US Bank Directory
Banks in Fraser, CO
3 FDIC-insured banks operate 3 offices in Fraser, Colorado.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Fraser
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Fraser, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fraser
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BMO, UMB Bank and United Business Bank have the most locations in Fraser, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 1
BMO has 1 branch in Fraser, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Fraser Branch at 701 S Zerex St dates to 1985 in FDIC branch records. Its published hours do not list Saturday.
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Fraser Branch701 S Zerex St, 80442
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Fraser, 28 across Colorado and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Winter Park Branch at 77699 Us Highway 40 dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Winter Park Branch77699 Us Highway 40, 80442
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
United Business Bank Bank · 1
United Business Bank has 1 branch in Fraser, 11 across Colorado and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. The 197 N Zerex Branch at 197 N Zerex St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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197 N Zerex Branch197 N Zerex St, 80442
Banking in Fraser: the local picture
Short answer: 3 banks run 3 branches in Fraser according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Fraser and 3 out of state, according to the FDIC.
The bank with the longest record here is UMB Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 701 S Zerex St, dating to 1985; the newest is United Business Bank's at 197 N Zerex St, from 2009.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Fraser
Short answer: None of the 2 Fraser locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fraser, and where the nearest one is if they do not.
Short answer: In Fraser: BMO (1). No branches in Fraser: Chase (nearest in Silverthorne, 26 mi), Wells Fargo (nearest in Winter Park, 2 mi), Bank of America (nearest in Boulder, 29 mi), PNC Bank (nearest in Silverthorne, 26 mi), U.S. Bank (nearest in Granby, 12 mi), Truist, Fifth Third Bank, Huntington (nearest in Boulder, 29 mi), Regions Bank, TD Bank.
| Bank | In Fraser | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Silverthorne, 26 miles away |
| Wells Fargo | None | Winter Park, 2 miles away |
| Bank of America | None | Boulder, 29 miles away |
| PNC Bank | None | Silverthorne, 26 miles away |
| U.S. Bank | None | Granby, 12 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Boulder, 29 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fraser to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fraser residents like anyone else.
Banks near Fraser
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Granby (12 miles) and Dillon (25 miles). Boulder, 29 miles away, has the most banks nearby: 25.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Granby, CO | 12 mi | 2 | 2 |
| Banks in Dillon, CO | 25 mi | 2 | 2 |
| Banks in Silverthorne, CO | 26 mi | 2 | 2 |
| Banks in Frisco, CO | 29 mi | 3 | 3 |
| Banks in Boulder, CO | 29 mi | 25 | 41 |
| Banks in Evergreen, CO | 31 mi | 6 | 8 |
| Banks in Kremmling, CO | 32 mi | 2 | 2 |
| Banks in Estes Park, CO | 34 mi | 4 | 5 |
Bank branch openings and closings in Fraser
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fraser between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fraser by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fraser offices.
Short answer: BMO is the largest bank with offices in Fraser, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| United Business Bank | $2.56 billion | No. 495 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fraser: FAQ
How many banks are in Fraser, CO?
Fraser has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Fraser?
BMO, with 1. UMB Bank has 1 and United Business Bank has 1.
Is there a BMO in Fraser, CO?
Yes. FDIC data lists 1 BMO branch in Fraser as of September 5, 2026. The address and directions are under BMO above.
Is there a UMB Bank in Fraser, CO?
Yes. FDIC data lists 1 UMB Bank branch in Fraser as of September 5, 2026. The address and directions are under UMB Bank above.
Is there a United Business Bank in Fraser, CO?
Yes. FDIC data lists 1 United Business Bank branch in Fraser as of September 5, 2026. The address and directions are under United Business Bank above.
Is there a Chase in Fraser, CO?
No. FDIC data lists no Chase branch in Fraser as of September 5, 2026. The nearest is in Silverthorne, about 26 miles away in a straight line.
Which banks in Fraser are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Fraser?
UMB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Fraser in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fraser?
Nearby cities with more banks include Granby, Dillon, Silverthorne. Granby is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: BMO, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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