US Bank Directory
Banks in Frostproof, FL
1 FDIC-insured bank operates 1 office in Frostproof, Florida.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Frostproof
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Frostproof, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Frostproof
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Bank and Trust is the only bank with an office in Frostproof. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank and Trust Bank · 1
Citizens Bank and Trust has 1 branch in Frostproof, 17 across Florida and 17 nationwide. FDIC records list its main office in Frostproof, FL and show it operating since 1920. With $1.48 billion in total assets on June 30, 2026, it ranks No. 749 of 4,232 U.S. banks by total assets. Its main office at 2 E Wall St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2 E Wall St, 33843
Banking in Frostproof: the local picture
Short answer: 1 bank runs 1 branch in Frostproof according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens Bank and Trust has its main office in Frostproof, according to the FDIC.
The bank with the longest record here is Citizens Bank and Trust, operating since 1920 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Frostproof, and where the nearest one is if they do not.
Short answer: No branches in Frostproof: Chase (nearest in Sebring, 16 mi), Wells Fargo (nearest in Lake Wales, 11 mi), Bank of America (nearest in Lake Wales, 10 mi), PNC Bank (nearest in Champions Gate, 36 mi), U.S. Bank (nearest in Sarasota, 68 mi), Truist (nearest in Avon Park, 11 mi), Fifth Third Bank (nearest in Kissimmee, 31 mi), Huntington (nearest in Orlando, 49 mi), Regions Bank (nearest in Winter Haven, 22 mi), TD Bank (nearest in Winter Haven, 21 mi), BMO (nearest in Brandon, 47 mi).
| Bank | In Frostproof | Nearest branch if none here |
|---|---|---|
| Chase | None | Sebring, 16 miles away |
| Wells Fargo | None | Lake Wales, 11 miles away |
| Bank of America | None | Lake Wales, 10 miles away |
| PNC Bank | None | Champions Gate, 36 miles away |
| U.S. Bank | None | Sarasota, 68 miles away |
| Truist | None | Avon Park, 11 miles away |
| Fifth Third Bank | None | Kissimmee, 31 miles away |
| Huntington | None | Orlando, 49 miles away |
| Regions Bank | None | Winter Haven, 22 miles away |
| TD Bank | None | Winter Haven, 21 miles away |
| BMO | None | Brandon, 47 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Frostproof to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Frostproof residents like anyone else.
Banks near Frostproof
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Avon Park (10 miles) and Lake Wales (12 miles). Winter Haven, 22 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Avon Park, FL | 10 mi | 3 | 3 |
| Banks in Lake Wales, FL | 12 mi | 5 | 7 |
| Banks in Sebring, FL | 18 mi | 8 | 12 |
| Banks in Winter Haven, FL | 22 mi | 13 | 20 |
| Banks in Wauchula, FL | 22 mi | 2 | 2 |
| Banks in Bartow, FL | 22 mi | 4 | 4 |
| Banks in Haines City, FL | 26 mi | 5 | 5 |
| Banks in Auburndale, FL | 26 mi | 2 | 2 |
Bank branch openings and closings in Frostproof
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Frostproof between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Frostproof
Short answer: 1 institution has its main office in Frostproof: Citizens Bank and Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens Bank and Trust | Bank | $1.48 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Frostproof by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Frostproof offices.
Short answer: Citizens Bank and Trust is the largest bank with offices in Frostproof, with $1.48 billion in total assets on June 30, 2026, No. 749 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens Bank and Trust | $1.48 billion | No. 749 | 1 | Frostproof, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Frostproof: FAQ
How many banks are in Frostproof, FL?
Frostproof has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Citizens Bank and Trust in Frostproof, FL?
Yes. FDIC data lists 1 Citizens Bank and Trust branch in Frostproof as of September 5, 2026, the main office at 2 E Wall St. The address and directions are under Citizens Bank and Trust above.
Is there a Chase in Frostproof, FL?
No. FDIC data lists no Chase branch in Frostproof as of September 5, 2026. The nearest is in Sebring, about 16 miles away in a straight line.
Which banks are headquartered in Frostproof?
Citizens Bank and Trust has its main office in Frostproof, according to the FDIC.
What is the oldest bank in Frostproof?
Citizens Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Did any bank branches open or close in Frostproof in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Frostproof?
Nearby cities with more banks include Avon Park, Lake Wales, Sebring. Avon Park is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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