US Bank Directory
Banks in Grand Lake, CO
1 FDIC-insured bank operates 1 office in Grand Lake, Colorado.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Grand Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Grand Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Grand Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Business Bank is the only bank with an office in Grand Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
United Business Bank Bank · 1
United Business Bank has 1 branch in Grand Lake, 11 across Colorado and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. The Grand Lake Branch at 902 Grand Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Lake Branch902 Grand Ave, 80447
Banking in Grand Lake: the local picture
Short answer: 1 bank runs 1 branch in Grand Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
United Business Bank has its main office in Walnut Creek, CA, according to the FDIC.
The bank with the longest record here is United Business Bank, operating since 2004 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Grand Lake, and where the nearest one is if they do not.
Short answer: No branches in Grand Lake: Chase (nearest in Boulder, 33 mi), Wells Fargo (nearest in Winter Park, 23 mi), Bank of America (nearest in Boulder, 34 mi), PNC Bank (nearest in Boulder, 34 mi), U.S. Bank (nearest in Granby, 13 mi), Truist, Fifth Third Bank, Huntington (nearest in Boulder, 33 mi), Regions Bank, TD Bank, BMO (nearest in Fraser, 21 mi).
| Bank | In Grand Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | Boulder, 33 miles away |
| Wells Fargo | None | Winter Park, 23 miles away |
| Bank of America | None | Boulder, 34 miles away |
| PNC Bank | None | Boulder, 34 miles away |
| U.S. Bank | None | Granby, 13 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Boulder, 33 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
| BMO | None | Fraser, 21 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grand Lake to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grand Lake residents like anyone else.
Banks near Grand Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Granby (13 miles) and Estes Park (18 miles). Boulder, 34 miles away, has the most banks nearby: 25.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Granby, CO | 13 mi | 2 | 2 |
| Banks in Estes Park, CO | 18 mi | 4 | 5 |
| Banks in Fraser, CO | 22 mi | 3 | 3 |
| Banks in Kremmling, CO | 33 mi | 2 | 2 |
| Banks in Boulder, CO | 34 mi | 25 | 41 |
| Banks in Niwot, CO | 36 mi | 2 | 2 |
| Banks in Longmont, CO | 38 mi | 20 | 32 |
| Banks in Berthoud, CO | 39 mi | 4 | 4 |
Bank branch openings and closings in Grand Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grand Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grand Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grand Lake offices.
Short answer: United Business Bank is the largest bank with offices in Grand Lake, with $2.56 billion in total assets on June 30, 2026, No. 495 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Business Bank | $2.56 billion | No. 495 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grand Lake: FAQ
How many banks are in Grand Lake, CO?
Grand Lake has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a United Business Bank in Grand Lake, CO?
Yes. FDIC data lists 1 United Business Bank branch in Grand Lake as of September 5, 2026. The address and directions are under United Business Bank above.
Is there a Chase in Grand Lake, CO?
No. FDIC data lists no Chase branch in Grand Lake as of September 5, 2026. The nearest is in Boulder, about 33 miles away in a straight line.
What is the oldest bank in Grand Lake?
United Business Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2004.
Did any bank branches open or close in Grand Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grand Lake?
Nearby cities with more banks include Granby, Estes Park, Fraser. Granby is 13 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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