Banks in Niwot, CO

Bank branch map: Niwot

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Niwot, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Niwot

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO and Bank of Estes Park have the most locations in Niwot, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Estes Park 1 branch · main office Estes Park, CO Bank · 1

Bank of Estes Park has 1 branch in Niwot, 3 across Colorado and 3 nationwide. FDIC records list its main office in Estes Park, CO and show it operating since 1965. With $171.9 million in total assets on June 30, 2026, it ranks No. 3,183 of 4,232 U.S. banks by total assets. The Niwot Branch at 7980 Niwot Rd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Niwot Branch

  7980 Niwot Rd, 80503

  Hours: see the bank's site
  DirectionsWebsite

Bank of Estes Park: profile, branches and contacts

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Niwot, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Niwot Branch at 97 2nd Avenue dates to 1994 in FDIC branch records. Its published hours do not list Saturday.

• Niwot Branch

  97 2nd Avenue, 80544

  (303) 834-3333Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

BMO: profile, branches and contacts

Banking in Niwot: the local picture

Short answer: 2 banks run 2 branches in Niwot according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Niwot, 1 elsewhere in Colorado and 1 out of state, according to the FDIC.

The bank with the longest record here is BMO, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 97 2nd Avenue, dating to 1994; the newest is Bank of Estes Park's at 7980 Niwot Rd, from 1994.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Banks by ZIP code in Niwot

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 80503 has the most bank and credit union offices in Niwot (1), followed by 80544 (1). Offices are spread across 2 ZIP codes.

Saturday hours in Niwot

Short answer: None of the 1 Niwot location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Niwot, and where the nearest one is if they do not.

Short answer: In Niwot: BMO (1). No branches in Niwot: Chase (nearest in Boulder, 3 mi), Wells Fargo (nearest in Longmont, 4 mi), Bank of America (nearest in Longmont, 4 mi), PNC Bank (nearest in Longmont, 4 mi), U.S. Bank (nearest in Longmont, 4 mi), Truist, Fifth Third Bank, Huntington (nearest in Lafayette, 8 mi), Regions Bank, TD Bank.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Niwot to the nearest branch in Colorado.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Niwot residents like anyone else.

Banks near Niwot

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Longmont (5 miles) and Boulder (8 miles). Boulder, 8 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Niwot

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Niwot between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Niwot by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Niwot offices.

Short answer: BMO is the largest bank with offices in Niwot, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Bank of Estes Park is second with $171.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Niwot: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.