US Bank Directory
Banks in Berthoud, CO
4 FDIC-insured banks operate 4 offices in Berthoud, Colorado, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Berthoud
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Berthoud, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Berthoud
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Berthoud, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Adams Bank & Trust Bank · 1
Adams Bank & Trust has 1 branch in Berthoud, 10 across Colorado and 23 nationwide. FDIC records list its main office in Ogallala, NE and show it operating since 1962. With $1.29 billion in total assets on June 30, 2026, it ranks No. 853 of 4,232 U.S. banks by total assets. The Berthoud Branch at 1201 Lake Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berthoud Branch1201 Lake Ave, 80513
Bank of Colorado Bank · 1
Bank of Colorado has 1 branch in Berthoud, 52 across Colorado and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Berthoud Branch at 1335 Grand Market Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berthoud Branch1335 Grand Market Ave, 80513
BMO Bank · 1
BMO has 1 branch in Berthoud, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Berthoud Branch at 415 Mountain Ave dates to 1996 in FDIC branch records. Its published hours do not list Saturday.
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Berthoud Branch415 Mountain Ave, 80513
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Northern Colorado Credit Union Credit union · 1
Northern Colorado Credit Union has 1 office in Berthoud, 2 across Colorado. It is based in Greeley, CO and $75.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Berthoud909 Mountain Ave, 80513
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Berthoud, 33 across Colorado and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Berthoud Branch at 807 Mountain Ave dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berthoud Branch807 Mountain Ave, 80513
Join a credit union in Berthoud
1 credit union has 1 office here: Northern Colorado Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Berthoud page has every office in the state's directory.
Banking in Berthoud: the local picture
Short answer: 4 banks run 4 branches in Berthoud according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Berthoud, 1 elsewhere in Colorado and 3 out of state, according to the FDIC.
The bank with the longest record here is Bank of Colorado, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 807 Mountain Ave, dating to 1892; the newest is Bank of Colorado's at 1335 Grand Market Ave, from 2024.
The only credit union with an office here is Northern Colorado Credit Union.
Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Berthoud
Short answer: None of the 2 Berthoud locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Berthoud, and where the nearest one is if they do not.
Short answer: In Berthoud: BMO (1). No branches in Berthoud: Chase (nearest in Loveland, 5 mi), Wells Fargo (nearest in Loveland, 8 mi), Bank of America (nearest in Loveland, 8 mi), PNC Bank (nearest in Loveland, 6 mi), U.S. Bank (nearest in Loveland, 7 mi), Truist, Fifth Third Bank, Huntington (nearest in Lafayette, 22 mi), Regions Bank, TD Bank.
| Bank | In Berthoud | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Loveland, 5 miles away |
| Wells Fargo | None | Loveland, 8 miles away |
| Bank of America | None | Loveland, 8 miles away |
| PNC Bank | None | Loveland, 6 miles away |
| U.S. Bank | None | Loveland, 7 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Lafayette, 22 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berthoud to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berthoud residents like anyone else.
Banks near Berthoud
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Loveland (7 miles) and Johnstown (8 miles). Fort Collins, 16 miles away, has the most banks nearby: 28.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Loveland, CO | 7 mi | 15 | 26 |
| Banks in Johnstown, CO | 8 mi | 4 | 4 |
| Banks in Longmont, CO | 10 mi | 20 | 32 |
| Banks in Firestone, CO | 14 mi | 4 | 4 |
| Banks in Windsor, CO | 14 mi | 9 | 12 |
| Banks in Niwot, CO | 15 mi | 2 | 2 |
| Banks in Fort Collins, CO | 16 mi | 28 | 57 |
| Banks in Greeley, CO | 19 mi | 19 | 34 |
Bank branch openings and closings in Berthoud
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Berthoud between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Berthoud by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berthoud offices.
Short answer: BMO is the largest bank with offices in Berthoud, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. SouthState is second with $68.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Bank of Colorado | $7.61 billion | No. 207 | 1 | Fort Collins, CO |
| Adams Bank & Trust | $1.29 billion | No. 853 | 1 | Ogallala, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Berthoud: FAQ
How many banks are in Berthoud, CO?
Berthoud has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Berthoud?
BMO, with 1. SouthState has 1 and Bank of Colorado has 1.
Is there a BMO in Berthoud, CO?
Yes. FDIC data lists 1 BMO branch in Berthoud as of September 5, 2026. The address and directions are under BMO above.
Is there a SouthState in Berthoud, CO?
Yes. FDIC data lists 1 SouthState branch in Berthoud as of September 5, 2026. The address and directions are under SouthState above.
Is there a Bank of Colorado in Berthoud, CO?
Yes. FDIC data lists 1 Bank of Colorado branch in Berthoud as of September 5, 2026. The address and directions are under Bank of Colorado above.
Is there a Chase in Berthoud, CO?
No. FDIC data lists no Chase branch in Berthoud as of September 5, 2026. The nearest is in Loveland, about 5 miles away in a straight line.
Which banks in Berthoud are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Berthoud?
Bank of Colorado has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Which credit unions can I join in Berthoud?
Northern Colorado Credit Union has an office in Berthoud. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Berthoud in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Berthoud?
Nearby cities with more banks include Loveland, Johnstown, Longmont. Loveland is 7 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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