056
    (305) 471-5080Today 10 am to 6 pm
    All hours

    Mon to Wed 10 am to 6 pm; Thu to Fri 10 am to 7 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Miami Gardens Branch
    20645 Nw 2Nd Ave, 33169
    (305) 471-5080Today 9 am to 4:30 pm
    All hours

    Mon to Wed 9 am to 4:30 pm; Thu to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Dade County Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Miami Gardens, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Miami Gardens Drive & 57Th Avenue Branch at 18255 Nw 57th Avenue dates to 2013 in FDIC branch records. It opens on Saturday.

  • Miami Gardens Drive & 57Th Avenue Branch
    18255 Nw 57th Avenue, 33055
    (305) 914-3821Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Space Coast Credit Union 1 office · main office Melbourne, FL Credit union · 1

Space Coast Credit Union has 1 office in Miami Gardens, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Space Coast Credit Union-Miami Gardens Wal-Mart
    17650 Nw 2Nd Ave, 33169
    (954) 704-5000Today 10 am to 7 pm
    All hours

    Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

Space Coast Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Miami Gardens, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Miami Gardens Branch at 5624 Nw 167th St dates to 2016 in FDIC branch records. Its published hours do not list Saturday.

  • Miami Gardens Branch
    5624 Nw 167th St, 33014
    (305) 521-2410Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Miami Gardens, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Stadium Corners Branch at 19500 Nw 27th Ave dates to 1962 in FDIC branch records. It opens on Saturday.

  • Stadium Corners Branch
    19500 Nw 27th Ave, 33056
    (305) 623-4300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Miami Gardens

2 credit unions have 3 offices here: Dade County Credit Union and Space Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Miami Gardens page has every office in the state's directory.

Banking in Miami Gardens: the local picture

Short answer: 4 banks run 6 branches in Miami Gardens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Miami Gardens and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 19500 Nw 27th Ave, dating to 1962; the newest is PNC Bank's at 19230 Nw 27th Ave, from 2026.

2 credit unions have 3 offices in Miami Gardens, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in Miami Gardens

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 33056 has the most bank and credit union offices in Miami Gardens (5), followed by 33169 (2) and 33014 (1). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
3305653PNC Bank, Dade County Credit Union, Wells Fargo
3316922Dade County Credit Union, Space Coast Credit Union
3301411Truist
3305511Chase

Banks and credit unions open on Saturday in Miami Gardens

Short answer: 5 of the 6 Miami Gardens locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Miami Gardens, and where the nearest one is if they do not.

Short answer: In Miami Gardens: Chase (1), Wells Fargo (1), PNC Bank (3), Truist (1). No branches in Miami Gardens: Bank of America (nearest in Hialeah, 3 mi), U.S. Bank (nearest in Palm Beach, 54 mi), Fifth Third Bank (nearest in Miramar, 4 mi), Huntington (nearest in Naples, 98 mi), Regions Bank (nearest in Miami Lakes, 3 mi), TD Bank (nearest in Miami Lakes, 3 mi), BMO (nearest in Marco Island, 91 mi).

BankIn Miami GardensNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
PNC Bank3 brancheshere
Truist1 branchhere
Bank of AmericaNoneHialeah, 3 miles away
U.S. BankNonePalm Beach, 54 miles away
Fifth Third BankNoneMiramar, 4 miles away
HuntingtonNoneNaples, 98 miles away
Regions BankNoneMiami Lakes, 3 miles away
TD BankNoneMiami Lakes, 3 miles away
BMONoneMarco Island, 91 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Miami Gardens to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Miami Gardens residents like anyone else.

Banks near Miami Gardens

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Miami Lakes (4 miles) and Pembroke Pines (5 miles). Hialeah, 6 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Miami Gardens

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Miami Gardens between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Apr 6, 2026OpenedPNC Bank19230 Nw 27th Ave, 33056

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Miami Gardens by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Miami Gardens offices.

Short answer: Chase is the largest bank with offices in Miami Gardens, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 83Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Miami Gardens: FAQ

How many banks are in Miami Gardens, FL?

Miami Gardens has 4 banks with 6 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Miami Gardens?

PNC Bank, with 3. Chase has 1 and Wells Fargo has 1.

Is there a PNC Bank in Miami Gardens, FL?

Yes. FDIC data lists 3 PNC Bank branches in Miami Gardens as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Chase in Miami Gardens, FL?

Yes. FDIC data lists 1 Chase branch in Miami Gardens as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Miami Gardens, FL?

Yes. FDIC data lists 1 Wells Fargo branch in Miami Gardens as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Bank of America in Miami Gardens, FL?

No. FDIC data lists no Bank of America branch in Miami Gardens as of September 5, 2026. The nearest is in Hialeah, about 3 miles away in a straight line.

Which banks in Miami Gardens are open on Saturday?

Chase, Wells Fargo, Dade County Credit Union and Space Coast Credit Union publish Saturday hours for one or more Miami Gardens locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Miami Gardens?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Miami Gardens?

Dade County Credit Union and Space Coast Credit Union have offices in Miami Gardens. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Miami Gardens in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Miami Gardens?

Nearby cities with more banks include Miami Lakes, Pembroke Pines, North Miami Beach. Miami Lakes is 4 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Chase, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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