US Bank Directory

Banks in Santa Barbra, CA

1 FDIC-insured bank operates 1 office in Santa Barbra, California.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Santa Barbra

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Santa Barbra, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Santa Barbra

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: MidFirst Bank is the only bank with an office in Santa Barbra. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

MidFirst Bank 1 branch · main office Oklahoma City, OK Bank · 1

MidFirst Bank has 1 branch in Santa Barbra, 6 across California and 93 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1911. With $42.83 billion in total assets on June 30, 2026, it ranks No. 56 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 1100 Santa Barbara St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Santa Barbara Branch
    1100 Santa Barbara St, 93101
    Hours: see the bank's site
MidFirst Bank: profile, branches and contacts

Banking in Santa Barbra: the local picture

Short answer: 1 bank runs 1 branch in Santa Barbra according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

MidFirst Bank has its main office in Oklahoma City, OK, according to the FDIC.

The bank with the longest record here is MidFirst Bank, operating since 1911 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Santa Barbra, and where the nearest one is if they do not.

Short answer: No branches in Santa Barbra: Chase (nearest in Santa Barbara, 1 mi), Wells Fargo (nearest in Santa Barbara, 1 mi), Bank of America (nearest in Santa Barbara, 1 mi), PNC Bank (nearest in Lynwood, 93 mi), U.S. Bank (nearest in Santa Barbara, 1 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 54 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 3 mi).

BankIn Santa BarbraNearest branch if none here
ChaseNoneSanta Barbara, 1 mile away
Wells FargoNoneSanta Barbara, 1 mile away
Bank of AmericaNoneSanta Barbara, 1 mile away
PNC BankNoneLynwood, 93 miles away
U.S. BankNoneSanta Barbara, 1 mile away
TruistNonenone in California
Fifth Third BankNoneWestlake Village, 54 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneSanta Barbara, 3 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Santa Barbra to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Santa Barbra residents like anyone else.

Banks near Santa Barbra

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Santa Barbara (1 mile) and Montecito (4 miles). Santa Barbara, 1 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Santa Barbra

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Santa Barbra between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Santa Barbra by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Santa Barbra offices.

Short answer: MidFirst Bank is the largest bank with offices in Santa Barbra, with $42.83 billion in total assets on June 30, 2026, No. 56 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
MidFirst Bank$42.83 billionNo. 561Oklahoma City, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Santa Barbra: FAQ

How many banks are in Santa Barbra, CA?

Santa Barbra has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a MidFirst Bank in Santa Barbra, CA?

Yes. FDIC data lists 1 MidFirst Bank branch in Santa Barbra as of September 5, 2026. The address and directions are under MidFirst Bank above.

Is there a Chase in Santa Barbra, CA?

No. FDIC data lists no Chase branch in Santa Barbra as of September 5, 2026. The nearest is in Santa Barbara, about 1 miles away in a straight line.

What is the oldest bank in Santa Barbra?

MidFirst Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1911.

Did any bank branches open or close in Santa Barbra in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Santa Barbra?

Nearby cities with more banks include Santa Barbara, Montecito, Goleta. Santa Barbara is 1 miles away with 16 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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